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Travel Insurance for China from India

Travel confidently to China with our top-rated travel insurance from India, trusted by students, seniors, professionals, and tourists. Get comprehensive coverage for medical emergencies, trip delays, and baggage loss. Enjoy affordable premiums, 24/7 global support, and optional plans with no sublimits for maximum peace of mind.

Why buy Indian Travel Insurance for China?

  • health_and_safety Comprehensive plans for all age groups
  • local_hospital Cashless medical hospitalisation available
  • flight_takeoff Trip cancellation, interruption & delay coverage
  • public No documents required to buy these plans
  • description Transparent policy terms with easy, hassle-free claim settlement
  • email Flexible duration & instant policy delivered via email

* Price calculated for a 35-year-old traveler on a 1-month trip to China with $15,000 medical coverage.

Get China Travel Insurance Starting at ₹14/day*

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What is China Visa travel insurance?

Travel insurance for China provides financial protection against unexpected medical emergencies, accidents, or hospitalization during your stay. While not mandatory for Indian travelers, it is strongly recommended to ensure coverage for medical treatment, emergency evacuation, or repatriation.

Is India to China travel insurance Mandatory?

No travel insurance is not mandatory for Indian citizens traveling to China. Indian travellers to China are however strongly recommended to buy travel insurance for their international travel. Having good travel medical insurance which covers emergency medical expenses, hospitalization, and medical evacuation and repatriation while outside India will secure you both financially in case of an accident or medical emergency and provide peace of mind during the journey.

Travel insurance for China work permit from India

Indians are among the growing nationalities in China’s international workforce. They contribute significantly to key sectors such as electronics, manufacturing, IT, and education. Many skilled Indian professionals work in major cities like Beijing, Shanghai, Guangzhou, and Shenzhen. To work legally in China, you must obtain a valid work permit and apply for a China Resident Visa (Employment). Additionally, a valid travel insurance policy is required for your China visa application, as per the consulate’s requirements.

What is the cheapest travel insurance for China visa insurance from India?

The cheapest travel insurance from India to China plan on eindiainsurance starts at only ₹14 per day from Bajaj General Insurance. If you have any doubts please contact us +91-(80)-41101026.


Please compare China travel insurance plans based on your trip duration and coverage needs, the insurers offer the most comprehensive travel insurance satisfying travel insurance requirements.

Top 5 Best Travel Insurance for China From India

Looking for the best travel medical insurance for China? Here's a curated list of the top 5 travel insurance plans for China.

  • Best Indian Travel Insurance for China – Individual Traveler Aged 35 Years

    Policy Maximum
    $15,000
    Loss of Passport
    Up to $100
    Baggage Delay
    Up to $100
    Baggage Loss
    Up to $200
    Medical Evacuation
    $15,000
    Starting at ₹14/day Get Quote »
    Policy Maximum
    $15,000
    Loss of Passport
    Up to $100
    Baggage Delay
    Up to $100
    Baggage Loss
    Up to $200
    Medical Evacuation
    $15,000
    Starting at ₹20/day Get Quote »
    Policy Maximum
    $25,000
    Loss of Passport
    Up to $300
    Baggage Delay
    Up to $100
    Baggage Loss
    Up to $100
    Medical Evacuation
    Up to $10,000
    Starting at ₹20/day Get Quote »
    Policy Maximum
    $50,000
    Loss of Passport
    Up to $250
    Baggage Delay
    Not covered
    Baggage Loss
    Up to $500
    Medical Evacuation
    $50,000
    Starting at ₹25/day Get Quote »
    Policy Maximum
    $50,000
    Loss of Passport
    Up to $250
    Baggage Delay
    Up to $100
    Baggage Loss
    Up to $500
    Medical Evacuation
    $50,000
    Starting at ₹37/day Get Quote »
  • Top Travel Insurance for China from India – Senior Citizens Traveler Aged 65 Years

    Policy Maximum
    $15,000
    Loss of Passport
    Up to $100
    Baggage Delay
    Up to $100
    Baggage Loss
    Up to $200
    Medical Evacuation
    $15,000
    Starting at ₹26/day Get Quote »
    Policy Maximum
    $15,000
    Loss of Passport
    Up to $100
    Baggage Delay
    Up to $100
    Baggage Loss
    Up to $200
    Medical Evacuation
    $15,000
    Starting at ₹40/day Get Quote »
    Policy Maximum
    $25,000
    Loss of Passport
    Up to $300
    Baggage Delay
    Up to $100
    Baggage Loss
    Up to $100
    Medical Evacuation
    Up to $10,000
    Starting at ₹42/day Get Quote »
    Policy Maximum
    $50,000
    Loss of Passport
    Up to $250
    Baggage Delay
    Not covered
    Baggage Loss
    Up to $500
    Medical Evacuation
    $50,000
    Starting at ₹47/day Get Quote »
    Policy Maximum
    $50,000
    Loss of Passport
    Up to $250
    Baggage Delay
    Up to $100
    Baggage Loss
    Up to $500
    Medical Evacuation
    $50,000
    Starting at ₹85/day Get Quote »
Disclaimer: The travel insurance policies are arranged in order of premium costs for a 30 days trip to China. Please refer to individual policy brochures for latest premiums and benefits. We are not liable for use of the information in the above table.

How do I buy China travel insurance online?

Buying China Travel Insurance is Easy
  1. Fill out the Travel Insurance for China quote form online to get started.
  2. Compare plans from leading Indian insurers.
  3. Choose your preferred plan and make a secure online payment.
  4. Instantly download your policy document.
China travel insurance

How Much Does Travel Medical Insurance Cost for China?

China visa travel insurance cost starts from ₹423 for 30 days. Some of the best travel insurance from India to China listed below meet the China visa requirements and are widely recognized by Schengen/EU embassies and consulates.


Monthly Travel Insurance Cost for China

Insurance Company Policy Maximum Age 35 Age 55 Age 65 Age 75 Age 85
Bajaj General Insurance $15,000 ₹423 ₹489 ₹801 - -
Reliance $15,000 ₹620 ₹684 ₹1,215 - -
Care $25,000 ₹629 ₹750 ₹1,288 ₹1,829 ₹4,470
Tata AIG $50,000 ₹768 ₹840 ₹1,420 ₹4,953 ₹11,810
Royal Sundaram $50,000 ₹1,217 ₹1,325 ₹2,563 - -

Frequently Asked Questions About China Travel Insurance

Get clear answers to common queries before buying your travel insurance

What are the primary advantages of purchasing China travel insurance from India prior to departure?

Buying travel insurance in India provides a broader range of plan options, reduced premiums due to local underwriting, and the opportunity to compare different policies. Additionally, it guarantees that the coverage is effective from the time of departure.

Is it possible to obtain travel insurance for China with no deductible on medical claims?

Yes, many insurers provide policies that feature zero deductible on medical expenses. This implies that the insurer will cover costs from the very first rupee, without any initial outlay from the traveler.

What documents do I need to visit China?

A valid passport, a Chinese visa, and proof of return or onward travel are usually required.

Can I get a visa on arrival in China?

Generally no. You must obtain a visa before arrival, except in limited cases such as transit visas or special zones (e.g., Hainan visa-free entry for certain countries).

Is it safe to travel in China?

Yes, China is considered very safe for tourists, with low rates of violent crime. However, always stay alert in crowded areas.

What is the local transportation system like?

China has an excellent high-speed rail network, efficient metro systems in cities, and widely available ride-hailing apps like Didi.

What type of power plug is used in China?

China uses Type A, C, and I plugs with a 220V / 50Hz power supply

How do I behave respectfully at temples or religious sites?

Dress modestly, speak quietly, and never touch statues or religious artifacts.

Benefits of Buying Travel Insurance

Travel insurance is one of the most important financial protections for international travellers. In case of hospitalization, emergency treatment, or non-medical issues abroad, insurance ensures immediate assistance and peace of mind.

Compare free quotes from leading insurers and buy your plan online in just minutes.

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China Travel Insurance Reviews

What our happy customers have to say about us

"I felt happy to have a travel insurance from you. I can easily compare with all the companies and based on my requirement I can select the required one."

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"This to convey our gratitude to your customer support team for having guided us very well in procuring our overseas travel insurance."

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"Thank you very much for the cooperation and support as per the request made with updated dates on the policy issued. Appreciate it."

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China Flag   China - General Information

pin_drop Location East Asia
apartment Capital Beijing
euro_symbol Currency Renminbi
calendar_month Travel Seasons Apr, May, Sep, Oct
public Country code +86
diversity_3 Population 141.22 crores
g_translate Language Mandarin Chinese
rewarded_ads Sports Football and Badminton
public Area 9.597 million square kilometers
location_on Vacation spots Beijing, Shanghai, Xian, Guilin, Chengdu, Guangzhou, Hangzhou, Suzhou, Shenzhen, Zhangjiajie, Yangshuo County, Lijiang.

Travel to China – Overview

China is one amongst India’s top 20 preferred tourist destinations with around 2.5 lakh Indians visiting there in 2024.

  • Location / Language of China

    China, officially known as the People’s Republic of China (PRC), is a vast nation in East Asia, comparable in size to the United States of America. Covering an area of approximately 9.5 million square kilometres, it ranks among the largest countries in the world and is home to over 1.4 billion people. China’s eastern borders stretch along the East China Sea, Korea Bay, Yellow Sea, and South China Sea, and it shares land boundaries with 14 neighbouring countries. The nation’s dynamic capital city is Beijing.
    The official language is Mandarin Chinese, though numerous regional dialects are spoken across the country. English is also widely used, particularly in the business and corporate sectors, as well as in major urban centres.

  • Visa Requirements / Currency (please note these procedures / exchange rates can changed from time to time…please get an update from the embassy prior to travel)

    For most visitors to the People’s Republic of China, visa are obtainable through an online or offline application process. Most International visitors need to obtain a visa prior to arrival in China.
  • Top 10 tourist attractions in China

    1. The Terracotta Army, Xi’an- The Terracotta Army is one of China’s most remarkable archaeological discoveries. These hundreds of life-size, intricately detailed clay soldiers represent the powerful army that unified China after the Warring States Period (475–221 BC). Built to guard the tomb of Emperor Qin Shi Huang, the site symbolizes the might and sophistication of ancient Chinese civilization.
    2. The Forbidden City, Beijing- Once the Imperial Palace for 24 emperors of the Ming and Qing Dynasties, the Forbidden City stands as an extraordinary showcase of ancient Chinese architecture. With over 8,000 rooms, golden rooftops, and elegantly painted red and yellow facades, it houses countless cultural and historical relics, reflecting China’s imperial grandeur.
    3. The Li River, Guilin- The Li River is famed for its breathtaking karst landscapes, which have long inspired poets and painters. Today, it remains one of China’s top destinations for photography and river cruises, capturing the serene harmony between water, mountains, and mist.
    4. The Potala Palace, Tibet- Perched high on the mountainside in Lhasa, the Potala Palace stands as a timeless symbol of Tibetan culture and spirituality. It serves as a vast repository of artifacts, scriptures, murals, and Buddhist relics, showcasing Tibet’s rich religious heritage and artistic mastery.
    5. The Yellow Mountains (Huangshan), near Shanghai- Located in eastern China, near Shanghai and Hangzhou, the Yellow Mountain Scenic Area mesmerizes visitors with its “Five Wonders” — spectacular sunrises, seas of clouds, uniquely shaped granite peaks, ancient pine trees, and natural hot springs. It’s regarded as one of China’s most scenic natural landscapes.
    6. West Lake, Hangzhou- Often celebrated as “Heaven on Earth,” West Lake in Hangzhou is famed for its elegant harmony of natural beauty and classical Chinese garden design. Its tranquil waters, arching bridges, and willow-lined banks make it a symbol of poetic inspiration in Chinese art and culture.
  • Things you must do in China

    1. Exploring Traditional Arts – Immerse yourself in China’s rich cultural heritage by learning traditional arts such as calligraphy, Chinese board games, musical instruments, and authentic Chinese cooking.
    2. Martial Arts and Tai chi - Just like other cultural traditions, martial arts are an integral part of Chinese heritage. Practices such as tai chi are easy to experience — simply visit a local park early in the morning and join residents in their daily sessions.
    3. Volunteering Opportunities – China also offers a range of meaningful volunteer programs, from wildlife conservation with panda bears to teaching English or sports, and participating in community support initiatives.
  • Food on the Plate

    • Jiangsu / Zhejiang / Shanghai : Huaiyang cuisine tends to have a sweet side to it and is almost never spicy. Pork, freshwater fish, and other aquatic creatures serve as the meat base in most dishes, which are usually more meticulous and light compared to the more "brash" eating styles of northern China.
    • Cantonese / Guangzhou / Hong Kong : the style most Western visitors are already familiar with to some extent. Not too spicy, the emphasis is on freshly cooked ingredients and seafood. Dim Sum is a highlight. That being said, authentic Cantonese cuisine is also among the most adventurous in China in terms of variety of ingredients.
    • Shandong : Deeply rooted in its ancient traditions, Shandong cuisine is famous for an extraordinary range of seafood — from scallops and prawns to clams, sea cucumbers, and squid. The flavors are hearty and emphasize the essence of the sea.
    • Sichuan : World-renowned for its bold, spicy, and numbing flavors, Sichuan cuisine delivers a fiery culinary experience. Its influence extends beyond Sichuan itself, with Chongqing sharing and popularizing many of its most iconic dishes.

Popular tourist destinations in China

National Palace Museum

Potala Palace

As the winter palace of the Dalai Lama from the 7th century the Potala Palace in Lhasa symbolizes Tibetan Buddhism and its central role in the traditional administration of Tibet.

Victoria Harbour

Victoria Harbour

It is also one of the busiest harbors in the world with hundreds of ferries, junks and speedboats darting up and down the shore.

Hani Terraces

Hani Terraces

The Hani Rice Terraces are located on the southern slopes of Ailao Mountain in Yuanyang, and have been cultivated for over 1,000 years.

Reed Flute Cave

Reed Flute Cave

Reed Flute Cave known as “the Palace of Natural Arts” is located in the northwest of Guilin in southern China.

Insurance companies offering Asia travel insurance

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  • Bajaj General Insurance Plans
  • hdfc ergo Insurance Plans
  • Future Generali Insurance Plans
  • Royal Sundaram Insurance Plans
  • Cholamandalam Insurance Plans
  • godigit Insurance Plans

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