Care (Formerly Religare) Student Travel Insurance

Coverages under the Student Explore plan variants :

• Personal Accident: Covers Death or Permanent or Partial Disablement due to accidently bodily injury.
• Emergency Medical Expenses and Medical Evacuation: Covers Medical Treatment Cost incurred for any illness, injury suffered during overseas trip.
• Medical Evacuation and Repatriation of Remains: Covers cost of evacuation to a medical facility with proper medical facilities for treatment of insured; Also covers cost of repatriation of mortal remains to India.
• Loss of Checked Baggage / Passport / International Driving License : Covers complete, permanent loss or destruction of the Insured's Checked Baggage or Cost of obtaining a duplicate passport / International driving license
• Personal Liability: Covers payment of Damages to Third Party Civil Claims arising out of Accident Bodily Injury or Accidental Property Damage occurring during overseas trip.
• Bail Bond Insurance: If the insured is arrested for any inadvertent law breaking during his/her travel overseas the company would pay the amount as mentioned in the schedule towards the bail amount for release.
• Loss of Laptop/Tablet : If the Insured incurs a loss due to Theft of his/her laptop during the journey abroad and within the Policy Period, the Company will indemnify the Insured for the loss due to Theft
• Sponsor Protection - Sponsor named in the schedule meets with an accident during the policy period, which results in his death or permanent total disability during the policy period, the Company shall reimburse the remaining school fee subject to maximum the limit shown in the schedule
• Study Interruption - Care (Formerly Religare) will reimburse tuition fee paid in advance for the current semester if your studies are interrupted due to medical or compassionate reasons.
• Sponsor Protection - In the event of accidental death or permanent disablement of your sponsor, Care (Formerly Religare) will reimburse the remaining school fees up to a specified maximum limit shown in the table of benefits.
• Compassionate Visit (2-way) - (Subject to maximum coverage as provided in the Schedule of Benefits.)
  • Visit by Family Member: - If you are hospitalized for more than seven(7) consecutive days, Care (Formerly Religare) will cover the cost of round-trip economy class air ticket and accommodation expenses for an immediate family member to be with you.
  • Visit by Student: In the event of death or hospitalization of parent(s)/spouse/child(ren) for more than seven(7) consecutive days, Care (Formerly Religare) will cover the cost of a round trip economy class air ticket.
• Medical Expenses will also include:
  • Only Inpatient Medical expenses related to pregnancy, termination of pregnancy only as a result of physician’s advice to terminate pregnancy due to medical reasons and not due to insured person’s choice to terminate pregnancy subject to waiting period of 10 months
  • Medical expenses related to treatment for mental and nervous disorders, including alcoholism and drug dependency are covered subject to maximum amount as provided in the schedule of benefits
  • Medical Expenses related to Cancer Screening and Mammographic examination on recommendation from a physician is covered subject to maximum amount as provided in the schedule of benefits. Any tests done as a part of preventive health check-up are not included under this benefit
• Pre-existing disease cover: covers the emergency medical treatment with a proportion of Sum Insured (10%) towards any pre-existing medical conditions