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TATA AIG vs Reliance Travel insurance

TATA AIG vs Reliance Travel insurance

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How does TATA AIG travel insurance compare to Reliance travel insurance?

Silver
$50,000

Silver Plus
$100,000

Gold
$250,000

Platinum
$500,000

Standard
$50,000

Silver
$100,000

Gold
$250,000

Platinum
$500,000

*GST included

Brochure

Policy Maximum

$50,000Deductible: $100

$100,000Deductible: $100

$250,000Deductible: $100

$500,000Deductible: $100

$50,000Deductible: $50

$100,000Deductible: $50

$250,000Deductible: $50

$500,000Deductible: $50

Accident & Sickness Medical Expenses: ^?

$50,000Deductible: $100

$100,000Deductible: $100

$250,000Deductible: $100

$500,000Deductible: $100

$50,000Deductible: $50

$100,000Deductible: $50

$250,000Deductible: $50

$500,000Deductible: $50

Medical Evacuation: ^?

Included under Accident & Sickness Medical Expenses

Included under Medical Expenses

Repatriation of Remains: ^?

Included under Accident & Sickness Medical Expenses

Included under Medical Expenses

Pre-existing Cover

Reimbursment up to $1,500 per policy (covered under life threatening situations)

Other than critical illness, declared pre-existing ailments are covered under life threatening situations.

Accidental Death & Dismemberment: ^?

$10,000

$15,000

$25,000

$15,000

$20,000

$25,000

$30,000

AD & D Common Carrier

NA***

$5,000

$2,500

$5,000

Dental Treatment: ^?

$300Deductible: $150

$400Deductible: $150

$500Deductible: $150

$1000Deductible: $150

$500Deductible: $50

Personal Liability: ^?

$100,000Deductible: $200

$150,000Deductible: $200

$200,000Deductible: $200

$500,000Deductible: $200

$50,000

$100,000

$200,000

$250,000

Loss of Checked Baggage: ^?

$500

$750

$1000

$500

$1,000

$1,200

$1,500

Baggage Delay: ^?

$50Deductible: 12 hours

$100Deductible: 12 hours

$200Deductible: 12 hours

$500Deductible: 12 hours

$100Deductible: 12 hours

Loss of Passport: ^?

$250Deductible: $30

$300Deductible: $25

Hijack Distress Allowance

NA***

$100 per day up to maximum of $500Deductible: 1 day

NA***

$50 per day up to Max.7 days Deductible: 12 hours

$75 per day up to Max. 7 days Deductible: 12 hours

$125 per day up to Max. 7 days Deductible: 12 hours

Daily allowance in case of hospitalization

NA***

$25 per day up to Max 5 days Deductible: 2 day

$25 per day up to Max 6 days Deductible: 2 day

$25 per day up to Max 7 days Deductible: 2 day

Trip Delay

NA***

$10 per 12 hrs up to maximum of $100Deductible: 12 hrs

NA***

$25 per day up to Max 6 days Deductible: 12 hrs

$50 per day up to Max 6 days Deductible: 12 hrs

$60 per day up to Max 6 days Deductible: 12 hrs

Trip Cancellation & Interruption

$500Deductible: $50

$750Deductible: $75

$1000Deductible: $100

NA***

$600

Missed Connection: ^?

$500Deductible: $50

$750Deductible: $75

$1000Deductible: $100

NA***

$200

$300

$500

Emergency Cash Advance: ^?

$500

$1,000

$1500

NA***

$300

Home Burglary Insurance: ^?

1 Lakh

2 Lakhs

NA***

1 Lakh

2 Lakhs

3 Lakhs

Compassionate Visit

NA***

Return Fare for any one accompanying person- spouse / child / family doctor

Important Points

TATA AIG’s Sum Insured for Accident &Sickness is per claim. Therefore it is possible that the customer can have multiple claims, each for the policy maximum during the same trip.
Sum total of coverage duration cannot exceed 180 days for 70+ travelers, and 360 days for < 70 travelers, including policy extensions.
Senior citizens (71-99 years) can get $50,000 coverage for 180 days without medical checkup.

Travelers from 6 months to 90 years can buy the insurance for 182 days.
Sum total of coverage duration cannot exceed 360 days for travelers, including policy extensions.
Senior citizens aged between 71-90 years can purchase the Reliance Senior Citizen insurance without giving any medical reports.
Pre existing diseases are covered in case of Life Threatening only for travelers up to 70 years.

Sublimits

TATA AIG Following maximum eligible expenses per sickness or disease are applicable to insured persons aged 56-99, regardless of the plan / option purchased:

Hospital Room and Board and Hospital miscellaneous - Max $1,500 per day up to 30 days whichever is less.
Intensive Care Unit - Max $3,000 per day up to 7 days whichever is less.
Anesthetist Services - Up to 25% of Surgical Treatment
Physician's Visit - Max $75 per Day up to 10 visits
Diagnostic and Pre-Admission Testing - Max $500
Ambulance Services - Max $400

Reliance Medical Expenses Sublimits are applicable for travelers aged 61-70 years based on the plan chosen.

*GST included
Plan Name	Per Illness Limit	Per Accident Limit
$50,000	$12,000	$20,000
$100,000	$13,500	$25,000
$250,000	$15,000	$30,000
$500,000	$17,500	$35,000

Senior Plan $50,000

Sublimits?

Senior Citizen $15,000

Senior Citizen $50,000

Sublimits?

*GST included

Policy Maximum

$50,000Deductible: $100

$15,000Deductible: $100

$50,000Deductible: $100

Accident & Sickness Medical Expenses: ^?

$50,000Deductible: $100

$15,000Deductible: $100

$50,000Deductible: $100

Medical Evacuation: ^?

Included under Accident & Sickness Medical Expenses

Included under Medical Expenses

Repatriation of Remains: ^?

Included under Accident & Sickness Medical Expenses

$7,000 (Included under Medical Expenses)

Pre-existing Cover

Reimbursment up to $1,500 per policy

Does not cover for pre-existing disesases

Accidental Death & Dismemberment: ^?

$10,000

$15,000

Dental Treatment: ^?

$300Deductible: $150

$200 Deductible: $50

Personal Liability: ^?

$100,000Deductible: $200

$15,000

Loss of Checked Baggage: ^?

$500

Checked in Baggage Delay

$50Deductible: 12 hours

NA***

Loss of Passport: ^?

$250Deductible: $30

$150 Deductible: $25

Emergency Cash Advance: ^?

$500

NA***

Important Points

TATA AIG has policy maximum coverage per claim. Therefore it is possible that with TATA AIG, customer can have multiple claims, each for the policy maximum.
Sublimits for TATA AIG are applicable for 70+ travelers. However if you buy a plan without medical sublimits then you are insured up to policy maximum ($50,000)
For 70+ travelers TATA AIG can be purchased up to 180 days and sum total of initial and each subsequent renewal not exceed 180 days.
Senior citizens (71-99 years) can get $50,000 coverage for 180 days without medical checkup.
Pre-existing ailments or medical conditions are covered up to $1,500 only incase of life threatening situation
Renewal of Annual Multi Trip policies will now be extended even beyond 70 years of age.

Reliance offers benefits per policy period.
Sublimits for Reliance are applicable for 70+ travelers. However if you buy a plan without medical sublimits then you are insured up to policy maximum ($50,000)
Senior citizens aged between 71-90 years can by the Reliance senior citizen insurance without giving any medical reports
Reliance can be renewed up to 182 days, Sum total of initial and each subsequent renewal not exceeding 360 days
Reliance offers $15,000 & $50,000 coverage insurance from 71 to 80 years for 182 days

Reliance offers benefits per policy period.
Sublimits for Reliance are applicable for 70+ travelers. However if you buy a plan without medical sublimits then you are insured up to policy maximum ($50,000)
Senior citizens aged between 71-90 years can by the Reliance senior citizen insurance without giving any medical reports
Reliance can be renewed up to 182 days, Sum total of initial and each subsequent renewal not exceeding 360 days
Reliance offers $15,000 & $50,000 coverage insurance from 71 to 80 years for 182 days

Limitations

Accident & Sickness Medical Expense is limited to $10,000 for two wheeled motorized mode of conveyance irrespective of any Plan and age wherever applicable.
Accidental Death and Dismemberment Benefit is limited to $5,000 for two wheeled motorized mode of conveyance irrespective of any Plan and age wherever applicable.
Accidental Death and Dismemberment Benefit is limited to 10% of Principal Sum Insured for Insured Person with age 17 years or below.

Not available

Sublimits

Following maximum eligible expenses per sickness or disease are applicable to insured persons aged 56-99, regardless of the plan / option purchased:

Hospital Room and Board and Hospital miscellaneous - Max $1,500 per day up to 30 days whichever is less.
Intensive Care Unit - Max $3,000 per day up to 7 days whichever is less.
Anesthetist Services - Up to 25% of Surgical Treatment
Physician's Visit - Max $75 per Day up to 10 visits
Diagnostic and Pre-Admission Testing - Max $500
Ambulance Services - Max $400

Medical Expenses Sublimits are applicable for travelers aged 71-80 years based on the plan chosen.

*GST included
Coverage	Per Illness Limit	Per Accident Limit
$15,000	$7,500	$7,500
$50,000	$15,000	$15,000

Medical Expenses Sublimits are applicable for travelers aged 71-80 years based on the plan chosen.

*GST included
Coverage	Per Illness Limit	Per Accident Limit
$15,000	$7,500	$7,500
$50,000	$15,000	$15,000

Senior Plan $50,000 Sublimits? YES NO	Senior Citizen $50,000
*GST included
Policy Maximum
$50,000Deductible: $100	$50,000Deductible: $100
Accident & Sickness Medical Expenses: ^?
$50,000Deductible: $100	$50,000Deductible: $100
Medical Evacuation: ^?
Included under Accident & Sickness Medical Expenses	Included under Medical Expenses
Repatriation of Remains: ^?
Included under Accident & Sickness Medical Expenses	$7,000 (Included under Medical Expenses)
Pre-existing Cover
Reimbursment up to $1,500 per policy	Does not cover for pre-existing disesases
Accidental Death & Dismemberment: ^?
$10,000	$15,000
Dental Treatment: ^?
$300Deductible: $150	$200Deductible: $50
Personal Liability: ^?
$100,000Deductible: $200	$15,000
Loss of Checked Baggage: ^?
$500	$500
Checked in Baggage Delay
$50Deductible: 12 hours	NA***
Loss of PassPort: ^?
$250Deductible: $30	$150Deductible: $25
Emergency Cash Advance: ^?
$500	NA***
Important Points
TATA AIG has policy maximum coverage per claim. Therefore it is possible that with TATA AIG, customer can have multiple claims, each for the policy maximum. Sublimits for TATA AIG are applicable for 70+ travelers. However if you buy a plan without medical sublimits then you are insured up to policy maximum ($50,000) For 70+ travelers TATA AIG can be purchased up to 180 days and sum total of initial and each subsequent renewal not exceed 180 days. Senior citizens (71-99 years) can get $50,000 coverage for 180 days without medical checkup. Pre-existing ailments or medical conditions are covered up to $1,500 only incase of life threatening situation Renewal of Annual Multi Trip policies will now be extended even beyond 70 years of age.	Reliance offers benefits per policy period. Sublimits for Reliance are applicable for 70+ travelers. Senior citizens aged between 71-90 years can buy the Reliance senior citizen insurance without giving any medical reports Reliance can be renewed up to 182 days, Sum total of initial and each subsequent renewal not exceeding 360 days Reliance offers $50,000 coverage insurance from 81 to 90 years for 182 days
Limitations
Accident & Sickness Medical Expense is limited to $10,000 for two wheeled motorized mode of conveyance irrespective of any Plan and age wherever applicable. Accidental Death and Dismemberment Benefit is limited to $5,000 for two wheeled motorized mode of conveyance irrespective of any Plan and age wherever applicable. Accidental Death and Dismemberment Benefit is limited to 10% of Principal Sum Insured for Insured Person with age 17 years or below.
Sublimits
Following maximum eligible expenses per sickness or disease are applicable to insured persons aged 56-99, regardless of the plan / option purchased: Hospital Room and Board and Hospital miscellaneous - Max $1,500 per day up to 30 days whichever is less. Intensive Care Unit - Max $3,000 per day up to 7 days whichever is less. Anesthetist Services - Up to 25% of Surgical Treatment Physician's Visit - Max $75 per Day up to 10 visits Diagnostic and Pre-Admission Testing - Max $500 Ambulance Services - Max $400	Following maximum eligible expenses per sickness or disease are applicable to insured persons aged 56-99, regardless of the plan / option purchased: Hospital Room and Board and Hospital miscellaneous - Max $1,500 per day up to 30 days whichever is less. Intensive Care Unit - Max $3,000 per day up to 7 days whichever is less. Anesthetist Services - Up to 25% of Surgical Treatment Physician's Visit - Max $75 per Day up to 10 visits Diagnostic and Pre-Admission Testing - Max $500 Ambulance Services - Max $400

Senior Plan ($50,000) Sublimits? YES NO
*GST included
Policy Maximum
$50,000Deductible: $100
Accident & Sickness Medical Expenses: ^?
$50,000Deductible: $100
Medical Evacuation: ^?
Included under Accident & Sickness Medical Expenses
Repatriation of Remains: ^?
Included under Accident & Sickness Medical Expenses
Pre-existing Cover
Reimbursment up to $1,500 per policy (covered under life threatening situations)
Accidental Death & Dismemberment: ^?
$10,000
Dental Treatment: ^?
$300Deductible: $150
Personal Liability: ^?
$100,000Deductible: $200
Loss of Checked Baggage: ^?
$500
Checked in Baggage Delay
$50Deductible: 12 hours
Loss of PassPort: ^?
$250Deductible: $30
Emergency Cash Advance: ^?
$500
Important Points
TATA AIG has policy maximum coverage per claim. Therefore it is possible that with TATA AIG, customer can have multiple claims, each for the policy maximum. Sublimits for TATA AIG are applicable for 70+ travelers. However if you buy a plan without medical sublimits then you are insured up to policy maximum ($50,000) For 70+ travelers TATA AIG can be purchased up to 180 days and sum total of initial and each subsequent renewal not exceed 180 days. Senior citizens (71-99 years) can get $50,000 coverage for 180 days without medical checkup. Pre-existing ailments or medical conditions are covered up to $1,500 only incase of life threatening situation Renewal of Annual Multi Trip policies will now be extended even beyond 70 years of age.
Limitations
Accident & Sickness Medical Expense is limited to $10,000 for two wheeled motorized mode of conveyance irrespective of any Plan and age wherever applicable. Accidental Death and Dismemberment Benefit is limited to $5,000 for two wheeled motorized mode of conveyance irrespective of any Plan and age wherever applicable. Accidental Death and Dismemberment Benefit is limited to 10% of Principal Sum Insured for Insured Person with age 17 years or below.
Sublimits
Following maximum eligible expenses per sickness or disease are applicable to insured persons aged 56-99, regardless of the plan / option purchased: Hospital Room and Board and Hospital miscellaneous - Max $1,500 per day up to 30 days whichever is less. Intensive Care Unit - Max $3,000 per day up to 7 days whichever is less. Anesthetist Services - Up to 25% of Surgical Treatment Physician's Visit - Max $75 per Day up to 10 visits Diagnostic and Pre-Admission Testing - Max $500 Ambulance Services - Max $400

Difference between TATA AIG and Reliance	TATA AIG	Reliance
*GST included
Claims Settlement Ratio ^**	58.9%	20.5%
Number of Lives Covered ^*	7,40,370	2,52,075
Number of policies issued ^*	6,05,894	2,32,976
* As per latest IRDAI data ** As per NL25 data published on the Insurance Company website

*** NA - Not available
Disclaimer : Kindly refer the Terms and Conditions of all plans before purchasing your policy

How much does a Tata AIG overseas travel medical insurance cost per month?

The Tata AIG overseas travel medical insurance cost for 30 days starts at just ₹2,474 for coverage Worldwide Including USA & Canada, with premiums inclusive of GST @18%. Tata AIG overseas travel medical insurance cost varies with the travellers age, destination of travel and duration of travel. Here is a cost table which gives you the cost of Tata AIG overseas travel medical insurance variants.

Plan name (US dollar coverage)	0-40 years	41-55 years	56-60 years (with sublimits)	56-60 years	61-70 years (with sublimits)	61-70 years
Silver Plan($50,000)	₹2,474	₹3,216	₹3,216	₹6,375	₹6,175	₹11,902
Silver Plus Plan A($100,0000)	₹2,499	₹3,149	₹3,149	₹6,920	₹6,705	₹14,143
Silver Plus Plan B($100,0000)	₹2,714	₹3,337	₹3,337	₹7,135	₹6,906	₹14,358
Silver Plus Plan($100,0000)	₹2,956	₹3,553	₹3,553	₹7,383	₹7,156	₹14,625
Gold Plan A ($250,0000)	₹2,672	₹3,911	₹3,911	₹8,957	₹8,055	₹17,242
Gold Plan B ($250,0000)	₹3,098	₹4,337	₹4,337	₹9,388	₹8,486	₹17,641
Gold Plan($250,0000)	₹3,347	₹4,593	₹4,593	₹9,647	₹8,768	₹17,900
Platinum Plan A ($500,0000)	₹2,623	₹4,099	₹4,099	₹9,271	₹8,336	₹19,302
Platinum Plan B ($500,0000)	₹3,080	₹4,586	₹4,586	₹9,758	₹8,823	₹19,789
Platinum Plan($500,0000)	₹3,549	₹5,102	₹5,102	₹10,275	₹9,403	₹20,368
Titanium Plan($750,000)	₹4,775	₹6,406	₹6,406	-	-	-
Titanium Plus Plan($1,000,000)	₹5,699	₹7,543	₹7,543	-	-	-

Plan name (US dollar coverage)	71-75 years		76-80 years		81 - 85 years		86 - 90 years		90 above years
Senior Plan ($50,000)	₹9,097 (with sublimits)	₹21,769	₹12,998 (with sublimits)	₹31,450	-	-	-	-	-	-
Senior Plus Plan ($100,000)	₹12,571 (with sublimits)	₹24,351	₹17,922 (with sublimits)	₹35,141	-	-	-	-	-	-
Super Senior Plan ($50,000)	-	-	-	-	₹25,504 (with sublimits)	₹54,801	₹40,975 (with sublimits)	₹88,582	-	-
Super Senior Plan ($50,000)	-	-	-	-	-	-	-	-	₹51,634 (with sublimits)	₹103,396

The Tata AIG Travel Guard Plus overseas travel medical insurance cost for 30 days starts at just ₹1,183 for coverage Worldwide Excluding USA & Canada, with premiums inclusive of GST @18%. Tata AIG Overseas travel medical insurance cost varies with the travellers age, destination of travel and duration of travel. Here is a cost table which gives you the cost of Tata AIG travel guard Plus overseas travel medical insurance plan variants.

Traveler's age	Silver Plan	Silver Plus Plan	Gold Plan	Platinum Plan	Titanium Plan	Titanium Plus Plan
Policy Maximum	$50,000	$100,000	$250,000	$500,000	$750,000	$1,000,000
0-40 years	₹1,183	₹1,391	₹1,577	₹1,897	₹2,431	₹2,978
41-55 years	₹1,466	₹1,811	₹2,142	₹2,515	₹2,991	₹3,625
56-60 years (with sublimits)	₹1,466	₹1,811	₹2,142	₹2,515	₹2,991	₹3,625
56-60 years	₹1,887	₹2,440	₹3,168	₹3,354	-	-
61-70 years (with sublimits)	₹2,874	₹3,674	₹4,174	₹4,699	-	-
61-70 years	₹3,740	₹4,999	₹5,915	₹7,004	-	-

Plan name (US dollar coverage)	71-75 years		76-80 years		81 - 85 years		86 - 90 years		90 above years
Senior Plan ($50,000)	₹5,845 (with sublimits)	₹7,725	₹7,202 (with sublimits)	₹11,174	₹13,936 (with sublimits)	₹23,486	₹23,842 (with sublimits)	₹40,555	-	₹55,490
Senior Plus Plan ($100,000)	₹6,604 (with sublimits)	₹10,683	₹9,352 (with sublimits)	₹15,415	-	-	-	-	-	-
Super Senior Plan ($50,000)	-	-	-	-	₹25,504 (with sublimits)	₹54,801	₹40,975 (with sublimits)	₹88,582	-	-
Super Senior Plan ($50,000)	-	-	-	-	-	-	-	-	₹51,634 (with sublimits)	₹103,396

How much does a Reliance Overseas travel medical cost per month (30 days)?

The Reliance Overseas travel medical insurance cost per month (30 days) starts at just ₹1,407 for coverage Worldwide Including USA & Canada. Reliance Overseas travel medical insurance cost varies with the travellers age, destination of travel and duration of travel. Here is a cost table which gives you the cost of Reliance Overseas travel medical plan variants.

Traveler's age	Travel Standard	Travel Silver	Travel Gold	Travel Platinum
	$50,000	$100,000	$250,000	$500,000
0-40 years	₹1,407	₹1,992	₹2,312	₹2,722
41-60 years	₹2,041	₹2,443	₹2,927	₹3,517
61-70 years (Limited coverage)	₹3,664	₹4,409	₹5,026	₹7,976

Traveler's age	Senior Citizen
	$15,000	$50,000
71-80 years	₹3,664	₹6,865(Limited coverage)	₹15,788

Traveler's age	Senior Citizen
	$50,000
81 - 85 years	₹10,380
86 - 90 years	₹17,887

The Reliance Overseas travel medical insurance cost per month (30 days) starts at just ₹1,212 for coverage Worldwide Excluding USA & Canada. Reliance Overseas travel medical insurance cost varies with the travellers age, destination of travel and duration of travel. Here is a cost table which gives you the cost of Reliance Overseas travel medical plan variants.

Traveler's age	Travel Standard	Travel Silver	Travel Gold	Travel Platinum
	$50,000	$100,000	$250,000	$500,000
0-40 years	₹1,212	₹1,342	₹1,543	₹1,897
41-60 years	₹1,385	₹1,484	₹1,708	₹2,602
61-70 years (Limited coverage)	₹2,429	₹2,972	₹3,185	₹5,597

Traveler's age	Senior Citizen
	$15,000	$50,000
71-80 years	₹2,429	₹4,993(Limited coverage)	₹5,991

Traveler's age	Senior Citizen
	$50,000
81 - 85 years	₹7,649
86 - 90 years	₹14,800

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How much does a Tata AIG overseas vs Reliance travel medical insurance cost per month?

The Tata AIG overseas vs Reliance travel medical insurance cost for 30 days starts at just ₹2,474 for coverage Worldwide Including USA & Canada, with premiums inclusive of GST @18%. Tata AIG overseas travel medical insurance cost varies with the travellers age, destination of travel and duration of travel. Here is a cost table which gives you the cost of Tata AIG overseas travel medical insurance variants.

Plan name (US dollar coverage)	Insurer	0-40 years	41-55 years	56-60 years (with sublimits)	56-60 years	61-70 years (with sublimits)	61-70 years
Silver Plan($50,000)	Tata AIG	₹2,474	₹3,216	₹3,216	₹6,375	₹6,175	₹11,902
Travel Standard Plan($50,000)	Reliance General	₹1,407	₹2,041	₹2,041	-	₹3,664	-
Silver Plus Plan A($100,0000)	Tata AIG	₹2,499	₹3,149	₹3,149	₹6,705	₹6,920	₹14,143
Silver Plus Plan B($100,0000)	Tata AIG	₹2,714	₹3,337	₹3,337	₹6,906	₹7,135	₹14,358
Silver Plus Plan($100,0000)	Tata AIG	₹2,956	₹3,553	₹3,553	₹7,156	₹7,383	₹14,625
Travel Silver($100,0000)	Reliance General	₹1,992	₹2,443	₹2,443	-	₹4,409	-
Gold Plan A($250,0000)	Tata AIG	₹2,672	₹3,911	₹3,911	₹8,957	₹8,055	₹17,242
Gold Plan B($250,0000)	Tata AIG	₹3,098	₹4,337	₹4,337	₹9,647	₹8,486	₹17,641
Gold Plan($250,0000)	Tata AIG	₹3,347	₹4,593	₹4,593	₹9,758	₹8,768	₹17,900
Travel Gold($250,0000)	Reliance General	₹2,312	₹2,927	₹2,927	-	₹5,026	-
Platinum Plan A($500,0000)	Tata AIG	₹2,623	₹4,099	₹4,099	₹9,271	₹8,336	₹19,302
Platinum Plan B($500,0000)	Tata AIG	₹3,080	₹4,586	₹4,586	₹9,758	₹8,823	₹19,789
Platinum Plan($500,0000)	Tata AIG	₹3,549	₹5,102	₹5,102	₹10,275	₹9,403	₹20,368
Travel Platinum($500,0000)	Reliance General	₹2,722	₹3,517	₹3,517	-	₹7,976	-
Titanium Plan($750,000)	Tata AIG	₹4,775	₹6,406	₹6,406	-	-	-
Titanium Plus Plan($1,000,000)	Tata AIG	₹5,699	₹7,543	₹7,543	-	-	-

The Tata AIG overseas vs Reliance travel medical insurance cost for 30 days starts at just ₹1,183 for coverage Worldwide Including USA & Canada, with premiums inclusive of GST @18%. Tata AIG overseas travel medical insurance cost varies with the travellers age, destination of travel and duration of travel. Here is a cost table which gives you the cost of Tata AIG overseas travel medical insurance variants.

Plan name (US dollar coverage)	Insurer	0-40 years	41-55 years	56-60 years (with sublimits)	56-60 years	61-70 years (with sublimits)	61-70 years
Silver Plan($50,000)	Tata AIG	₹1,183	₹1,466	₹1,466	₹1,887	₹2,874	₹3,740
Travel Standard Plan($50,000)	Reliance General	₹1,212	₹1,385	₹1,385	-	₹2,429	-
Silver Plus Plan($100,0000)	Tata AIG	₹1,391	₹1,811	₹1,811	₹2,440	₹3,674	₹4,999
Travel Silver($100,0000)	Reliance General	₹1,342	₹1,484	₹1,484	-	₹2,972	-
Gold Plan($250,0000)	Tata AIG	₹1,577	₹2,142	₹2,142	₹3,168	₹4,174	₹5,915
Travel Gold($250,0000)	Reliance General	₹1,543	₹1,708	₹1,708	-	₹3,185	-
Platinum Plan($500,0000)	Tata AIG	₹1,897	₹2,515	₹2,515	₹10,275	₹3,354	₹7,004
Travel Platinum($500,0000)	Reliance General	₹1,897	₹2,602	₹2,602	-	₹5,597	-
Titanium Plan($750,000)	Tata AIG	₹2,431	₹2,991	₹2,991	-	-	-
Titanium Plus Plan($1,000,000)	Tata AIG	₹2,978	₹3,625	₹3,625	-	-	-

Hospital Room and Board and Hospital miscellaneous	Max $1,500 per day upto 30 days whichever is less.
Intensive Care Unit	Max $3,000 per day upto 7 days whichever is less.
Surgical Treatment	Max $10,000
Anesthetist Services	Upto 25% of Surgical Treatment
Physician's Visit	Max $75 per Day upto 10 visits
Diagnostic and Pre-Admission Testing	Max $500
Ambulance Services	Max $400

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