Does Maldives travel insurance cover adventure activities?

Some insurers include coverage for basic water sports and snorkeling. However, for high-risk activities like scuba diving or jet skiing, you may need to opt for an add-on or specialized plan.

Best India Travel Insurance Plans for Maldives Visitors

Travel to Maldives stress-free and secure with the best travel insurance for Maldives from India. Preferred by students, senior citizens, working professionals and travellers alike, our plans cover all medical emergencies, trip cancellations and baggage delays. Get the lowest travel insurance premiums in India, with round-the-clock support anywhere in the world. With an optional no-sublimit plan, go above and beyond to ensure your security when traveling. Compare the best Indian travel insurance for Maldives options now and travel without worries.

Why buy Indian Travel Insurance for Maldives?

health_and_safety Comprehensive plans for all age groups
local_hospital Cashless medical hospitalisation available
flight_takeoff Trip cancellation, interruption & delay coverage
public No documents required to buy these plans
description Transparent policy terms with easy, hassle-free claim settlement
email Flexible duration & instant policy delivered via email

* Price calculated for a 35-year-old traveler on a 1-month trip to Maldives with $15,000 medical coverage.

Get Maldives Travel Insurance Starting at ₹14/day*

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What is Maldives Visa Travel Insurance?

Travel insurance is a mandatory need for those traveling to the Maldives. Maldives visa travel insurance protects your finances in case of unforeseen medical emergencies—illness or injury that requires hospitalization, medical evacuation or repatriation during travel abroad. Maldives visa travel insurance will pay if something goes wrong medically during your trip.

Is Travel Insurance Mandatory for Indians Traveling to the Maldives?

Yes, it is mandatory for Indian passport holders to obtain travel insurance when visiting Maldives. To have your visa approved, you will need to show proof of valid travel insurance that covers emergency medical expenses incurred in the Maldives, hospitalization, and repatriation. If you do not have proper coverage, the immigration department may process your visa updates with delay or may even deny your visa application altogether.

Travel Insurance for Maldives Work Permit From India

If you are travelling to the Maldives on a work visa from India, it is compulsory to have valid travel insurance as an entry requirement. Maldives Travel Insurance protects you with financial coverage for an unexpected medical emergency, such as illness, an accidental injury, hospitalization, medical evacuation, or repatriation. The right insurance plan will help you focus on your work and enjoy the Maldives, with the peace of mind to know you have coverage provided should you encounter any health problems.

What is the Cheapest Travel Insurance for Maldives Visa Insurance From India?

The cheapest travel insurance policy for Maldives from India available on eindiainsurance is only ₹14 per day and is from Bajaj General Insurance. This policy fulfills the visa requirement and provides necessary coverage for emergency medical expenses, trip interruption, etc. You should compare travel insurance plans for Maldives based on how long you will be traveling and what coverage you really want. Most of the major Indian insurance companies also offer comprehensive travel policy coverage, which complies with all the legitimate travel requirements for entry to the Maldives. If you need additional information, do not hesitate to call us at- +91-(80)-41101026.

Top 5 Best Travel Insurance for Maldives From India

Looking for the best travel medical insurance for Maldives? Here's a curated list of the top 5 travel insurance plans for Maldives.

Best Indian Travel Insurance for Maldives – Individual Traveler Aged 35 Years

Policy Maximum

$15,000

Loss of Passport

Up to $100

Baggage Delay

Up to $100

Baggage Loss

Up to $200

Medical Evacuation

$15,000

Starting at ₹14/day Get Quote »

Policy Maximum

$15,000

Loss of Passport

Up to $100

Baggage Delay

Up to $100

Baggage Loss

Up to $200

Medical Evacuation

$15,000

Starting at ₹20/day Get Quote »

Policy Maximum

$25,000

Loss of Passport

Up to $300

Baggage Delay

Up to $100

Baggage Loss

Up to $100

Medical Evacuation

Up to $10,000

Starting at ₹20/day Get Quote »

Policy Maximum

$50,000

Loss of Passport

Up to $250

Baggage Delay

Not covered

Baggage Loss

Up to $500

Medical Evacuation

$50,000

Starting at ₹25/day Get Quote »

Policy Maximum

$50,000

Loss of Passport

Up to $250

Baggage Delay

Up to $100

Baggage Loss

Up to $500

Medical Evacuation

$50,000

Starting at ₹37/day Get Quote »
Top Travel Insurance for Maldives from India – Senior Citizens Traveler Aged 65 Years

Policy Maximum

$15,000

Loss of Passport

Up to $100

Baggage Delay

Up to $100

Baggage Loss

Up to $200

Medical Evacuation

$15,000

Starting at ₹26/day Get Quote »

Policy Maximum

$15,000

Loss of Passport

Up to $100

Baggage Delay

Up to $100

Baggage Loss

Up to $200

Medical Evacuation

$15,000

Starting at ₹40/day Get Quote »

Policy Maximum

$25,000

Loss of Passport

Up to $300

Baggage Delay

Up to $100

Baggage Loss

Up to $100

Medical Evacuation

Up to $10,000

Starting at ₹42/day Get Quote »

Policy Maximum

$50,000

Loss of Passport

Up to $250

Baggage Delay

Not covered

Baggage Loss

Up to $500

Medical Evacuation

$50,000

Starting at ₹47/day Get Quote »

Policy Maximum

$50,000

Loss of Passport

Up to $250

Baggage Delay

Up to $100

Baggage Loss

Up to $500

Medical Evacuation

$50,000

Starting at ₹85/day Get Quote »

Disclaimer: The travel insurance policies are arranged in order of premium costs for a 30 days trip to Maldives. Please refer to individual policy brochures for latest premiums and benefits. We are not liable for use of the information in the above table.

How Do I Buy Maldives Travel Insurance Online?

Buying Maldives Travel Insurance is Easy

Enter your travel dates in the form above.
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Choose your preferred plan and make a secure online payment.
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How Much Does Travel Medical Insurance Cost for Maldives?

Maldives visa travel insurance cost starts from ₹423 for 30 days. Some of the best travel insurance from India to Maldives listed below meet the Maldives visa requirements and are widely recognized by Schengen/EU embassies and consulates.

Monthly Travel Insurance Cost for Maldives

Insurance Company	Policy Maximum	Age 35	Age 55	Age 65	Age 75	Age 85
Bajaj General Insurance	$15,000	₹423	₹489	₹801	-	-
Reliance	$15,000	₹620	₹684	₹1,215	-	-
Care	$25,000	₹629	₹750	₹1,288	₹1,829	₹4,470
Tata AIG	$50,000	₹768	₹840	₹1,420	₹4,953	₹11,810
Royal Sundaram	$50,000	₹1,217	₹1,325	₹2,563	-	-

Frequently Asked Questions About Maldives Travel Insurance

Get clear answers to common queries before buying your travel insurance

What are the primary advantages of purchasing Maldives travel insurance from India prior to departure?

Buying travel insurance in India provides a broader range of plan options, reduced premiums due to local underwriting, and the opportunity to compare different policies. Additionally, it guarantees that the coverage is effective from the time of departure.

Is it possible to obtain travel insurance for Maldives with no deductible on medical claims?

Yes, many insurers provide policies that feature zero deductible on medical expenses. This implies that the insurer will cover costs from the very first rupee, without any initial outlay from the traveler.

Is travel insurance mandatory for visiting the Maldives?

Yes, travel insurance is a mandatory requirement for all travelers visiting the Maldives. It helps cover medical emergencies, hospitalization, and other unexpected travel-related expenses.

What does Maldives travel insurance typically cover?

A standard Maldives travel insurance policy covers emergency medical treatment, hospitalization, medical evacuation, repatriation, trip cancellation or delay, loss of baggage, and passport loss.

Can I buy Maldives travel insurance online from India?

Yes, you can easily purchase Maldives travel insurance online from India. This allows you to compare plans, choose coverage limits, and get your policy instantly before your trip.

Can I extend my travel insurance if I stay longer in the Maldives?

Yes, most insurance companies allow policy extensions, provided you request it before the policy expires and you have not made any claims.

Do I need travel insurance for short trips to the Maldives?

Yes, even for short trips, travel insurance is highly recommended (and required) since medical costs and emergency evacuations can be expensive.

How much does Maldives travel insurance cost?

The premium depends on the traveler’s age, trip duration, coverage amount, and insurance provider. Basic plans for short stays are usually affordable and can be purchased online.

Benefits of Buying Travel Insurance

Travel insurance is one of the most important financial protections for international travellers. In case of hospitalization, emergency treatment, or non-medical issues abroad, insurance ensures immediate assistance and peace of mind.

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Maldives Travel Insurance Reviews

What our happy customers have to say about us

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Maldives - General Information

pin_drop Location	Southern Asia
apartment Capital	Malé
euro_symbol Currency	Maldivian rufiyaa
calendar_month Travel Seasons	November and April
public Country code	+960
diversity_3 Population	517,887

g_translate Language	Dhivehi
rewarded_ads Sports	Football and Tennis
public Area	297.8 square kilometers
location_on Popular Attractions	Male, Addu city, Hithadhoo, Maafushi, Gan, Thinadhoo, Rasdhoo, Fulhadhoo, Kunfunadhoo , Kuredu, Alimatha, Thulusdhoo, Banana Reef.

Travel to Maldives – Overview

Maldives is one amongst India’s top 20 preferred tourist destinations with around 38,158 Indians visiting there in 2024.

Location / Language of Maldives
There are 26 atolls in the Maldives, which stretch from the northern Ihavandhippolhu Atoll to the southern Addu Atoll and is one of the most dispersed of all countries on Earth, covering an area of about 298 km2. The Maldives is also Asia's least populated and least populated country, with a population of about 427,756 people.

Malé is the capital and largest city of the country and is often referred to as the "King's Island" because of the area's centrality. The official language is known as Dhivehi (Divehi), until the english language is fairly universal especially in educational, business, and hotel related settings.
Visa Requirements / Currency (please note these procedures / exchange rates can changed from time to time…please get an update from the embassy prior to travel)
Visa: Indian citizens do not need pre-arrival approval for a visa to visit the Maldives. You can obtain a 90-day tourist visa upon arrival at the airport.

Currency: The currency of the Maldives is the Maldivian Rufiyaa (MVR).
Top 10 tourist attractions in Maldives
1. Male City – The lively capital of the Maldives is filled with colorful markets, historic mosques, the Maldives Islamic Centre, and local restaurants that all contribute to showcase a more authentic glimpse at Maldivian life.
2. Hulhumale Island – Hulhumale is a new, reclaimed island near Male, which is a great mix of beautiful beaches, cafes, and relaxation - this is a great place to relax, before you head off to your resort stay.
3. Maafushi Island – Maafushi is an incredibly popular local island that offers extremely affordable guesthouses, water sports, and local charm - it is a good option for budget travelers.
4. Banana Reef – Banana reef is one of the oldest, and well-known, dive sites in the Maldives - the reef features beautiful colored coral, marine life, and very clear blue water which makes it one of the best to dive or snorkel.
5. Biyadhoo Island – Biyadhoo is a quiet and serene island resort known for its amazing diving and snorkeling, along with colorful coral gardens and a rich variety of marine life.
6. Vaadhoo Island (Sea of Stars) – Vaadhoo Island is known for its sparkling bioluminescent beach - where the ocean glows in the night - and this is a natural phenomenon that will take your breath away.
7. Alimatha Island – Alimatha is in Vaavu Atoll, and offers incredible options for diving, snorkeling, and enjoying turquoise lagoons - which mean whatever you choose to do here will be a success.
8. Sun Island (Nalaguraidhoo) – Sun Island is an absolutely stunning location that honeymooners and nature enthusiasts will love - with beautiful green fields, white sandy beaches, and lots of water sports available.
Things you must do in Maldives
1. Scuba Diving & Snorkeling – The Maldives is known worldwide as one of the best scuba diving spots due to its beautiful waters consisting of vibrant coral reefs, rays, and colorful fish. If you don’t dive, then snorkeling offers you the opportunity to enjoy the beautiful experience for any level swimmer.
2. Watching Dolphins – Spend a day with your family on a boat to watch dolphins jumping through the waves. The Maldives has no shortage of dolphin excursions meaning dolphin watching cruises is another family-friendly experience that all tourists will appreciate.
3. Island Hopping – Because there are over 1,000 islands you need to take some time to enjoy one or more unique island *hopping experiences. Visiting each island will give a unique different experience from luxurious resorts, to culturally local experiences, to nice beaches, and sea life experiences.
4. Surfing– There are some of the greatest surf breaks in the Indian Ocean found in the Maldives, especially in North Male Atoll and South Male Atoll. The warm island water and consistent surf make the Maldives one of the best surfing destinations in the world for both those just learning how to surf and for surfing professionals.
Food on the Plate
Maldivian cuisine also called Dhivehi cuisine is the cuisine of the Nation of Maldives and of Minicoy, India. The traditional cuisine of Maldivians is based on three main items and their derivatives: coconuts, fish and starches.

Must try Maldivian food include:
- Mashuni - The most common Maldivian breakfast is Mashuni. It is a smoked tuna dish with coconut.
- Dhon Riha. To prepare, blend into a smooth paste one quarter tablespoon turmeric powder.
- Theluli Mas. Theluli Mas is spicy fried fish.
- Garudhiya is a fragrant fish soup that is usually cooked using fish, water and salt.
- Sago Bondibai - Pudding made of Rava/Sago.

Popular Tourist Destinations in Maldives

Banana Reef

Banana Reef is globally renowned for being one of the best diving sites in the world which adds it to the list of top Maldives points of interest.

Alimatha Island

Alimatha Island is located in Vaavu Atoll. With its azure, crystal clear waters apt for diving, snorkeling and boating, the island is a perfect spot for a family vacation.

Fihalhohi Island

Fihalhohi Island, situated at the South Kaafu Atoll in Male. The island is beautifully surrounded with shady coconut palm trees, pristine beaches, and clear waters.

Sun Island

It is adorned with some stunning beaches, beautiful tropical flowers, and lavish greenery that pulls a great number of tourists wanting to bask in the lap of nature.