Cholamandalam vs Reliance Travel Insurance

 Email me the results

Cholamandalam vs Reliance Travel Insurance

Destination
Date of Birth
   
Start Date
End Date
days
* Name, Email Id & Mobile No. are required 
Cholamandalam logo Cholamandalam logo Reliance logo Reliance logo Reliance logo Reliance logo
Silver

 Buy - Rs. *
Gold

 Buy - Rs. *
Standard Plan
$50,000

 Buy for Rs.*
Silver Plan
$100,000

 Buy for Rs.*
Gold Plan
$250,000

 Buy for Rs.*
Platinum Plan
$500,000

 Buy for Rs.*
*GST included
Accident & Sickness Medical Expenses: ?
$50,000
Deductible: $100
$100,000
Deductible: $100
$50,000
Deductible: $50
$100,000
Deductible: $50
$250,000
Deductible: $50
$500,000
Deductible: $50
Medical Evacuation: ?
Up to $50,000
Deductible: $100
Up to $100,000
Deductible: $100
Included under Medical Expenses Included under Medical Expenses Included under Medical Expenses Included under Medical Expenses
Repatriation of Remains: ?
$7,500 $7,500 Included under Medical Expenses Included under Medical Expenses Included under Medical Expenses Included under Medical Expenses
Pre-existing Cover
NA NA Other than critical illness, declared pre-existing ailments are covered under life threatening situations. Other than critical illness, declared pre-existing ailments are covered under life threatening situations. Other than critical illness, declared pre-existing ailments are covered under life threatening situations. Other than critical illness, declared pre-existing ailments are covered under life threatening situations.
Personal Accident
- - $15,000 $20,000 $25,000 $30,000
AD & D Common Carrier
- - $2,500 $2,500 $5,000 $5,000
Dental Treatment: ?
Up to $250
Deductible: $50
Up to $250
Deductible: $50
$500
Deductible: $50
$500
Deductible: $50
$500
Deductible: $50
$500
Deductible: $50
Personal Liability: ?
Up to $100,000 Up to $100,000 $50,000 $100,000 $200,000 $250,000
Loss of Checked Baggage: ?
Up to $500 Up to $500 $500 $1,000 $1,200 $1,500
Checked-in Baggage Delay
Up to $100
Deductible: 12 hours
Up to $100
Deductible: 12 hours
$100
Deductible: 12 hours
$100
Deductible: 12 hours
$100
Deductible: 12 hours
$100
Deductible: 12 hours
Loss of PassPort: ?
$150
Deductible: $30
$250
Deductible: $30
$300
Deductible: $25
$300
Deductible: $25
$300
Deductible: $25
$300
Deductible: $25
Hijack Distress Allowance
$100 per day up to Max. $700
Deductible: 12 hours
$100 per day up to Max. $700
Deductible: 12 hours
NA $50 per day up to Max.7 days
Deductible: 12 hours
$75 per day up to Max. 7 days
Deductible: 12 hours
$125 per day up to Max. 7 days
Deductible: 12 hours
Daily allowance in case of hospitalization
- $25 per day up to Max. $350 NA $25 per day up to Max. 5 days
Deductible: 2 day
$25 per day up to Max. 6 days
Deductible: 2 day
$25 per day up to Max. 7 days
Deductible: 2 day
Trip Delay
NA $10 per 12 hrs up to Max. $150
Deductible: 12 hrs
NA $25 per day up to Max. 6 days
Deductible: 12 hrs
$50 per day up to Max. 6 days
Deductible: 12 hrs
$60 per day up to Max. 6 days
Deductible: 12 hrs
Trip Cancellation & Interruption
NA Up to $500
Deductible: $50
NA $600 $600 $600
Emergency Cash Advance: ?
NA Up to $250 NA $300 $300 $300
Home Burglary Insurance: ?
NA Up to Rs.2,00,000 NA 1 Lakh 2 Lakhs 3 Lakhs
Important Points
To find out the important points of Cholamandalam click here » To find out the important points of Cholamandalam click here » To find out the important points of Reliance click here » To find out the important points of Reliance click here » To find out the important points of Relianceclick here » To find out the important points of Reliance click here »
Sublimits
NA NA To find out the sublimits of Reliance click here » To find out the sublimits of Reliance click here » To find out the sublimits of Reliance click here » To find out the sublimits of Reliance click here »
Reliance logo Reliance logo Reliance logo Reliance logo
Standard Plan ($50,000)

 Buy - Rs. *
Silver Plan ($100,000)

 Buy - Rs. *
Gold Plan ($250,000)

 Buy - Rs. *
Platinum Plan ($500,000)

 Buy - Rs. *
*GST included
Accident & Sickness Medical Expenses: ?
$50,000
Deductible: $50
$100,000
Deductible: $50
$250,000
Deductible: $50
$500,000
Deductible: $50
Medical Evacuation: ?
Included under Medical Expenses Included under Medical Expenses Included under Medical Expenses Included under Medical Expenses
Repatriation of Remains: ?
Included under Medical Expenses Included under Medical Expenses Included under Medical Expenses Included under Medical Expenses
Pre-existing Cover
Other than critical illness, declared pre-existing ailments are covered under life threatening situations. Other than critical illness, declared pre-existing ailments are covered under life threatening situations. Other than critical illness, declared pre-existing ailments are covered under life threatening situations. Other than critical illness, declared pre-existing ailments are covered under life threatening situations.
Personal Accident
$15,000 $20,000 $25,000 $30,000
AD & D Common Carrier
$2,500 $2,500 $5,000 $5,000
Dental Treatment: ?
$500
Deductible: $50
$500
Deductible: $50
$500
Deductible: $50
$500
Deductible: $50
Personal Liability: ?
$50,000 $100,000 $200,000 $250,000
Loss of Checked Baggage: ?
$500 $1,000 $1,200 $1,500
Checked-in Baggage Delay
$100
Deductible: 12 hours
$100
Deductible: 12 hours
$100
Deductible: 12 hours
$100
Deductible: 12 hours
Loss of PassPort: ?
$300
Deductible: $25
$300
Deductible: $25
$300
Deductible: $25
$300
Deductible: $25
Hijack Distress Allowance
NA $50 per day up to Max.7 days
Deductible: 12 hours
$75 per day up to Max. 7 days
Deductible: 12 hours
$125 per day up to Max. 7 days
Deductible: 12 hours
Daily allowance in case of hospitalization
NA $25 per day up to Max. 5 days
Deductible: 2 day
$25 per day up to Max. 6 days
Deductible: 2 day
$25 per day up to Max. 7 days
Deductible: 2 day
Trip Delay
NA $25 per day up to Max. 6 days
Deductible: 12 hrs
$50 per day up to Max. 6 days
Deductible: 12 hrs
$60 per day up to Max. 6 days
Deductible: 12 hrs
Trip Cancellation & Interruption
NA $600 $600 $600
Emergency Cash Advance: ?
NA $300 $300 $300
Home Burglary Insurance: ?
NA 1 Lakh 2 Lakhs 3 Lakhs
Important Points
To find out the important points of Reliance click here » To find out the important points of Reliance click here » To find out the important points of Relianceclick here » To find out the important points of Reliance click here »
Sublimits
To find out the sublimits of Reliance click here » To find out the sublimits of Reliance click here » To find out the sublimits of Reliance click here » To find out the sublimits of Reliance click here »
Reliance logo Reliance logo
Senior Citizen 15000

 Buy - Rs. *
Senior Citizen 50000
Sublimits?
*GST included
Policy Maximum
$15,000

Deductible: $100
$50,000

Deductible: $100
Accident & Sickness Medical Expenses: ?
$15,000

Deductible: $100
$50,000

Deductible: $100
Medical Evacuation: ?
Included under Medical Expenses Included under Medical Expenses
Repatriation of Remains: ?
$7,000 (Included under Medical Expenses) $7,000 (Included under Medical Expenses)
Pre-existing Cover
Does not cover for pre-existing disesases Does not cover for pre-existing disesases
Accidental Death & Dismemberment: ?
$15,000 $15,000
Dental Treatment: ?
$200
Deductible: $50
$200
Deductible: $50
Personal Liability: ?
$15,000 $15,000
Loss of Checked Baggage: ?
$500 $500
Checked in Baggage Delay
Loss of PassPort: ?
$150
Deductible: $25
$150
Deductible: $25
Important Points
To find out the important points of Relianceclick here » To find out the important points of Relianceclick here »
Sublimits
To find out the sublimits of Reliance click here » To find out the sublimits of Reliance click here »
Reliance logo
Senior Citizen $50,000

 Buy - Rs. *
*GST included
Accident & Sickness Medical Expenses: ?
$50,000

Deductible: $100
Medical Evacuation: ?
Included under Medical Expenses
Repatriation of Remains: ?
$7,000 (Included under Medical Expenses)
Accidental Death & Dismemberment: ?
$15,000
Dental Treatment: ?
$200
Deductible: $50
Personal Liability: ?
$15,000
Loss of Checked Baggage: ?
$500
Loss of PassPort: ?
$150
Deductible: $25
Important Points
To find out the important points of Relianceclick here »
Sublimits
To find out the sublimits of Reliance click here »
Reliance logo
Senior Citizen $50,000

 Buy - Rs. *
*GST included
Accident & Sickness Medical Expenses: ?
$50,000

Deductible: $100
Medical Evacuation: ?
Included under Medical Expenses
Repatriation of Remains: ?
$7,000 (Included under Medical Expenses)
Accidental Death & Dismemberment: ?
$15,000
Dental Treatment: ?
$200
Deductible: $50
Personal Liability: ?
$15,000
Loss of Checked Baggage: ?
$500
Loss of PassPort: ?
$150
Deductible: $25
Important Points
To find out the important points of Relianceclick here »
Sublimits
To find out the sublimits of Reliance click here »

Unique Features of Cholamandalam

  • Cholamandalam MS General Insurance Company Limited is a Joint Venture between the Murugappa Group, Chennai and Mitsui Sumitomo Insurance Company Limited, Japan and the company is headquartered in Chennai.
  • The company offers customised plans for Individuals between 6 months and 70 years, Senior Citizens between the ages of 71 and 80 years and a specific plan for Students between the age of 16 and 35 years going abroad to study.
  • They also offer a specific travel to Asian destinations which covers Australia & New Zealand but excludes Japan from coverage.
  • The Travel insurance plans providecoverage for a duration of 180 days with an option for extension upto 360 days upto the age of 60 years. Duration above 70 years is for a maximum of 180 days.
  • Adventure sports covered (e.g. hot air ballooning/ bungee jumping / parasailing / paragliding.) subject to underwriting approval.
  • Cashless Outpatient bills(OPD) settlement of more than $400can be facilitated by the insurance company through their Assistance Partner abroad subject to prior information.
  • Cholamandalam Travel plans offer coverage is available for Pre existing conditions in Life threatening situations apart from One way Immigration travel covered upto 30 days.
  • The Annual Multi Trip plan has options to choose from 30 / 45 / 60 / 90 days for each trip, which is best in class in the market. The policy will however be for 1 year.
  • Premium rates are calculated on a per day daily basis – hence the insured ends up paying for the exact number of days of travel.
  • Door to Door cover”.i.e. Personal Accident coverage for the insured is in force from residence to international airport while going abroad & international airport to residence while returning home.
  • Global Protection with 24 /7 Assistance through their TPA partner Europ Assist.

Unique Features of Reliance

  • Reliance General Insurance is part of the Reliance Anil Ambani Group (ADAG) and offers Travel Insurance for Indians travelling abroad or within India.
  • Reliance Travel Insurance ensure zero paperwork and affordable premiums to ensure their customers have a smooth holiday. Choose from a variety of plans – for individuals or for the entire family.
  • The duration of your trip does not matter – Reliance covers trips upto a duration of 182 days with extensions available up to 365 days.
  • Travelers from 6 months to 90 years can be covered under Reliance Travel Insurance Plans with Senior citizens aged between 71-90 years can buy the Reliance Senior plan without submitting any medical reports.
  • Pre existing diseases are covered in case of life threatening situations only for travellers up to 70 years. There are Sickness Medical Sublimits from the age of 61 years onwards.
  • The Sum Insureds for each benefit are per policy period, which means there is no restoration of sum insured once a claim has been filed.
  • Automated extension of your policy The policy will be extended in case of a medical emergency and evacuation (up to 30 days) and delay of common carrier (up to 7 days).
  • Some of the pre existing diseases which are not covered by Reliance travel insurance plan are Cancer / Leukemia / Malignant Tumor, Cardiac ailments, Chronic obstructive pulmonary disease (COPD), HIV /AIDS, Kidney Ailment, Liver Disease, Neurological Disorder / Stroke / Paralysis, Thalasemia, Insulin Dependent Diabetes.
  • The traveller can avail Cashless Claims (for Inpatient Treatment) and also have access to National and International Assistance Numbers when abroad. These services are provided through Reliance’s Travel Assistance Partner, Europ Assistance.
travel insurance India
Tips to find best travel insurance

Tips to find good and adequate international travel health insurance... Click here to read more

Healthcare cost overseas

Comparison of overseas Healthcare cost and popular tourist destinations... Click here to read more

How does travel insurance work

How to use Indian visitor insurance in case of sudden sickness and accidents... Click here to read more

Popular Travel Destinations

Indian travel insurance for popular overseas tourist destinations... Click here to read more

India travel insurance useful links

How to buy online?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.

Know more »

Already outside India

Travelers who have already traveled from India and do not have insurance can buy travel medical insurance after approval.

Know more »

Travel Insurance Online Renewal

Insurance customers can renew their existing policy online before the exipry date at any time.


Know more »

Insurance Claims

In case of a claim or reimbursement of treatment expenses, notify by contacting them.


Know more »

Tips on air travel

Travel tips for Indian parents

Know more »

How are Claims settled?

Are travel insurance directly billed or is it reimbursement basis, is there a hospital network.

Know more »

How does travel insurance work

How to use Indian visitor insurance in case of sudden sickness and accidents

Know more »

Healthcare cost overseas

Comparison of overseas Healthcare cost and popular tourist destinations

Know more »

Tips to find best travel insurance

Tips to find good and adequate international travel health insurance

Know more »

EIndia General Insurance Partners

  • Tata Aig
  • bajaj-allianz
  • reliance
  • cholamandalam
  • religare health Insurance
  • apollo
  • Star Health
  • max bupa
  • future generali
  • go digit
  • hdfc ergo
  • cigna ttk
  • universal sompo
  • SBI
  • iffco tokio
  • Cigna TTK
  • Aditya Birla
  • Raheja QBE
  • New India Logo
  • Oriental Logo
  • bharti axa health Insurance Plans
  • kotak
-

ONLINE CHAT

Keep in touch

  • Address

    InstantCover Insurance Web Aggregator Private limited
    710, 6th B Cross, 16th Main Road, Koramangala 3rd Block, Bangalore - 560 034.

  • +91-(80)-41101026
  • Send an email
CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2022