SBI Corona Kavach Family Health Insurance Plan – Coronavirus Health Insurance

SBI General Health Insurance Review

SBI General Health Insurance sum insured
1 lac − 30 lacs options available

Incurred Claims Ratio *
77.00%

SBI General Health Insurance tenure options
1 and 3 years options available

Claims Settlement Ratio **
75.20%

List of network hospitals
6,000+ hospitals

Number of policies issued *
637,615

Maximum family floater coverage
Self, Spouse + 2 dependent children (upto age of 23 yrs)

Number of lives covered *
4,654,150

* As per IRDAI report for 2020-21 | ** As per NL25 data published on the Insurance Company website

SBI General insurance of Corona Kavach overview

Eligibility
Benefits

Eligibility of SBI Corona Kavach Health Insurance

Corona Kavach Policy, SBI General Insurance Company Limited, can be bought by any individual between the age of 18 years to 65 years on Individual and family floater basis. (Family means self, legally wedded spouse, dependent children, parents, parents-in-law)

Benefits of SBI health Corona Kavach Insurance

Particulars	Details of the Plan
Entry age	Minimum entry age is 18 years, for Dependent Children 1 day and Maximum entry age is 65 years, for Dependent children 25 years
Minimum and Maximum Sum Insured	₹50,000/- (Fifty Thousand) to ₹5,00,000/- (Five Lacs) (in the multiples of fifty thousand) On Individual basis – Sum Insured shall apply to each individual family member On Floater basis – Sum Insured shall apply to the entire family
Policy Period	Corona Kavach policy shall be offered with a policy term of Three and half months (3 ½ months) Six and half months (6 ½ months) Nine and half months (9 ½ months)
Base Cover
Hospitalization Cover	Medical Expenses of Hospitalization for Covid for a minimum period of 24 consecutive hours shall be admissible.
Road Ambulance	Rs 2000/- per Hospitalization
Home Care Treatment Expenses	Cost of treatment incurred by the Insured person on availing treatment at home for Covid on positive diagnosis up to 14 days per incident, which in the normal course would require care and treatment at a hospital but is actually taken while confined at home.
Ayush Treatment	upto sum insured
Pre Hospitalization Expenses	15 days
Post Hospitalization Expenses	30 days
Post Hospitalization Expenses	30 days
Optional Cover
Hospital Daily Cash	0.5% of Sum Insured per day subject to maximum of 15 days in a policy period for every insured member.
Modes of premium payment	Single premium payment mode shall only be allowed.
Waiting Period	15 days
Tax Benefits	As per Section 80D, Income Tax Act 1961