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TATA AIG Travel Insurance
TATA AIG Travel Insurance offers international and overseas travel insurance for Indians travelling abroad. Popular for its cashless medical coverage, TATA AIG travel insurance protects tourists, parents, senior citizens, students, and business travellers against medical emergencies, trip cancellations, baggage loss, passport loss, and travel delays. Plans are available for travel to the USA, Europe, Australia, Singapore, Canada, Dubai, and other international destinations.
₹29/day*
Starting Premium
$1,000,000
Max Coverage
360 Days
Max Duration
24 / 7
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TATA AIG Travel Insurance – Quotes with 0% GST
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Cost Guide 2026
How Much Does TATA AIG International Travel Insurance Cost?
The cost for TATA AIG Insurance for International Travel starts at ₹29 per day, with plans offering between $50,000 and $1,000,000. Key benefits include medical expenses, emergency evacuation, baggage protection, and trip cancellation - ideal for travelers seeking either budget or premium international coverage.
| Plan | Medical Cover | Pre-Existing | Baggage Loss | Trip Cancellation | Starting Price |
|---|---|---|---|---|---|
| Silver | $50,000 | Up to $2,500 | $200 | $500 | ₹29/day* |
| Silver Plus | $1 lakh | Up to $5,000 | $200 | $500 | ₹35/day* |
| Gold | $2.5 lakh | Up to $10,000 | $300 | $750 | ₹38/day* |
| Platinum | $5 lakh | Up to $12,500 | $300 | $1,000 | ₹48/day* |
| Titanium | $7.5 lakh | Up to $15,000 | $400 | $1,000 | ₹53/day* |
| Titanium Plus | $10 lakh | Up to $20,000 | $500 | $1,500 | ₹64/day* |
Travel Insurance Policy
How Do I Download My TATA AIG Travel Insurance Policy Copy?
Once your purchase is confirmed, a copy of your policy document is sent to the email address provided at checkout. If you can't find it, check your spam folder first - if it's still missing, our support team can resend it once they've verified your policy number and registered contact details.
Reach us via WhatsApp or call +91-(80)-41101026 for a resend.
savings Travel Insurance Plans
TATA AIG Travel Insurance Cost & Premium
savings
What Is the Cheapest TATA AIG Travel Insurance?
The Cheapest TATA AIG Travel Insurance? option is the Silver Plan, with prices starting from just ₹29 per day*
- Medical coverage up to $50,000 for accidents and sickness
- Personal accident coverage up to $7,500
- Emergency medical evacuation up to $50,000
- Personal liability up to $100,000
₹29
per day*
Companion Plan
This plan provides basic yet sufficient protection for budget-conscious travelers.
workspace_premium
Which Is the Best TATA AIG Travel Insurance?
The best TATA AIG Travel Insurance option is the Gold Plan, with premiums starting at ₹38 per day.*
- Medical coverage up to $250,000 for accidents and sickness
- Emergency medical evacuation up to $250,000
- Personal liability $200,000
₹38
per day*
Prime Plan
Ideal for travelers seeking comprehensive coverage at a reasonable cost.
Travel Insurance
TATA AIG International Travel Insurance
TATA AIG’s Travel Insurance covers the insured against any unforeseen emergency, both medical and non medical, while traveling abroad, on Business or for Leisure. The plans are ideal for travelers going to any country across the world including the USA, Canada, Europe, South East Asia or Australia. The plan come with unique set of benefits/coverages support by efficient 24X7 Assistance and Claims Support.
Coverage Details
Important Eligibility Notes
Am I Eligible for TATA AIG Travel Insurance?
It is very important that you understand the eligibility criteria prior to buying a travel insurance policy. TATA AIG has a variety of travel insurance plans available that are suitable for overseas travelers, domestic trips, students, families, senior citizens, and frequent flyers. The detailed table below presents the eligibility criteria, age limits, and special conditions for each plan in an easily understandable way.
| Travel Insurance Plan | Who Can Apply | Age Eligibility | Residency Requirement | Special Conditions / Documents |
|---|---|---|---|---|
| International Travel Insurance | Indian citizens and eligible non-Indian residents* living in India who are travelling abroad for leisure, business, or education. |
|
Applicants must be permanent residents of India. |
|
| Domestic Travel Insurance | Indian citizens travelling within India | 6 months to 70 years | Indian resident | Confirmed travel itinerary or tickets required |
| Family Travel Insurance(Single Policy with individual coverage) | Indians traveling with companions | 3 months to 90+ years | Must permanently reside in India | Family means Self, spouse, children, parents |
| Student Travel Insurance | Indian Students who want pursue higher education abroad | 16 to 35 years | Must permanently reside in India |
|
| Senior Citizen Travel Insurance | Senior citizens travelling internationally from India | Usually 55 years and above | Indian resident |
|
| Annual Multi-Trip Travel Insurance | Indians traveling overseas frequently within a year | 12 to 80 years | Must permanently reside in India |
|
All policies must be purchased while the insured is in India, prior to the start of the journey
How to Buy
How to Buy a Tata AIG Overseas Travel Insurance Online?
There is a simple online application for travelers to complete and enroll to purchase TATA AIG’s travel insurance.
- Once the online application is filled completely, travelers can use a credit / debit card /other modes or cheque to make the payment of premium for their policy, which can be done on india travel insurance
- Travelers can purchase this travel insurance online from anywhere in the world. Many of our customers are in the USA, Canada, Europe, and Australia. and buy this insurance online for family members traveling overseas from India.
- It must be noted that policies can be purchased for only those travelers, traveling out from India.
- A confirmation email will be sent to the travel insurance customer immediately after the completion of purchase process and paying the requisite premium.
- Please note that the payment has to be received prior to commencement of travel.
- Tata AIG has been the undisputed market leader in the travel insurance market in India since inception in 2001 and till date enjoys amongst the highest market share in India in Retail Travel Insurance.
- Today they issue the highest number of International Retail Travel insurance policies and settle the maximum number of International Travel insurance claims as well.
- American International Group, Inc. (AIG) has Business Operations in 130 countries across all General Insurance lines of business. Being a household name in the USA, helps Indian travelers, going to USA have that added comfort while purchasing a Tata AIG policy.
- Tata AIG's 24X7 Worldwride Assistance and Claims Partner is Europe Assist with one of the largest networks of hospitals across the world, especially throughout Europe.
- Travel Guard Plus is one of the most popular travel insurance plans currently in the Indian market, which is comprehensive in terms of benefits and backed up by efficient and transparent claims servicing.
Highlights
Highlights of Tata AIG’s Journey in India So Far
- Tata AIG General Insurance Company Limited is a joint venture between the Tata Group who hold 76% and US based American International Group (AIG), who hold the balance of 24% .
- Tata AIG General Insurance Company Limited has almost completed 25 years in India, having commenced operations in India on January 22, 2001.
- The company offers a range of general insurance covers for businesses and individuals and has a comprehensive range of general insurance products for Fire, Health, Liability, Marine Cargo, Personal Accident, Travel, Rural-Agriculture Insurance, Extended Warranty etc.
- Tata AIG is the undisputed leader in Travel Insurance, offerings International plans to Leisure/Business Travelers and Students going abroad for their higher studies. They also offer Domestic Travel Insurance for travelers within India.
- Travel Insurance plans including Travel Guard Plus, are compliant with Schengen Visa Insurance requirements and set benchmarks on Assistance and Claims Excellence offering quick and fair claims settlement.
Claims
How Are Tata AIG’s Overseas Travel Insurance Claims Administered / Managed?
The Assistance Company, Europe Assist offers Claims Support and Assistance to the Traveller abroad, across the world. .Some of their services include:
- Pre-departure services - information about foreign locations, passport / visa requirements, immunization requirements
- Medical Assistance - Assistance company will recommend or assist in securing the availability of services of Local Physicians, Admissions in Hospital and arranging other medical services. Assistance service including monitoring the patient and determining the next course of action is also carried out by them.
- Medical Evacuation & Repatriation - In the event of medical emergency, the assistance services will arrange for evacuation and transportation based on the medical evaluation of your condition. Travel Guard also provides for repatriation of remains in case of unfortunate death of the insured while overseas.
- Lost travel documents assistance
- Emergency Message transmission services
- Embassy referral services
- Claims procedures Information services
The Assistance Company, Europe Assist offers Claims Support and Assistance to the Traveller abroad, across the world. Some of their services include:
- Pre-departure services - information about foreign locations, passport / visa requirements, immunization requirements
- Medical Assistance - Assistance company will recommend or assist in securing the availability of services of Local Physicians, Admissions in Hospital and arranging other medical services. Assistance service including monitoring the patient and determining the next course of action is also carried out by them.
- Medical Evacuation & Repatriation - In the event of medical emergency, the assistance services will arrange for evacuation and transportation based on the medical evaluation of your condition. Travel Guard also provides for repatriation of remains in case of unfortunate death of the insured while overseas.
- Lost travel documents assistance
- Emergency Message transmission services
- Embassy referral services
- Claims procedures Information services
Travel Health Insurance
Why Buy TATA AIG Travel Health Insurance?
There are many advantages of buying TATA AIG’s insurance plans online. Some of the advantages are listed below:
- Coverage under Travel Insurance available up to the age of 99 years
- Plan Options available Without any Sublimits under Medical Coverage
- Prompt Cashless and Reimbursement Claims for both Inpatient and Outpatient treatment while abroad
- Coverage for Pre Existing Medical Conditions ranging from $1,500 to $20,000 based on the plan opted for
- 24/7 Assistance & Claims Support 365 days in the year
- Includes Unique Benefits like:
- Trip Cancellation and Trip Curtailment
- Missed Connection or Departure
- Bounced Hotel or Airline booking
- Home Burglary coverage in India
- Fraudulent Charges (payment Card security)
layers Plan Options
Comprehensive International Travel Insurance by TATA AIG – Travel Worry-Free Worldwide?
| Benefits | Silver |
|---|---|
| Sublimits | With sublimit / Without Sublimit |
| Age | 6 months - 70 years |
| Destination | Worldwide cover |
| Sum Insured for Accident & Sickness Medical Expenses | Up to $50,000 |
| Pre Existing Disease Coverage (only in case of life threatening conditions) | Benefit amount varies by variant |
| Emergency Medical Evacuation | Up to USD 50,000 |
| Repatriation of Mortal Remains | Typically up to a percentage of the Sum Insured |
| Accidental Death & Disablement | Benefit amounts depend on variant |
| Emergency Medical Dental Expenses | Benefit amounts depend on variant |
| Delay of Checked-in Baggage | Benefit amount as specified in policy schedule (could be around USD 40-USD 100) |
| Loss of Checked-in Baggage | Benefit amount as per plan (for example USD 200 in earlier versions |
| Loss of Passport | Benefit amount (e.g., around USD 250 in earlier versions) |
| Trip Curtailment | Benefit amounts indicated in schedule (e.g., USD 500 in earlier versions) |
| Trip Cancellation | $500 |
| Missed Flight/Connection | Benefit amount as per plan schedule (e.g., USD 250 in earlier versions) |
| Benefits | Silver Plus | Silver Plus Plan A | Silver Plus Plan B |
|---|---|---|---|
| Sublimits | With sublimit / Without Sublimit | With sublimit / Without Sublimit | With sublimit / Without Sublimit |
| Age | 3 months - 70 years | 3 months - 70 years | 3 months - 70 years |
| Destination | All countries covered, Excluding politically disturbed countries | Worldwide | Worldwide |
| Sum Insured for Accident & Sickness Medical Expenses | Up to $100,000 | Up to $100,000 | Up to $100,000 |
| Pre Existing Disease Coverage (only in case of life threatening conditions) | Up to $5,000 | Up to $5,000 | Up to $5,000 |
| Emergency Medical Evacuation | Up to $100,000 | Up to $100,000 | Up to $100,000 |
| Repatriation of Mortal Remains | Up to 25% of Accident & Sickness Sum Insured | Up to 25% of Accident & Sickness Sum Insured | Up to 25% of Accident & Sickness Sum Insured |
| Accidental Death & Disablement | Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
| Emergency Medical Dental Expenses | $400 | $400 | $400 |
| Delay of Checked-in Baggage | $40 | - | $40 |
| Loss of Checked-in Baggage | $200 | - | $200 |
| Loss of Passport | $250 | - | $250 |
| Trip Curtailment | $500 | - | $500 |
| Trip Cancellation | $500 | - | $500 |
| Missed Flight/Connection | $250 | - | $250 |
| Benefits | Gold Plus | Gold Plus Plan A | Gold Plus Plan B |
|---|---|---|---|
| Sublimits | With sublimit / Without Sublimit | With sublimit / Without Sublimit | With sublimit / Without Sublimit |
| Age | 3 months - 70 years | 3 months - 70 years | 3 months - 70 years |
| Destination | All countries covered, Excluding politically disturbed countries | Worldwide | Worldwide |
| Sum Insured for Accident & Sickness Medical Expenses | Up to $250,000 | Up to $250,000 | Up to $250,000 |
| Pre Existing Disease Coverage (only in case of life threatening conditions) | Up to $10,000 | Up to $10,000 | Up to $10,000 |
| Emergency Medical Evacuation | Up to $250,000 | Up to $250,000 | Up to $250,000 |
| Repatriation of Mortal Remains | Up to 25% of Accident & Sickness Sum Insured | Up to 25% of Accident & Sickness Sum Insured | Up to 25% of Accident & Sickness Sum Insured |
| Accidental Death & Disablement | Accidental Death: Maximum $15,000 Accidental Disablement: Maximum $15,000 Benefit Total - Maximum $15,000 |
Accidental Death: Maximum $15,000 Accidental Disablement: Maximum $15,000 Benefit Total - Maximum $15,000 |
Accidental Death: Maximum $15,000 Accidental Disablement: Maximum $15,000 Benefit Total - Maximum $15,000 |
| Emergency Medical Dental Expenses | $500 | $500 | $500 |
| Delay of Checked-in Baggage | $45 | - | $45 |
| Loss of Checked-in Baggage | $300 | - | $300 |
| Loss of Passport | $250 | - | $250 |
| Trip Curtailment | $750 | - | $750 |
| Trip Cancellation | $750 | - | $750 |
| Flight Delay | $45 For all overseas flights taken during Insured Trip | - | $45 For all overseas flights taken during Insured Trip |
| Personal Liability | $200,000 | - | - |
| Missed Flight/Connection | $500 | - | $500 |
| Benefits | Platinum | Platinum Plan A | Platinum Plan B |
|---|---|---|---|
| Sublimits | With sublimit / Without Sublimit | With sublimit / Without Sublimit | With sublimit / Without Sublimit |
| Age | 3 months - 70 years | 3 months - 70 years | 3 months - 70 years |
| Destination | All countries covered, Excluding politically disturbed countries | Worldwide | Worldwide |
| Sum Insured for Accident & Sickness Medical Expenses | Up to $500,000 | Up to $500,000 | Up to $500,000 |
| Pre Existing Disease Coverage (only in case of life threatening conditions) | Up to $10,000 | Up to $12,500 | Up to $12,500 |
| Emergency Medical Evacuation | Up to $500,000 | Up to $500,000 | Up to $500,000 |
| Repatriation of Mortal Remains | Up to 25% of Accident & Sickness Sum Insured | Up to 25% of Accident & Sickness Sum Insured | Up to 25% of Accident & Sickness Sum Insured |
| Accidental Death & Disablement | Accidental Death: Maximum $25,000 Accidental Disablement: Maximum $25,000 Benefit Total - Maximum $25,000 |
Accidental Death: Maximum $25,000 Accidental Disablement: Maximum $25,000 Benefit Total - Maximum $25,000 |
Accidental Death: Maximum $25,000 Accidental Disablement: Maximum $25,000 Benefit Total - Maximum $25,000 |
| Emergency Medical Dental Expenses | $1,000 | $1,000 | $1,000 |
| Delay of Checked-in Baggage | $50 | - | $50 |
| Loss of Checked-in Baggage | $300 | - | $300 |
| Loss of Passport | $250 | - | $250 |
| Trip Curtailment | $1,000 | - | $1,000 |
| Trip Cancellation | $1,000 | - | $1,000 |
| Flight Delay | $50 For all overseas flights taken during Insured Trip | - | $50 For all overseas flights taken during Insured Trip |
| Personal Liability | $500,000 | - | - |
| Missed Flight/Connection | $750 | - | $750 |
| Benefits | Titanium |
|---|---|
| Sublimits | With sublimit / Without Sublimit |
| Age | 3 months - 60 years |
| Destination | All countries covered, Excluding politically disturbed countries |
| Sum Insured for Accident & Sickness Medical Expenses | Up to $750,000 |
| Pre Existing Disease Coverage (only in case of life threatening conditions) | Up to $15,000 |
| Emergency Medical Evacuation | Up to $750,000 |
| Repatriation of Mortal Remains | Up to 25% of Accident & Sickness Sum Insured |
| Accidental Death & Disablement | Accidental Death: Maximum $50,000 Accidental Disablement: Maximum $50,000 Benefit Total - Maximum $50,000 |
| Emergency Medical Dental Expenses | $1,000 |
| Delay of Checked-in Baggage | $50 |
| Loss of Checked-in Baggage | $400 |
| Loss of Passport | $500 |
| Trip Curtailment | $1,000 |
| Trip Cancellation | $1,000 |
| Flight Delay | $50 For all overseas flights taken during Insured Trip |
| Personal Liability | $500,000 |
| Missed Flight/Connection | $750 |
| Benefits | Titanium Plus |
|---|---|
| Sublimits | With sublimit / Without Sublimit |
| Age | 3 months - 60 years |
| Destination | All countries covered, Excluding politically disturbed countries |
| Sum Insured for Accident & Sickness Medical Expenses | Up to $1,000,000 |
| Pre Existing Disease Coverage (only in case of life threatening conditions) | Up to $20,000 |
| Emergency Medical Evacuation | Up to $1,000,000 |
| Repatriation of Mortal Remains | Up to 25% of Accident & Sickness Sum Insured |
| Accidental Death & Disablement | Accidental Death: Maximum $75,000 Accidental Disablement: Maximum $75,000 Benefit Total - Maximum $75,000 |
| Emergency Medical Dental Expenses | $1,200 |
| Delay of Checked-in Baggage | $50 |
| Loss of Checked-in Baggage | $500 |
| Loss of Passport | $500 |
| Trip Curtailment | $1,500 |
| Trip Cancellation | $1,500 |
| Flight Delay | $50 For all overseas flights taken during Insured Trip |
| Personal Liability | $500,000 |
| Missed Flight/Connection | $750 |
| Benefits | Senior | Senior Plus | Super Senior |
|---|---|---|---|
| Sublimits | With sublimit / Without Sublimit | With sublimit / Without Sublimit | With sublimit / Without Sublimit |
| Age | 71-80 years | 71-80 years | 81+ years |
| Destination | All countries covered, Excluding politically disturbed countries | All countries covered, Excluding politically disturbed countries | All countries covered, Excluding politically disturbed countries |
| Sum Insured for Accident & Sickness Medical Expenses | Upto $50,000 | Upto $100,000 | Upto $50,000 |
| Pre Existing Disease Coverage (only in case of life threatening conditions) | Upto $2,500 | Upto $3,000 | Upto $1,500 |
| Emergency Medical Evacuation | Up to $50,000 | Up to $100,000 | Up to $50,000 |
| Repatriation of Mortal Remains | Upto 25% of Accident & Sickness Sum Insured | Upto 25% of Accident & Sickness Sum Insured | Upto 25% of Accident & Sickness Sum Insured |
| Accidental Death & Disablement | Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
| Emergency Medical Dental Expenses | $300 | $500 | - |
| Delay of Checked-in Baggage | $40 | $40 | $40 |
| Loss of Checked-in Baggage | $200 | $200 | $200 |
| Loss of Passport | $250 | $250 | $250 |
| Trip Curtailment | $500 | $500 | $500 |
| Trip Cancellation | $250 | $500 | $250 |
| Flight Delay | $40 For all overseas flights taken during Insured Trip | $40 For all overseas flights taken during Insured Trip | $40 For all overseas flights taken during Insured Trip |
| Personal Liability | $1,00,000 Deductible : $200 |
$1,00,000 Deductible : $200 |
$1,00,000 Deductible : $200 |
| Missed Flight/Connection | $250 | $250 | $250 |
Customer Reviews
Trusted by Thousands of Indian Travelers
★★★★★
This to convey our gratitude to your customer support team for having guided us very well in procuring our overseas travel insurance.
D
★★★★★
I felt happy to have a travel insurance from you. I can easily compare with all the companies and based on my requirement I can select the required one.
M
★★★★★
Thank you very much for the cooperation and support as per the request made with updated dates on the policy issued. Appreciate it.
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FAQs
Frequently Asked Questions - Travel Insurance
Answers to common questions about TATA AIG Travel Insurance.
Travel insurance provides insurance coverage during ones travel overseas. You can also get domestic travel insurance for travel within India, Travel insurance provides coverage more than just for the duration of your travel itself. The scheme covers medical expenses incurred for any in-patient& outpatient treatment throughout your journey.
The standard deductible under the Accident & Sickness Reimbursement is $100 irrespective of the value of the claim. The same is not taxable.
Yes, Tata AIG offers Travel Guard plans without sublimit restrictions, which you can opt for your parents who are 60+ and travelling overseas.
The sum insured as mentioned in the policy schedule is for each traveling member. For eg. If there are 3 family members traveling under a single Gold Plan policy, each of the them will be covered for a SI of $250,000 under the Accident & Sickness benefit.
Also this limit of $10,000 is per Incident/Ailment which means that the limit gets topped up once a claim is settled, much like the Sum Insured Restoration feature in Health Insurance.. For eg. If Individual A has a claim for $10,000, in the event of another sickness claims he/she will be eligible for $200,000 in full and the same will not be reduced by the $10,000 already claimed under the first claim. However the deductible of $100 will be applicable for a single claim/incident.
There is no restriction on the number of claims per person in the policy period.
Also this limit of $10,000 is per Incident/Ailment which means that the limit gets topped up once a claim is settled, much like the Sum Insured Restoration feature in Health Insurance.. For eg. If Individual A has a claim for $10,000, in the event of another sickness claims he/she will be eligible for $200,000 in full and the same will not be reduced by the $10,000 already claimed under the first claim. However the deductible of $100 will be applicable for a single claim/incident.
There is no restriction on the number of claims per person in the policy period.
There is no restriction on the hospital where treatment should be taken. The treatment can be taken in any hospital in the world outside India. However, the only restriction is that the hospital should be a registered hospital under the local jurisdiction. It is however advisable in pre planned hospitalization, the Insured informs the Assistance Company whom may choose the direct them to a Network Hospital in the same locality
The duration of the Policy from the start date till the expiry date of the policy is called as ‘Policy Period’. You can benefit the coverage as specified only during the duration of ‘Policy Period’.
The sublimits are applicable to all International travelers of Age Category above 56 years. Please refer the benefits under all Plans as in the Travel brochure of Insurance Company.
A newborn child will be covered after 6 months of birth.
Persons between 6 months up to 99 years can buy TATA AIG travel insurance. For those who are above the age of 70 (i.e. 71-99 years ) can buy Senior Citizen plan.
TATA AIG International Travel Insurance provides coverage to people from India travelling overseas for work, leisure, school, or business reasons. It applies to the main policyholder as well as any dependent family members who are citizens of India and will continue to make their home in India until the time of their journey. Families that have children under 18 years of age can purchase this insurance as a family, while individuals over the age of 18 may buy coverage on their own.
TATA AIG Senior Citizen Travel Insurance provides coverage for anyone aged over 70. In addition, coverage can be purchased by anyone over 71 years of age, therefore this policy can be purchased by an elderly person who wishes to travel internationally.
Yes, TATA AIG offers cashless treatment at network hospitals through its assistance partner, Europe Assist. Outside the network, or where cashless isn't available, claims are typically settled on a reimbursement basis once the required documents are submitted.
Policies are generally refundable if cancelled before the trip start date and before any claim has been made, subject to the insurer's free-look and cancellation terms. Once the policy period has begun, refunds are typically not available.
Yes. TATA AIG's plans are commonly used by Indian travelers heading to the United States, and its assistance network is built to support claims and hospital coordination there. Coverage amount needed can vary by visa type and length of stay, so it's worth checking the USA travel insurance page for destination-specific guidance.
In most cases, yes date changes can typically be requested before the policy start date, subject to the insurer's approval and any applicable revised premium. Changes requested after the policy has already started are handled differently and may require a fresh policy.
Exclusions
What Are the Exclusions Under Tata AIG’s Travel Policies?
Some of the key exclusions are listed below:
- Pre-existing Condition or any complication arising from it (unless specifically covered under certain plans that are purchased by the insured)
- Services, supplies, or treatment, including any period of Hospital confinement, which were not recommended or approved, and certified as Medically Necessary by a Physician
- Routine physicals or other examinations where there are no objective indications or impairment in normal health, and laboratory diagnostic or X-ray examinations except in the course of a disability established by the prior call or attendance of a Physician (an example could be a person visiting the hospital to check their blood pressure or their cholesterol levels, just for their information)
- Elective, cosmetic, or plastic surgery, except as a result of an Injury caused by a covered Accident
- Suicide, attempted suicide (whether sane or insane) or intentionally self inflicted Injury or Illness, or sexually transmitted conditions, mental or nervous disorder, anxiety, stress or depression, Acquired Immune Deficiency Syndrome (AIDS), Human Immune deficiency Virus (HIV) infection
- Being under the influence of drugs, alcohol, or other intoxicants or hallucinogens unless properly prescribed by a Physician and taken as prescribed
- Any loss arising out of War, civil war, invasion, insurrection, revolution, act of foreign enemy, hostilities (whether War be declared or not), rebellion, mutiny, use of military power or usurpation of government or military power, Terrorism
- Congenital anomalies or any complications or conditions arising therefrom
- Participation in winter sports, skydiving/parachuting, hang gliding, bungee jumping, scuba diving, mountain climbing (where ropes or guides are customarily used), riding or driving in races or rallies using a motorized vehicle or bicycle, caving or pot-holing, hunting or equestrian activities, skin diving or other underwater activity, rafting or canoeing involving white water rapids, yachting or boating outside coastal waters (2 miles), participation in any Professional Sports, any bodily contact sport or potentially dangerous sport for which You are untrained (please note that on our eIndiaInsurance website, we offer some insurance plans that cover Adventure sports…so if the insured is likely to participate in any of these activities, it’s best to buy a plan that covers Adventure Sports)
- Pregnancy and all related conditions, including services and supplies related to the diagnosis or treatment of infertility or other problems related to inability to conceive a child; birth control, including surgical procedures and devices
Please note that this is not the complete list of exclusions. Please refer to the terms and conditions (policy wordings) that have been shared with the insured along with the policy certificate for the exhaustive list.
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Useful Links
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How to buy online?
Buy Travel Insurance online using UPI, credit/debit card, NEFT, RTGS, or cheque.
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How to Make a Claim?
For claim or reimbursement, contact TATA AIG via toll-free helpline.
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How are Claims settled?
Are travel insurance directly billed or is it reimbursement basis, is there a hospital network.
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Policy Extension & Renewal
How Can I Extend or Renew My TATA AIG Travel Insurance Policy While Outside India?
Indian travelers who want to extend or renew TATA AIG travel insurance can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.
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Documents Required for Policy Extension / Renewal
- check_circle Filled and signed Good Health Declaration
- check_circle Copy of passport (first page, last page and departure stamp page)
- check_circle Air ticket copy of onward journey (travelled from India to overseas destination)
Important: Renewal or extension requests are subject to insurer approval and policy terms & conditions.
Travel Insurance Resources
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cancellation
How Can I Cancel My TATA AIG Travel Insurance Policy?
If your travel plans change, you can typically cancel your TATA AIG travel insurance policy before your trip start date and before any claim has been made, subject to the insurer's cancellation terms.
To request a cancellation, you'll generally need:
- Your policy number and the registered mobile number or email
- A signed cancellation request stating the reason for cancellation
- Confirmation that no claim has been made or is in progress on the policy
Our support team can guide you through the cancellation request - reach us via the WhatsApp helpline or call +91-(80)-41101026.
Travel Smart. Travel Protected.
Tata AIG Travel Insurance
for International Trips
Travel with confidence using Tata AIG Travel Insurance. Whether you're traveling abroad for leisure, business, education, or to visit family, the policy provides comprehensive protection against unexpected medical emergencies, hospitalization, trip cancellation, baggage loss, passport loss, emergency evacuation, and other travel-related risks. Enjoy worldwide assistance, cashless hospitalization, and reliable support throughout your journey.
Why Choose Tata AIG Travel Insurance?
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Coverage available for travelers from 3 months to 99 years
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Medical coverage up to $1,000,000 on selected plans
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Cashless hospitalization through a global assistance network
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Protection against trip cancellation, baggage loss, and passport loss
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24/7 worldwide travel and medical emergency assistance