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Policy Maximum | ||||||||||||||||||||||
$50,000 Deductible: $100 |
$100,000 Deductible: $100 |
$250,000 Deductible: $100 |
$500,000 Deductible: $100 |
$50,000 Deductible: $50 |
$100,000 Deductible: $50 |
$250,000 Deductible: $50 |
$500,000 Deductible: $50 |
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Accident & Sickness Medical Expenses | ||||||||||||||||||||||
$50,000 Deductible: $100 |
$100,000 Deductible: $100 |
$250,000
Deductible: $100 |
$500,000 Deductible: $100 |
$50,000 Deductible: $50 |
$100,000 Deductible: $50 |
$250,000 Deductible: $50 |
$500,000 Deductible: $50 |
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Medical Evacuation | ||||||||||||||||||||||
Included under Accident & Sickness Medical Expenses | Included under Accident & Sickness Medical Expenses | Included under Accident & Sickness Medical Expenses | Included under Accident & Sickness Medical Expenses | Included under Medical Expenses | Included under Medical Expenses | Included under Medical Expenses | Included under Medical Expenses | |||||||||||||||
Repatriation of Remains | ||||||||||||||||||||||
Included under Accident & Sickness Medical Expenses | Included under Accident & Sickness Medical Expenses | Included under Accident & Sickness Medical Expenses | Included under Accident & Sickness Medical Expenses | Included under Medical Expenses | Included under Medical Expenses | Included under Medical Expenses | Included under Medical Expenses | |||||||||||||||
Pre-existing Cover | ||||||||||||||||||||||
Reimbursment up to $1,500 per policy (covered under life threatening situations) | Reimbursment up to $1,500 per policy (covered under life threatening situations) | Reimbursment up to $1,500 per policy (covered under life threatening situations) | Reimbursment up to $1,500 per policy (covered under life threatening situations) | Other than critical illness, declared pre-existing ailments are covered under life threatening situations. | Other than critical illness, declared pre-existing ailments are covered under life threatening situations. | Other than critical illness, declared pre-existing ailments are covered under life threatening situations. | Other than critical illness, declared pre-existing ailments are covered under life threatening situations. | |||||||||||||||
Accident Death & Dismemberment (AD & D) OR Personal Accident | ||||||||||||||||||||||
$10,000 | $10,000 | $15,000 | $25,000 | $15,000 | $20,000 | $25,000 | $30,000 | |||||||||||||||
AD & D Common Carrier | ||||||||||||||||||||||
NA | $5,000 | $5,000 | $5,000 | $2,500 | $2,500 | $5,000 | $5,000 | |||||||||||||||
Sickness Dental Relief | ||||||||||||||||||||||
$300 Deductible: $150 |
$400 Deductible: $150 |
$500 Deductible: $150 |
$1000 Deductible: $150 |
$500 Deductible: $50 |
$500 Deductible: $50 |
$500 Deductible: $50 |
$500 Deductible: $50 |
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Personal Liability | ||||||||||||||||||||||
$100,000 Deductible: $200 |
$150,000 Deductible: $200 |
$200,000 Deductible: $200 |
$500,000 Deductible: $200 |
$50,000 | $100,000 | $200,000 | $250,000 | |||||||||||||||
Loss of Checked Baggage | ||||||||||||||||||||||
$500 | $750 | $1000 | $1000 | $500 | $1,000 | $1,200 | $1,500 | |||||||||||||||
Baggage Delay | ||||||||||||||||||||||
$50 Deductible: 12 hours |
$100 Deductible: 12 hours |
$200 Deductible: 12 hours |
$500 Deductible: 12 hours |
$100 Deductible: 12 hours |
$100 Deductible: 12 hours |
$100 Deductible: 12 hours |
$100 Deductible: 12 hours |
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Loss of Passport | ||||||||||||||||||||||
$250 Deductible: $30 |
$250 Deductible: $30 |
$250 Deductible: $30 |
$250 Deductible: $30 |
$300 Deductible: $25 |
$300 Deductible: $25 |
$300 Deductible: $25 |
$300 Deductible: $25 |
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Hijack Distress Allowance | ||||||||||||||||||||||
NA | $100 per day up to maximum of $500 Deductible: 1 day |
$100 per day up to maximum of $500 Deductible: 1 day |
$100 per day up to maximum of $500 Deductible: 1 day |
NA | $50 per day up to Max.7 days Deductible: 12 hours |
$75 per day up to Max. 7 days Deductible: 12 hours |
$125 per day up to Max. 7 days Deductible: 12 hours |
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Daily allowance in case of hospitalization | ||||||||||||||||||||||
NA | NA | NA | NA | NA | $25 per day up to Max 5 days Deductible: 2 day |
$25 per day up to Max 6 days Deductible: 2 day |
$25 per day up to Max 7 days Deductible: 2 day |
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Trip Delay | ||||||||||||||||||||||
NA | $10 per 12 hrs up to maximum of $100 Deductible: 12 hrs |
$10 per 12 hrs up to maximum of $100 Deductible: 12 hrs |
$10 per 12 hrs up to maximum of $100 Deductible: 12 hrs |
NA | $25 per day up to Max 6 days Deductible: 12 hrs |
$50 per day up to Max 6 days Deductible: 12 hrs |
$60 per day up to Max 6 days Deductible: 12 hrs |
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Trip Cancellation & Interruption | ||||||||||||||||||||||
$500 Deductible: $50 |
$500 Deductible: $50 |
$750 Deductible: $75 |
$1000 Deductible: $100 |
NA | $600 | $600 | $600 | |||||||||||||||
Missed Connection | ||||||||||||||||||||||
$500 Deductible: $50 |
$500 Deductible: $50 |
$750 Deductible: $75 |
$1000 Deductible: $100 |
NA | $200 | $300 | $500 | |||||||||||||||
Emergency Cash Advance | ||||||||||||||||||||||
$500 | $1,000 | $1,000 | $1500 | NA | $300 | $300 | $300 | |||||||||||||||
Home Burglary Insurance (Rs) | ||||||||||||||||||||||
1 Lakh | 1 Lakh | 2 Lakhs | 2 Lakhs | NA | 1 Lakh | 2 Lakhs | 3 Lakhs | |||||||||||||||
Compassionate Visit | ||||||||||||||||||||||
NA | NA | NA | NA | Return Fare for any one accompanying person- spouse / child / family doctor | Return Fare for any one accompanying person- spouse / child / family doctor | Return Fare for any one accompanying person- spouse / child / family doctor | Return Fare for any one accompanying person- spouse / child / family doctor | |||||||||||||||
Important Points | ||||||||||||||||||||||
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Limitations | ||||||||||||||||||||||
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Sublimits | ||||||||||||||||||||||
Following maximum eligible expenses per sickness or disease are applicable to insured persons aged 56-99, regardless of the plan / option purchased:
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Medical Expenses Sublimits are applicable for travelers aged 61-70 years based on the plan chosen.
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You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque
Know more »Travelers who have already traveled from India and do not have insurance can buy travel medical insurance after approval.
Know more »Insurance customers can renew their existing policy online before the exipry date at any time.
Know more »In case of a claim or reimbursement of treatment expenses, notify by contacting them.
Know more »Are travel insurance directly billed or is it reimbursement basis, is there a hospital network
Know more »How to use Indian visitor insurance in case of sudden sickness and accidents
Know more »Comparison of overseas Healthcare cost and popular tourist destinations
Know more »Tips to find good and adequate international travel health insurance
Know more »