Reliance travel insurance policy

Reliance travel care family insurance overview

• Travel Care

  This is Reliance’s most comprehensive plan offered for International Individual travellers between the ages of 3 months to 70 years of age. They come in four different options namely Standard, Silver, Gold and Platinum options based on the Sum Insured of Emergency Accident & Sickness Medical expenses, which range from $50,000 to $500,000. These Plans cover Accident & Sickness, Personal Accident covering Death and Disability/ Dismemberment, Dental Expense coverage, Loss and Delay of Checked in Baggage, Loss of Passport, Trip Cancellation and Trip Interruption, Personal Liability, Missed Connection etc. They also have a unique coverage for Home Burglary for protection for the insured’s home in India, while they are traveling abroad.
  
  

  Standard Plan	Silver Plan	Gold Plan	Platinum Plan	Family Standard Plan	Family Gold Plan	Deductible
  Medical Expenses Incl.transportation, evacuation and repatriation of mortal remains
  $50,000	$100,000	$250,000	$500,000	$50,000	$100,000	$50
  Special Conditions for 61-70 years. (limit of liability)
  Any One Illness
  $12,000	$13,500	$15,000	$17,500	Not Available	Not Available	Not Available
  Any One Accident
  $20,000	$25,000	$30,000	$35,000	Not Available	Not Available	Not Available
  Other benefits
  Dental Care Expenses
  $500	$500	$500	$500	$500	$500	$50
  Personal Accident
  $15,000	$20,000	$25,000	$30,000	$15,000	$25,000	Not Available
  Accidental Death & Dismemberment- Common Carrier
  $2,500	$2,500	$5,000	$5,000	$2,500	$2,500	Not Available
  Daily Allowance in case of Hospitalization
  Not Available	$25 per day up to 5 days Max	$25 per day up to 6 days max	$25 per day up to 7 days max	$25 per day up to 5 days max)	$25 per day up to 7 days max)	2 Days
  Compassionate Visit
  Return Fare for any one accompanying person - spouse / child / family doctor	Return Fare for any one accompanying person - spouse / child / family doctor	Return Fare for any one accompanying person - spouse / child / family doctor	Return Fare for any one accompanying person - spouse / child / family doctor	Return Fare for any one accompanying person - spouse / child / family doctor	Return Fare for any one accompanying person - spouse / child / family doctor	Not Available
  Loss of Passport
  $300	$300	$300	$300	$300	$300	$25
  Total Loss of Checked Baggage*
  $500	$1,000	$1,200	$1,500	$500	$1,000	Not available upto 60 years
  Delay of Checked Baggage
  $100	$100	$100	$100	$100	$100	12 hours
  Trip Delay
  Not Available	$25 per day up to 6 days max	$50 per day up to 6 days max	$60 per day up to 6 days max	$25 per day up to 5 days max	$50 per day up to 7 days max	12 hours
  Trip Cancellation & Interruption
  Not Available	$600	$600	$600	$500	$600	Not Available
  Missed Connection
  Not Available	$200	$300	$500	Not Available	$300	Not Available
  Personal Liability
  $50,000	$100,000	$200,000	$250,000	$100,000	$100,000	Not Available
  Financial Emergency Assistance
  Not Available	$300	$300	$300	$500	$600	Not Available
  Hijack Distress Allowance
  Not Available	$50 per day up to 7 days max	$75 per day up to 7 days max	$125 per day up to 7 dyas max	$50 per day up to 7 days max	$75 per day up to 7 days max	12 hours
  Home Burglary Insurance (INR)
  Not Available	$100,000	$200,000	$300,000	$100,000	$200,000	Not Available

  Note: Per baggage Max 50% and per item in baggage max 10%.
  

• Reliance schengen plan

  The risks that a traveller are exposed to vary depending on the country/area you will be visiting and Europe is certainly one continent full of diversity and varied experiences. Thus, it is important to choose the right amount/type of coverage accordingly. When it comes to Europe, there are 26 nations that come under the umbrella of Schengen regulations. This covers almost the entirety of Europe. As per Schengen rules, you can travel across all Schengen countries with a single visa and a travel insurance policy. Additionally, availing a travel insurance policy is mandatory with a minimum sum insured of 30,000 €. The Reliance Schengen Plan comes in two variants Basic and Standard with differing Sum Insureds for Emergency Medical Expenses following sickness or accident. The sum insured for the Basic Plan is €30,000and for the Standard Plan is €50,000.
  
  

  Basic	Standard	Deductible
  Medical Expenses including transportation and evacuation
  Euro 30,000	Euro 50,000	Euro 50
  Dental Care Expenses
  Euro 500	Euro 500	Euro 50
  Loss of Passport
  Not Available	Euro 300	Euro 25
  Total Loss of Checked Baggage (per baggage maximum 50% and per item in baggage max 10%)
  Not Available	Euro 500	Not Available
  Delay of Checked Baggage
  Not Available	Euro 100	12 hours
  Personal Accident
  Euro 10,000	Euro 15,000	Not Available
  Accidental Death & Common Carrier
  Not Available	Euro 2,500	Not Available
  Personal Liability
  Not Available	Euro 50,000	Not Available
  Compassionate visit
  Not Available	Return Fare for any one accompanying person - spouse / child / family doctor	Not Available

  What does Reliance Schengen plan cover?

  The Schengen travel insurance policy extends the following covers:
  • Emergency medical expenses incurred by you whilst abroad, for any sudden illness, injury or death
  • Emergency expenses made for medical evacuation to India
  • Expenses incurred while transporting the insured’s mortal remains back home or towards burial abroad in case of an untimely demise
  • Acute anaesthetic treatment of teeth due to an injury
  • Accidental bodily injury during the trip
  • Compensation for death or permanent disability due to an accident, while riding as a passenger in a common carrier
  • Cost of obtaining a fresh or duplicate passport in case of a lost passport
  • Total loss of your checked-in baggage by a common carrier
  • Reimbursement of return ticket fare for a family member visiting you, the insured, if you’re hospitalised for more than 7 days
  • Compensation for a third party in case your involuntarily actions result in someone’s demise, cause someone injury or damage to health or property
  
  

  Why do I need Schengen Travel Insurance?

  As per the Schengen agreement, there are 26 European countries that belong to the Schengen area. In order to travel to these countries, it is mandatory to avail a Schengen travel insurance policy as per Schengen rules. Thus, in simple terms, you won’t be able to visit a Schengen country unless you have a valid travel insurance policy conforming to Schengen regulations.
  
  

  Is European travel insurance mandatory?

  Yes, if you are travelling to Schengen countries. Without International travel insurance, you cannot avail a Schengen visa. Please note that although all Schengen countries are in Europe, all European Union countries do not fall under the ambit of Schengen regulations eg. the UK and Ireland. That said, considering the security that a travel policy offers, it is advisable that one must avail travel insurance.
  
  

• Reliance Asia plan

  Like most of the other insurance companies, Reliance also offers a specific plan for travel within Asia. The Reliance Plan comes in two variants names Asia Standard and Asia Silver Plans with sum insureds for Emergency Medical Expenses @ $15,000 and @50,000. The coverage also includes Medical Evacuation and Repatriation of Remains. Apart from these benefits, the plan also has a overage for Passport Loss, Delay and Loss of Checked in Baggage in the custody of the Common Carrier, Trip Delay, Personal Accident & Personal Liability and a Hijack cover. There is also an Emergency Financial Assistance offer in each plan variant.
  
  

  Asia Standard	Asia Silver	Deductible
  Medical Expenses
  $15,000 (Per Accident/illness medical expenses limit restricted to $ 7,500)	$50,000 (Per Accident/illness medical expenses limit restricted to $ 15,000)	$100
  Medical Expenses including transportation and evacuation
  $25,000	$30,000	$50
  Dental Care Expenses
  $500	$500	$50
  Personal Accident
  $7,500	$7,500	Not Available
  Accidental Death & Dismemberment- Common Carrier
  $2,500	$2,500	Not Available
  Loss of Passport
  $100	$100	$25
  Total Loss of Checked Baggage
  $200	$200	Not Available
  Delay of Checked Baggage
  $100	$100	12 hours
  Trip Delay
  $25 per day up to 6 days Max	$30 per day up to 6 days Max	12 hours
  Personal Liability
  $10,000	$10,000	Not Available
  Financial Emergency Assistance
  $500	$500	Not Available
  Hijack Distress Allowance
  $50 per day up to 7 days max	$60 per day up to 7 days max	12 hours

  
  

  Features of the Asia Plan of Reliance

  • Coverage in all Asian Countries except Japan
  • Coverage of pre-existing ailments in case of life threatening situations
  • Automated extensions of Policy in case of medical emergency and evacuation (upto 30 days) and delay of common carrier (upto 7 days) beyond Policy expiry
  • Extensive coverage offered at the most affordable prices
  • 24 Hour Emergency Cashless Services offered through Emergency Assistance Service Provider

• Annual multitrip plan of Reliance

  The Reliance Annual Multi Trip policy is mainly suited for frequent travellers who travel multiple times every year to destinations abroad on both business and leisure. The insured can purchase a single policy for one year (365 days) during which period they can travel as many times as they need to, without having to purchase a policy for each trip. The plans offers each individual trip having a duration of 30-45 days with separate plans for Including and Excluding Americas, depending on the insured’s travel requirements. This is for insureds between the ages of 18 and 70 years.
  
  We recommend that one switches to annual multi-trip travel insurance as it can turn out to be much more economical than the single trip travel insurance plan, for frequent travellers. In addition to this, it offers the traveller complete peace of mind for the entire year, not requiring them to remember to purchase a single trip policy each time they need to travel. In terms of coverages also, the Annual Multi Trip plans offers the insured comprehensive covers to take care of any emergency (both medical and non medical) when they are traveling.
  
  The benefits under the Family Plans are standard benefits as offered under most of the other Travel plans and they include Emergency Accident & Sickness, Repatriation of Remains and Medical Evacuation, Dental Relief, Loss and Delay of Checked in Baggage, Loss of Passport, Personal Liability, Personal Accident cover (including coverage in common carrier, Trip Cancellation/Interruption, Missed Connection, Trip Delay, Emergency Financial Assistance, Home Burglary, etc.
  
  Reliance offers three options under the Multitrip Plan which include Corporate Standard, Plus and Elite Plans which have varying Sum insureds of Emergency Accident & Sickness coverage between $100,000 to $500,000.
  
  

  Corporate Elite	Corporate Plus	Corporate Standard	Deductibles
  Medical Expenses including Transportation and Evacuation
  $500,000	$250,000	$100,000	$50
  Dental Care Expenses
  $500	$500	$500	$50
  Personal Accident
  $30,000	$25,000	$20,000	Not Available
  Accidental Death & Dismemberment- Common Carrier
  $5,000	$5,000	$2,500	Not Available
  Daily Allowance in case of Hospitalization
  $25 per day up to 7 days max	$25 per day up to 6 days max	$25 per day up to 5 days max	2 days
  Compassionate Visit
  Return Fare for any one accompanying person-spouse/child /family doctor	Return Fare for any one accompanying person-spouse/child /family doctor	Return Fare for any one accompanying person	Not Available
  Loss of Passport
  $300	$300	$300	$25
  Total Loss of Checked Baggage*
  $1500	$1000	$500	Not Available
  Delay of Checked Baggage
  $125	$125	$100	12 hours
  Trip Delay
  $60 per day up to 6 days max	$50 per day up to 6 days max	$30 per day up to 6 days max	12 hours
  Trip Cancellation & Interruption
  $1250	$1000	$750	Not Available
  Missed Connection
  $500	$300	Not Available	Not Available
  Personal Liability
  $25,0000	$20,0000	$10,0000	Not Available
  Hijack Distress Allowance
  $125 per day up to 7 days max	$75 per day up to 7 days max	$60 per day up to 7 days max	12 hours
  Financial Emergency Assistance
  $1000	$1000	$500	Not Available
  Home Burglary Insurance (in Indian Rs)
  $300,000	$200,000	Not Available	Not Available

  Note: Per baggage Max 50% and per item in baggage max 10%.
  
  

• Reliance senior plan

  As part of this Travel plans offered in the market, Reliance also offers Senior Citizen product, specifically designed for this category of travellers. The Plan includes three varying sum insureds for Emergency Accident & Sickness from $15,000 to $50,000 With and without sub limits. They also offer the same in three age brackets ( 71-80 years, 81-85 years and 86-90 years) with options for both Including and Excluding Americas. They also offer trip band upto 182 days of cover.
  
  

  What are the benefits of senior citizen travel insurance?

  Amongst the many benefits of senior citizen travel insurance, medical expenses coverage is the most important given their predisposition to illness. Some of the features include:
  • Cashless hospitalization during a medical emergency. This is very useful for senior citizens given that the average claim size increases with the age of the insured.
  • Coverage of expenses for medical evacuation to India if recommended by the attending physician.
  • Compensation for death or permanent disability due to an accident, while riding as a passenger in a common carrier.
  • Reimbursement of return ticket fare for a family member visiting the insured, if they are hospitalized continuously for more than 7 days.
  
  

  $15,000 Coverage	$50,000 Coverage With Sublimit	$50,000 Coverage Without Sublimit	Deductibles per claim
  Medical Expenses
  $15,000 (Per Accident/illness medical expenses limit restricted to $ 7,500)	$50,000 (Per Accident/illness medical expenses limit restricted to $ 15,000)	$50,000 (Per Accident/illness medical expenses limit restricted to $ 50,000)	$100
  Dental Treatment
  $200	$200	$200	$50
  Transport of the mortal remains or burial at the place of death abroad
  $7,000	$7,000	$7,000	Not Available
  Loss of Checked Baggage
  $500	$500	$500	$100
  Loss of Passport
  $150	$150	$150	$25
  Personal Accident
  $15,000 (Per accident / injury limit restricted to $10,000)	$15,000 (Per accident / injury limit restricted to $10,000)	$15,000	Not Available
  Personal Liability
  $15,000	$15,000	$15,000	Not Available

  Why does one need Senior Citizen Travel Insurance?

  With senior citizen travel insurance, one gets a host of benefits from the perspective of peace of mind for your trip when travelling at an advanced age. When the insured is travelling, you are exposed to a number of risks such passport loss, baggage loss/theft, personal accident as well as medical emergencies, and having a robust travel insurance plan that safeguards them against such risks and protects you from the financial liabilities that may incur due to them. Thus, it is a must for senior citizens or the elderly to buy a travel insurance as a precautionary measure.
  

  Is Senior Citizen travel insurance mandatory?

  No. It is only mandatory in certain locations such as Schengen countries and Australia. However, senior citizens are exposed to more risk of falling sick in foreign locations due to their age. Hence, it is always advisable to carry a senior citizen travel insurance as a precautionary measure.
  

  Specific exclusion for reliance Senior Citizen Plan -

  These include:
  • Pre - existing illness/diseases/injuries are not covered under any circumstances for 70+ travelers
  • Medical illness SI limits for $15,000 with per illness limited to $7,500 & for $50,000 coverage with per illness limited to $15,000.
  • Duration of travel not to exceed 360 days (including renewals).
  • Per Accident/injury limit restricted to $10,000
  • Exclusion of life threatening conditions & Acute Pain clauses from the coverage’s of the policy

• Reliance student plans

  Reliance also offers comprehensive plans to suit most university requirements. They offer coverages for students between the ages of 16 and 35 years who are proceeding abroad for their higher studies. Some specific features include:
  • Plan options
    • Non Medical Plan - Basic Plan – without Emergency Medical Coverage – this is ideal for students who want to purchase their insurance policy at the University, or if the University makes it mandatory but will also like to be covered for Student specific benefits.
    • Medical Plans – the Emergency Medical Sum insured options include Standard Plan - $50,000 coverage Silver Plan - $100,000 Gold Plan - $250,000 coverage, Platinum Plan-$500,000
  • Reliance student medical insurance can be purchased for a maximum of 2 years at a time
  • Reliance Student policy offers Add-on benefits with nominal additional where a student can choose the base Reliance Student plan with add-ons. These add on include a)Treatment of Mental and Nervous disorders (including Alcohol and Drug dependency), b) Inpatient Hospitalization expenses related to Pregnancy/Child Birth (After a waiting period of 10 months) c) Medical Expenses for Inter Collegiate sports injuries, d) Cancer Screening and Mammographic Examinations, e) Child Care Benefits, f) Chiropractic Treatment, g) Skilled Nursing Facility and h) Physiotherapy

  Basic	Standard	Silver	Gold	Platinum	Deductibles
  Medical Expenses including transportation and evacuation
  Not Available	$50,000	$100,000	$250,000	$500,000	$50
  Dental Care Expenses
  Not Available	$500	$500	$500	$500	$50
  Personal Accident
  $25,000	$25,000	$25,000	$25,000	$25,000	Not Available
  Accidental Death- Common Carrier
  Not Available	$2500	$2500	$2500	$2500	Not Available
  2 way Compassionate Visit
  $7,500	$7,500	$7,500	$7,500	$7,500	Not Available
  Loss of Passport
  $100	$100	$100	$200	$200	$25
  Total Loss of Checked Baggage*
  $1,000	$1,000	$1,000	$1,000	$1,000	$100
  Personal Liability
  $100,000	$100,000	$100,000	$150,000	$150,000	$200
  Bail Bond
  $1,000	$500	$1,000	$5,000	$5,000	$50
  Study Interruption
  $10,000	$10,000	$10,000	$10,000	$10,000	Not Available
  Sponsor Protection
  $10,000	$10,000	$10,000	$10,000	$10,000	Not Available
  *Total loss of checked baggage-Maximum amount payable per checked in baggage in case more than one bag has been checked in , is 50% (100% for only one checked in baggage ) of applicable sum insured and per item in baggage max 10%

  
  

  Sum Insured(In USD)	Deductibles(In USD)
  Add on Benefits
  Treatment of Mental and Nervous Disorders including Alcohol and Drug Dependency
  $1,000	$100
  Inpatient Hospitalization expenses related to Pregnancy/Child birth (After a waiting period of 10 months)
  $500	Not Available
  Medical Expenses for Inter collegiate sports injuries
  Covered under the Medical Expenses including Transportation & Repatriation benefit	Not Available
  Cancer Screening and Mammographic Examinations
  $2,500	Not Available
  Child Care Benefits
  $100 per day for a maximum of 10 days	Not Available
  Additional add on benefits
  Applicable on a case-to-case basis and subject to specific approval
  Chiropractic Treatment
  $1,000	Not Available
  Physiotherapy
  $500	Not Available
  Skilled Nursing Facil
  $500	Not Available

  
  The Student plan offers Student specific coverages like Bail Bond, Study Interruption, Sponsor Protection, Compassionate Visit 2 way as part of the base coverages. The plan also comes with automatic Extension of policies of 30 days for Medical Evacuation & Emergencies and for 7 days for Delay in Common Carrier and coverage for pre-existing situations in case of life threatening situations only.
  
  

• Reliance Corporate Travel Plan

  Reliance also offers plans specific for Corporate Houses whose employees travel abroad on a regular basis. These policies can be offered for the business travel of these employees when they travel across the world. Under the Corporate plan, there are three options namely Standard, Plus and Elite based on varying sum insureds for Emergency Medical Expenses.
  
  Coverages under these plan variants include Emergency Accident & Sickness, Repatriation of Remains and Medical Evacuation, Dental Relief, Loss and Delay of Checked in Baggage, Loss of Passport, Personal Liability, Personal Accident cover (including coverage in common carrier, Trip Cancellation/Interruption, Missed Connection, Trip Delay, Emergency Financial Assistance, Home Burglary.
  
  

  Corporate Elite	Corporate Plus	Corporate Standard	Deductibles
  Medical Expenses including Transportation and Evacuation
  $500,000	$250,000	$100,000	$50
  Dental Care Expenses
  $500	$500	$500	$50
  Personal Accident
  $30,000	$25,000	$20,000	Not Available
  Accidental Death & Dismemberment- Common Carrier
  $5000	$5000	$2500	Not Available
  Daily Allowance in case of Hospitalization
  $25 per day(7 days max)	$25 per day(6 days max)	$25 per day(5 days max)	2 days
  Compassionate Visit
  Return Fare for any one accompanying person-spouse/child /family doctor	Return Fare for any one accompanying person-spouse/child /family doctor	Return Fare for any one accompanying person	Not Available
  Loss of Passport
  $300	$300	$300	$25
  Total Loss of Checked Baggage*
  $1500	$1000	$500	Not Available
  Delay of Checked Baggage
  $125	$125	$100	$12 hours
  Trip Delay
  $60 per day(6 days max)	$50 per day(6 days max)	$30 per day(6 days max)	12 hours
  Trip Cancellation & Interruption
  $1250	$1000	$750	Not Available
  Missed Connection
  $500	$300	Not Available	Not Available
  Personal Liability
  $250,000	$200,000	$100,000	Not Available
  Hijack Distress Allowance
  $125 per day(7 days max)	$75 per day(7 days max)	$60 per day(7 days max)	12 hours
  Financial Emergency Assistance
  $1000	$1000	$500	Not Available
  Home Burglary Insurance (in Indian Rs)
  $300,000	$200,000	Not Available	Not Available

  Note: Per baggage Max 50% and per item in baggage max 10%.
  
  

• Standard coverage definitions

  Under all the plans that are offered by Reliance, the coverage definitions remain the same and are listed down below. These are brief descriptions, please refer to the policy terms and conditions for the detailed descriptions of these benefits:
  
  

  • Medical Expenses including Transportation and Evacuation

    The Company takes care of emergency medical expenses incurred by the Insured / Insured Person whilst abroad, for any sudden disease, illness, injury or death, with cashless facility. The Company will reimburse emergency expenses towards medical evacuation to India. It also covers the cost of transporting the mortal remains of the deceased back home or the costs towards burial abroad, in case of one's untimely demise.

  • Dental Care Expenses

    The Company covers dental expenses incurred by the Insured / Insured Person for any acute anesthetic treatment of a natural tooth or teeth during a trip due to an injury.

  • Personal Accident

    The Company shall pay compensation if the Insured / Insured Person unfortunately sustain accidental bodily injury during the trip.

  • Accidental Death and Dismemberment-Common Carrier

    The Company shall pay compensation for injury sustained by Insured, which results in loss of life or permanent disability while riding as a passenger in any common carrier.

  • Two way Compassionate Visit

    The company will reimburse the return fare for an immediate family member to visit you or for you to visit your family member in case of hospitalization extending to more than seven consecutive days.

  • Loss of Passport

    The Company will reimburse actual expenses incurred for obtaining a duplicate or fresh passport in the event of a loss

  • Total Loss of Checked Baggage

    The Company shall compensate the Insured / Insured Person for the total loss of checked-in baggage caused by a carrier.

  • Personal Liability

    The Company offers compensation for liability / damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by the Insured / Insured Person abroad.

  • Trip Delay

    Reimbursement of additional expenses occurred due to trip delay (only if the trip has been delayed for more than 12 hours).

  • Bail Bond

    The Company will arrange to pay the bail amount to the appropriate authority / court, on behalf of the insured person if the person have been arrested or detained by police or judicial authorities for any bailable offence whilst abroad.

  • Study Interruption

    If the Insured Persons education abroad has been interrupted on account of a medical condition, the company will reimburse the current semester fee already paid.

  • Sponsor Protection

    In case the sponsor, who is taking care of the Insured Person tuition fees is injured resulting in his demise, the Company will reimburse the tuition fees.

  • Repatriation of Remains

    Covers cost of repatriation of mortal remains to India.

  • Financial Emergency Assistance

    Insurance provides financial assistance in the event of a financial emergency arising due to theft

  • Hijack Allowance

    Provides an allowance in the event of hijack of a common carrier for more than 12 hours in which the Insured is traveling on a trip.

  • Trip Cancellation & Interruption

    If the trip is cancelled or interrupted due to any medical emergency, personal employment problems or natural disaster. The Company will take care of any non-refundable prepaid payments or additional expenses.

  • Missed Connection

    If the Insured Person misses his/her connecting flight due to its delay in arrival by more than 3 hours, the Company provides compensation for the additional expenses incurred.

  • Home Burglary insurance

    Reliance multi trip travel insurance provides compensation against any loss or damage caused by burglary of the contents of Insured / Insured Person home in India, while he / she is on a trip abroad.

Claim process & contact details

• Step 1: Intimate Reliance General Insurance within 24 hours of occurrence of claim
• Step 2: To avail Worldwide cashless facility, call on the below mentioned landline numbers or on International toll free numbers given country wise in your Policy Schedule for any emergency assistance
• Step 3: For reimbursement, submit fully filled claim form along with all required documents at the below mentioned address Contact Reliance General Insurance Company Limited National Toll Free No. - 1800-209-55- . Land line No's : +91-22-67347843/44 (Charges Applicable) Fax: +91 22 6734 7888
  • Email Id: [email protected]
  • Address for Submitting Claims Documents: Reliance General Insurance, Claims Department, C/O Europ Assistance India Pvt. Ltd.,C-301, Business Square, Andheri Kurla Road, Chakala, Andheri (E), Mumbai - 400093, India.

• Step 1: Intimate Reliance General Insurance within 24 hours of occurrence of claim
• Step 2: To avail Worldwide cashless facility, call on the below mentioned numbers
• Step 3: For reimbursement, submit the duy filled claim form along with all documents at the below mentioned address

New International toll free numbers