| 1 |
Depreciation Reimbursement |
The Company will re-imburse the Insured, the
amount of depreciation deducted on the value
of parts which were allowed to be replaced for
own damage claim lodged
|
| 2 |
Return to Invoice |
In case of TOTAL LOSS, CONSTRUCTIVE TOTAL
LOSS or THEFT OF THE INSURED VEHICLE the
Company will pay for or replace with, a NEW
vehicle of same make and model (or a similar
model with similar specification available locally
in India
|
| 3 |
Protection of NCB |
NCB eligibility will not be affected provided
vehicle is renewed with SBIG, one such claim in
the entire pol, vehicle repaired in company
authorized garage
|
| 4 |
Cover for Key replacement |
Company will re-imburse the Insured , the cost
of replacing the vehicle keys which are lost ,
stolen or the vehicle lock is broken at the time
of burglary or attempted burglary, by a new set
of lock & keys
|
| 5 |
Inconvenience Allowance |
Company will pay the Insured – daily cash
benefit as specified in the Schedule following an
identifiable and admissible own damage claim
under the Motor Comprehensive Package Policy
|
| 6 |
Loss of Personal Belongings |
The Company will pay for the Insured’s loss or
damage of his personal belongings caused by
perils mentioned under the Motor Policy
|
| 7 |
Enhanced PA cover for Insured (Owner driver) |
Company undertakes to pay compensation o
for bodily injury as hereinafter defined
sustained by the Insured (Owner Driver) in
direct connection with the vehicle insured
|
| 8 |
Enhanced PA Cover for Unnamed Passengers |
Company undertakes to pay compensation for
bodily injury as hereinafter defined sustained
by the Un-named Passengers of the insured
vehicle
|
| 9 |
Enhanced PA for Paid Driver |
Company undertakes to pay compensation on
the scale provided below for bodily injury as
hereinafter defined sustained by the Paid Driver of the insured vehicle
|
| 10 |
Hospital Cash Cover for Insured (Owner Driver) |
Company will pay for the Owner Driver’s
HOSPITAL CONFINEMENT ALLOWANCE FOR
ACCIDENT OR INJURIES sustained by the Owner
Driver in direct connection with the vehicle
insured
|
| 11 |
Hospital Cash Cover for Paid Driver Hospital Cash cover for Unnamed Passengers |
Company will pay for the insured vehicle’s Paid
Driver’s HOSPITAL CONFINEMENT ALLOWANCE
FOR ACCIDENT OR INJURIES sustained by the
Paid Driver in direct connection with the vehicle
insured
|
| 12 |
|
Company will pay for the Unnamed Passenger/s
of the vehicle’s HOSPITAL CONFINEMENT
ALLOWANCE FOR ACCIDENT OR INJURIES
sustained by the Un-named Passenger/s in
direct connection with the vehicle insured
|
| 13 |
Basic Road Side Assistance |
Towing assistance arising out of Mechanical and
Electrical breakdown, accident are covered. Flat
Tyre, dead battery etc are covered
|
| 14 |
Additional Road Side Assistance |
Continuation of journey, local travel when on
tour, overnight accomodation expense,
repatriation of vehicle are covered
|
| 15 |
Engine Guard |
Policy extends to cover the damage to the
internal child parts of the engine and/or gear
box of the insured vehicle arising out of water ingression, Leakage of lubricating oil due to
Accidental external means
|
| 16 |
Cover for Consumables |
Policy extends to cover expenses incurred by
the Insured towards consumable items in the
event of damage to the vehicle insured and/or
its accessories, arising out of perils covered
under the Policy
|
| 17 |
Tyre and Rim Guard |
Policy covers expenses for repair and/ or
replacement, as may be necessitated arising out
of accidental loss or damage to Tyre and tubes
|
| 18 |
EMI Protector |
Policy covers the Equated Monthly Instalment
(herein referred as EMI) payable by the insured
to Financial Institution shown in the Policy
schedule for the period insured vehicle is in
Garage for repair, provided insured vehicle is
damaged by a covered peril
|
