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Bajaj Allianz vs Reliance Travel insurance

Bajaj Allianz travel insurance vs Reliance travel insurance cost

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Compare Bajaj Allianz vs Reliance Travel insurance

Reliance logo Reliance logo Reliance logo Reliance logo bajaj-allianz bajaj-allianz bajaj-allianz bajaj-allianz
Standard Plan Silver Plan Gold Plan Platinum Plan Travel Care ? Elite Silver ? Prime Silver ? Assist Classic ?
Available Coverage Options
$50,000 $100,000 $250,000 $500,000 $50,000, $200,000, $500,000 $50,000, $200,000, $500,000 $50,000, $200,000, $500,000, $750,000, $1000,000 $50,000, $200,000, $500,000
Accident & Sickness Medical Expenses: ?
$50,000Deductible: $50 $100,000Deductible: $50 $250,000Deductible: $50 $500,000Deductible: $50 $50,000Deductible: $100 $50,000Deductible: $100 $50,000Deductible: $100 $50,000
Deductible: $100
Medical Evacuation: ?
Included under Medical Expenses Included under Medical Expenses
Repatriation of Remains: ?
Included under Medical Expenses Included under Medical Expenses
Pre-existing Coverage
Pre-Existing disease coverage only in case of life threatening conditions. Not covered Not covered Not covered $300
Accidental Death & Dismemberment: ?
$15,000 $20,000 $25,000 $30,000 $10,000 $15,000 $15,000 $25,000
AD & D Common Carrier
$2,500 $2,500 $5,000 $5,000 NA $2,500 $2,500 NA
Dental Treatment: ?
$500Deductible: $50 $500Deductible: $100
Personal Liability: ?
$50,000 $100,000 $200,000 $250,000 $100,000Deductible: $100 $100,000Deductible: $100 $100,000Deductible: $100 $100,000Deductible: $200
Loss of Checked Baggage: ?
$500 $1,000 $1,200 $1,500 $250Deductible: Nil $500Deductible: Nil $500Deductible: Nil $250Deductible: Nil
Baggage Delay: ?
$100Deductible: 12 hours $100Deductible: 12 hours
Loss of Passport: ?
$300Deductible: $25 $250Deductible: $15
Hijack Distress Allowance
NA $50 per day up to Max.7 daysDeductible: 12 hours $75 per day up to Max. 7 daysDeductible: 12 hours $125 per day up to Max. 7 daysDeductible: 12 hours $50 per day to max $300 $50 per day to max $300 $50 per day to max $300 $50 per day to max $300
Daily allowance in case of hospitalization
NA $25 per day up to Max. 5 daysDeductible: 2 day $25 per day up to Max. 6 daysDeductible: 2 day $25 per day up to Max. 7 daysDeductible: 2 day NA $20 per day to max $100 $25 per day to max $100 NA
Flight Delay
NA $25 per day up to Max. 6 daysDeductible: 12 hrs $50 per day up to Max. 6 daysDeductible: 12 hrs $60 per day up to Max. 6 daysDeductible: 12 hrs NA $20 per 12 hrs, maximum $120 Deductible: 12 hrs $25 per 12 hrs, maximum $120 Deductible: 12 hrs NA
Trip Cancellation
NA $600 $600 $600 NA $500 $500 NA
Missed Connection: ?
NA $200 $300 $500 NA NA $100Deductible: 12 hrs NA
Emergency Cash Advance: ?
NA $300 $300 $300 NA $500 $500 $500
Home Burglary Insurance: ?
NA 1 Lakh 2 Lakhs 3 Lakhs NA Rs1,00,000 Rs1,00,000 NA
Important Points
  • Travelers from 6 months to 90 years can buy the insurance for 182 days.
  • Sum total of coverage duration cannot exceed 360 days for travelers, including policy extensions.
  • Senior citizens aged between 71-90 years can purchase the Reliance Senior Citizen insurance without giving any medical reports.
  • Pre existing diseases are covered in case of Life Threatening only for travelers up to 70 years.
  • Bajaj Allianz plans are available for travelers till the age of 98 years.
  • Wide range of plan options to suit travelers requirements and budget.
  • The Assist Card plan covers for pre-existing medical conditions for a limited amount depending on the plan choosen.
  • Initially plan can be purchased for 180 days and can be renewed for another 180 days. Renewal is on case to case basis.
  • Medical Sublimits for Bajaj Allianz travel starts from the age of 61 years.
  • Senior citizens (71-99 years) can get $50,000 coverage for 180 days without medical checkup.

What are the Key features of Bajaj Allianz and Reliance travel insurance?

Key features of Bajaj Allianz’s Travel Insurance

  • One of the leading Travel Insurance players in India, known for proactive customer service and claims settlements. JV between Bajaj Group and Allianz Insurance Group of Germany, who are likely to exit the JV anytime soon.
  • Widest Range of Innovating and Comprehensive Travel Insurance plans to suit travellers requirements and budget.
  • Travellers aged between 6 months and 70 years can purchase a Regular Bajaj Travel Insurance plan and Senior Citizens can buy the Senior Companion Plan from 71 till the insured reaches the age of 99 years.
  • Bajaj Allianz allows travel insurance plan to be purchased for a cumulative maximum of 360 days, subject to underwriting approval and on a case to case basis.
  • Medical Sublimits for Sickness Treatment under Bajaj Allianz travel insurance plans starts from the age of 61 years. There are no sub limits for Accident related Hospitalisation.
  • Pre-existing Medical Conditions covered up to $3,000 only incase of Life Threatening situations. They however offer an Add On where the traveler can purchase Comprehensive Pre Existing Coverage upto the Sum Insured by paying additional premium.
  • No Pre Travel Medical Check up and Entry Age Restriction for Bajaj Travel insurance plans.
  • Only Insurance company to offer In House Claims and Assistance Services which ensures timely and efficient claims management, with Toll Free Assistance numbers across the world.

Key features of Reliance General’s Travel Insurance

  • Reliance General Insurance was part of the Reliance Anil Ambani Group (ADAG), but now has been taken over by the Hinduja Group and offers Travel Insurance for Indians travelling abroad and within India.
  • Reliance Travel Insurance ensure zero paperwork and affordable premiums. Choose from a variety of plans – for individuals or for the entire family with maximum Sum Insured upto $500,000.
  • Reliance General covers trips upto a single trip duration of 182 days with cumulative duration up to 365 days.
  • Travelers from 6 months to 90 years can be covered under Reliance Travel Insurance Plans with Senior citizens aged between 71-90 years can buy the Reliance Senior plan without submitting any medical reports.
  • Pre existing diseases are covered in case of life threatening situations upto $3000 only for travellers up to 70 years. There are Sickness Medical Sublimits from the age of 61 years onwards.
  • The Sum Insureds for each benefit are per policy period, which means there is no restoration of sum insured once a claim has been filed.
  • No Pre Travel Medical Check up and Entry Age Restriction for Reliance General Travel Insurance plans.
  • The traveller can avail Cashless Claims (for Inpatient Treatment) and also have access to National and International Assistance Numbers when abroad. These services are provided through Reliance’s Travel Assistance Partner, Europ Assist, which has a large cashless hospital network throughout the world.

How much does Bajaj Allianz travel insurance cost?

The Bajaj Allianz travel insurance price starts at ₹1,619 per month for 25 years old traveler, covering Worldwide Including the USA and Canada, based on type of plan and policy maximum coverage.

Plan Name $50,000 $200,000 $500,000 $750,000 $1,000,000
Travel Companion ₹1,619 ₹1,834 ₹2,159 - -
Travel Elite ₹1,863 ₹2,110 ₹2,486 - -
Travel ACE ₹2,994 ₹4,100 ₹9,020 - -
Travel Prime ₹2,057 ₹2,297 ₹2,659 ₹3,126 ₹3,340
Travel Assist ₹2,755 ₹3,124 ₹3,677 - -

The Bajaj Allianz travel insurance price starts at ₹1,072 per month for 25 years old traveler, covering Worldwide Excluding the USA and Canada, based on type of plan and policy maximum coverage.

Plan Name $50,000 $200,000 $500,000 $750,000 $1,000,000
Travel Companion ₹1,072 ₹1,232 ₹1,509 - -
Travel Elite ₹1,234 ₹1,416 ₹1,737 - -
Travel ACE ₹1,380 ₹1,984 ₹5,636 - -
Travel Prime ₹1,445 ₹1,625 ₹1,936 ₹2,276 ₹2,431
Travel Assist ₹1,827 ₹2,096 ₹2,569 - -

How much does a Reliance vs Care Overseas travel medical cost per month (30 days)?

The Reliance vs Care Overseas travel medical insurance cost per month (30 days) starts at just ₹1,505 for coverage Worldwide Including USA & Canada. Reliance vs Care Overseas travel medical insurance cost varies with the travellers age, destination of travel and duration of travel. Here is a cost table which gives you the cost of Reliance vs Care Overseas travel medical plan variants.

Plan Name (Sum Insured) Insurer 0-40 years 41-60 years 61-70 years
Explore Silver ($50,000) With Sublimits Care Health ₹1,505 ₹2,225 ₹5,155
Explore Gold ($50,000) With Sublimits Care Health ₹1,740 ₹2,600 ₹5,550
Explore Platinum ($50,000) Without Sublimits Care Health ₹1,894 ₹2,686 ₹6,040
Travel Standard ($50,000) With Sublimits Reliance General ₹1,407 ₹2,041 ₹3,664
Explore Silver ($100,000) With Sublimits Care Health ₹1,854 ₹2,698 ₹6,391
Explore Gold ($100,000) With Sublimits Care Health ₹2,063 ₹3,072 ₹6,788
Explore Platinum ($100,000) Without Sublimits Care Health ₹2,174 ₹3,157 ₹7,309
Travel Silver ($100,000) With Sublimits Reliance General ₹1,992 ₹2,443 ₹4,409
Explore Silver ($200,000) With Sublimits Care Health ₹2,285 ₹2,991 -
Explore Gold ($200,000) With Sublimits Care Health ₹2,458 ₹3,330 ₹7,611
Travel Gold Plan ($250,000) With Sublimits Reliance General ₹2,312 ₹2,927 ₹5,026
Explore Silver ($300,000) With Sublimits Care Health ₹2,820 ₹3,881 -
Explore Gold ($300,000) With Sublimits Care Health ₹2,873 ₹4,346 ₹9,025
Explore Gold ($500,000) With Sublimits Care Health ₹3,594 ₹4,762 ₹11,286
Explore Platinum ($500,000) Without Sublimits Care Health ₹4,160 ₹5,298 -
Travel Platinum Plan ($500,000) With Sublimits Reliance General ₹2,722 ₹3,517 ₹7,976
Plan Name (Sum Insred) Insurer 71-75 years 76-80 years 81-85 years 86-90 years
Explore Silver ($50,000) With Sublimits Care Health ₹17,049 ₹25,444
Explore Gold ($50,000) With Sublimits Care Health ₹17,586 ₹25,838 -
Explore Platinum ($50,000) Without Sublimits Care Health ₹19,403 29,905 -
Senior Plan ($50,000) With Sublimits Reliance General ₹6,865 ₹10,380 ₹17,887
Plan Name (Sum Insred) Insurer 71-80 years
Explore Silver ($100,000) With Sublimits Care Health ₹20,567
Explore Gold ($100,000) With Sublimits Care Health ₹21,089
Explore Platinum ($100,000) Without Sublimits Care Health ₹23,225

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