TATA AIG International Travel Insurance
TATA AIG International Travel Insurance offers comprehensive protection for Indian travelers, covering medical emergencies, evacuation, baggage loss, passport loss, trip delays, cancellations, and more.
public Worldwide Coverage
medical_services Emergency Medical Assistance
flight_takeoff Trip Delays & Baggage Protection
₹29/day*
Starting Premium
$1,000,000
Max Coverage
360 Days
Max Duration
24 / 7
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TATA AIG - International Travel Insurance Now at 0% GST
International Travel Insurance
Choosing the Best TATA AIG International Travel Insurance Plan
Selecting the Best TATA AIG International Travel Insurance Plan Are you preparing to travel internationally? Whether it is for a vacation, business trip, or family emergency, TATA AIG has different travel insurance plan options to match everyone's needs, ages, and budgets.
- Different Plans for Different Needs: TATA AIG provides several plan options: Silver, Silver Plus, Gold, Platinum, Titanium, and Titanium Plus. They also have dedicated Senior and Super Senior plans for older travellers.
- Coverage Amounts: TATA AIG allows coverage amounts from USD 50,000 to USD 1,000,000 in sum insured. The higher tiers will give more coverage and add benefits.
- Eligibility by Age: Most standard plans will cover travellers aged 3 months - 70 years, while dedicated options are available for travellers above the age 71.
- Pre-Existing Medical Conditions: Select plans in higher tiers can provide limited coverage for life-threatening pre-existing medical conditions.
- What’s Covered: These plans also include cover for medical emergencies, evacuation, loss of luggage or passport, trip cancellation, missed flights, and much more - please see the policy terms and exclusions for clarification.
A side-by-side comparison of the plan options should help you narrow down your decision on the best course of action based on your destination, age, and travel circumstances.
Cost Guide 2026
How Much Does TATA AIG International Travel Insurance Cost?
The cost for TATA AIG Insurance for International Travel starts at ₹29 per day, with plans offering between $50,000 and $1,000,000. Key benefits include medical expenses, emergency evacuation, baggage protection, and trip cancellation - ideal for travelers seeking either budget or premium international coverage.
| Plan | Medical Cover | Pre-Existing | Baggage Loss | Trip Cancellation | Starting Price |
|---|---|---|---|---|---|
| Silver | $50,000 | Up to $2,500 | $200 | $500 | ₹29/day* |
| Silver Plus | $1 lakh | Up to $5,000 | $200 | $500 | ₹35/day* |
| Gold | $2.5 lakh | Up to $10,000 | $300 | $750 | ₹38/day* |
| Platinum | $5 lakh | Up to $12,500 | $300 | $1,000 | ₹48/day* |
| Titanium | $7.5 lakh | Up to $15,000 | $400 | $1,000 | ₹53/day* |
| Titanium Plus | $10 lakh | Up to $20,000 | $500 | $1,500 | ₹64/day* |
*Price shown is for a 60-day trip to Singapore for an adult aged 35. Premiums vary by age, trip duration & destination. Get an instant quote for your trip.
| Traveller age | Recommended plan track |
|---|---|
| 3 months - 60 years | |
| 61 - 70 years | |
| 71 - 80 years | |
| 81+ years |
Sub-limit vs. No Sub-limit what's the real difference?
Every TATA AIG plan on this page is available with or without sub-limits. A sub-limit caps what the policy pays for a specific expense category say, hospital room rent or ICU charges even if your overall medical sum insured is much higher. A no-sub-limit plan removes those internal caps, so a $100,000 medical cover pays up to $100,000 on any eligible expense, not a smaller capped share of it. It costs a little more, but for trips to the US, Canada, or Europe, where a single ICU night can run into thousands of dollars, it's usually worth the difference.
layers Plan Options
TATA AIG International Travel Insurance – Comprehensive Coverage for Worry-Free Worldwide Travel
| Benefits | Silver |
|---|---|
| Sublimits | With sublimit / Without Sublimit |
| Age | 6 months - 70 years |
| Destination | Worldwide cover |
| Sum Insured for Accident & Sickness Medical Expenses | Up to $50,000 |
| Pre Existing Disease Coverage (only in case of life threatening conditions) | Benefit amount varies by variant |
| Emergency Medical Evacuation | Up to USD 50,000 |
| Repatriation of Mortal Remains | Typically up to a percentage of the Sum Insured |
| Accidental Death & Disablement | Benefit amounts depend on variant |
| Emergency Medical Dental Expenses | Benefit amounts depend on variant |
| Delay of Checked-in Baggage | Benefit amount as specified in policy schedule (could be around USD 40-USD 100) |
| Loss of Checked-in Baggage | Benefit amount as per plan (for example USD 200 in earlier versions |
| Loss of Passport | Benefit amount (e.g., around USD 250 in earlier versions) |
| Trip Curtailment | Benefit amounts indicated in schedule (e.g., USD 500 in earlier versions) |
| Trip Cancellation | $500 |
| Missed Flight/Connection | Benefit amount as per plan schedule (e.g., USD 250 in earlier versions) |
| Benefits | Silver Plus | Silver Plus Plan A | Silver Plus Plan B |
|---|---|---|---|
| Sublimits | With sublimit / Without Sublimit | With sublimit / Without Sublimit | With sublimit / Without Sublimit |
| Age | 3 months - 70 years | 3 months - 70 years | 3 months - 70 years |
| Destination | All countries covered, Excluding politically disturbed countries | Worldwide | Worldwide |
| Sum Insured for Accident & Sickness Medical Expenses | Up to $100,000 | Up to $100,000 | Up to $100,000 |
| Pre Existing Disease Coverage (only in case of life threatening conditions) | Up to $5,000 | Up to $5,000 | Up to $5,000 |
| Emergency Medical Evacuation | Up to $100,000 | Up to $100,000 | Up to $100,000 |
| Repatriation of Mortal Remains | Up to 25% of Accident & Sickness Sum Insured | Up to 25% of Accident & Sickness Sum Insured | Up to 25% of Accident & Sickness Sum Insured |
| Accidental Death & Disablement | Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
| Emergency Medical Dental Expenses | $400 | $400 | $400 |
| Delay of Checked-in Baggage | $40 | - | $40 |
| Loss of Checked-in Baggage | $200 | - | $200 |
| Loss of Passport | $250 | - | $250 |
| Trip Curtailment | $500 | - | $500 |
| Trip Cancellation | $500 | - | $500 |
| Missed Flight/Connection | $250 | - | $250 |
| Benefits | Gold Plus | Gold Plus Plan A | Gold Plus Plan B |
|---|---|---|---|
| Sublimits | With sublimit / Without Sublimit | With sublimit / Without Sublimit | With sublimit / Without Sublimit |
| Age | 3 months - 70 years | 3 months - 70 years | 3 months - 70 years |
| Destination | All countries covered, Excluding politically disturbed countries | Worldwide | Worldwide |
| Sum Insured for Accident & Sickness Medical Expenses | Up to $250,000 | Up to $250,000 | Up to $250,000 |
| Pre Existing Disease Coverage (only in case of life threatening conditions) | Up to $10,000 | Up to $10,000 | Up to $10,000 |
| Emergency Medical Evacuation | Up to $250,000 | Up to $250,000 | Up to $250,000 |
| Repatriation of Mortal Remains | Up to 25% of Accident & Sickness Sum Insured | Up to 25% of Accident & Sickness Sum Insured | Up to 25% of Accident & Sickness Sum Insured |
| Accidental Death & Disablement | Accidental Death: Maximum $15,000 Accidental Disablement: Maximum $15,000 Benefit Total - Maximum $15,000 |
Accidental Death: Maximum $15,000 Accidental Disablement: Maximum $15,000 Benefit Total - Maximum $15,000 |
Accidental Death: Maximum $15,000 Accidental Disablement: Maximum $15,000 Benefit Total - Maximum $15,000 |
| Emergency Medical Dental Expenses | $500 | $500 | $500 |
| Delay of Checked-in Baggage | $45 | - | $45 |
| Loss of Checked-in Baggage | $300 | - | $300 |
| Loss of Passport | $250 | - | $250 |
| Trip Curtailment | $750 | - | $750 |
| Trip Cancellation | $750 | - | $750 |
| Flight Delay | $45 For all overseas flights taken during Insured Trip | - | $45 For all overseas flights taken during Insured Trip |
| Personal Liability | $200,000 | - | - |
| Missed Flight/Connection | $500 | - | $500 |
| Benefits | Platinum | Platinum Plan A | Platinum Plan B |
|---|---|---|---|
| Sublimits | With sublimit / Without Sublimit | With sublimit / Without Sublimit | With sublimit / Without Sublimit |
| Age | 3 months - 70 years | 3 months - 70 years | 3 months - 70 years |
| Destination | All countries covered, Excluding politically disturbed countries | Worldwide | Worldwide |
| Sum Insured for Accident & Sickness Medical Expenses | Up to $500,000 | Up to $500,000 | Up to $500,000 |
| Pre Existing Disease Coverage (only in case of life threatening conditions) | Up to $10,000 | Up to $12,500 | Up to $12,500 |
| Emergency Medical Evacuation | Up to $500,000 | Up to $500,000 | Up to $500,000 |
| Repatriation of Mortal Remains | Up to 25% of Accident & Sickness Sum Insured | Up to 25% of Accident & Sickness Sum Insured | Up to 25% of Accident & Sickness Sum Insured |
| Accidental Death & Disablement | Accidental Death: Maximum $25,000 Accidental Disablement: Maximum $25,000 Benefit Total - Maximum $25,000 |
Accidental Death: Maximum $25,000 Accidental Disablement: Maximum $25,000 Benefit Total - Maximum $25,000 |
Accidental Death: Maximum $25,000 Accidental Disablement: Maximum $25,000 Benefit Total - Maximum $25,000 |
| Emergency Medical Dental Expenses | $1,000 | $1,000 | $1,000 |
| Delay of Checked-in Baggage | $50 | - | $50 |
| Loss of Checked-in Baggage | $300 | - | $300 |
| Loss of Passport | $250 | - | $250 |
| Trip Curtailment | $1,000 | - | $1,000 |
| Trip Cancellation | $1,000 | - | $1,000 |
| Flight Delay | $50 For all overseas flights taken during Insured Trip | - | $50 For all overseas flights taken during Insured Trip |
| Personal Liability | $500,000 | - | - |
| Missed Flight/Connection | $750 | - | $750 |
| Benefits | Titanium |
|---|---|
| Sublimits | With sublimit / Without Sublimit |
| Age | 3 months - 60 years |
| Destination | All countries covered, Excluding politically disturbed countries |
| Sum Insured for Accident & Sickness Medical Expenses | Up to $750,000 |
| Pre Existing Disease Coverage (only in case of life threatening conditions) | Up to $15,000 |
| Emergency Medical Evacuation | Up to $750,000 |
| Repatriation of Mortal Remains | Up to 25% of Accident & Sickness Sum Insured |
| Accidental Death & Disablement | Accidental Death: Maximum $50,000 Accidental Disablement: Maximum $50,000 Benefit Total - Maximum $50,000 |
| Emergency Medical Dental Expenses | $1,000 |
| Delay of Checked-in Baggage | $50 |
| Loss of Checked-in Baggage | $400 |
| Loss of Passport | $500 |
| Trip Curtailment | $1,000 |
| Trip Cancellation | $1,000 |
| Flight Delay | $50 For all overseas flights taken during Insured Trip |
| Personal Liability | $500,000 |
| Missed Flight/Connection | $750 |
| Benefits | Titanium Plus |
|---|---|
| Sublimits | With sublimit / Without Sublimit |
| Age | 3 months - 60 years |
| Destination | All countries covered, Excluding politically disturbed countries |
| Sum Insured for Accident & Sickness Medical Expenses | Up to $1,000,000 |
| Pre Existing Disease Coverage (only in case of life threatening conditions) | Up to $20,000 |
| Emergency Medical Evacuation | Up to $1,000,000 |
| Repatriation of Mortal Remains | Up to 25% of Accident & Sickness Sum Insured |
| Accidental Death & Disablement | Accidental Death: Maximum $75,000 Accidental Disablement: Maximum $75,000 Benefit Total - Maximum $75,000 |
| Emergency Medical Dental Expenses | $1,200 |
| Delay of Checked-in Baggage | $50 |
| Loss of Checked-in Baggage | $500 |
| Loss of Passport | $500 |
| Trip Curtailment | $1,500 |
| Trip Cancellation | $1,500 |
| Flight Delay | $50 For all overseas flights taken during Insured Trip |
| Personal Liability | $500,000 |
| Missed Flight/Connection | $750 |
| Benefits | Senior | Senior Plus | Super Senior |
|---|---|---|---|
| Sublimits | With sublimit / Without Sublimit | With sublimit / Without Sublimit | With sublimit / Without Sublimit |
| Age | 71-80 years | 71-80 years | 81+ years |
| Destination | All countries covered, Excluding politically disturbed countries | All countries covered, Excluding politically disturbed countries | All countries covered, Excluding politically disturbed countries |
| Sum Insured for Accident & Sickness Medical Expenses | Upto $50,000 | Upto $100,000 | Upto $50,000 |
| Pre Existing Disease Coverage (only in case of life threatening conditions) | Upto $2,500 | Upto $3,000 | Upto $1,500 |
| Emergency Medical Evacuation | Up to $50,000 | Up to $100,000 | Up to $50,000 |
| Repatriation of Mortal Remains | Upto 25% of Accident & Sickness Sum Insured | Upto 25% of Accident & Sickness Sum Insured | Upto 25% of Accident & Sickness Sum Insured |
| Accidental Death & Disablement | Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
| Emergency Medical Dental Expenses | $300 | $500 | - |
| Delay of Checked-in Baggage | $40 | $40 | $40 |
| Loss of Checked-in Baggage | $200 | $200 | $200 |
| Loss of Passport | $250 | $250 | $250 |
| Trip Curtailment | $500 | $500 | $500 |
| Trip Cancellation | $250 | $500 | $250 |
| Flight Delay | $40 For all overseas flights taken during Insured Trip | $40 For all overseas flights taken during Insured Trip | $40 For all overseas flights taken during Insured Trip |
| Personal Liability | $1,00,000 Deductible : $200 |
$1,00,000 Deductible : $200 |
$1,00,000 Deductible : $200 |
| Missed Flight/Connection | $250 | $250 | $250 |
savings Travel Insurance Plans
TATA AIG Travel Insurance Cost & Premium
savings
What Is the Cheapest TATA AIG Travel Insurance?
The Cheapest TATA AIG Travel Insurance? option is the Silver Plan, with prices starting from just ₹29 per day*
- Medical coverage up to $50,000 for accidents and sickness
- Personal accident coverage up to $7,500
- Emergency medical evacuation up to $50,000
- Personal liability up to $100,000
₹29
per day*
Companion Plan
This plan provides basic yet sufficient protection for budget-conscious travelers.
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Which Is the Best TATA AIG Travel Insurance?
The best TATA AIG Travel Insurance option is the Gold Plan, with premiums starting at ₹38 per day.*
- Medical coverage up to $250,000 for accidents and sickness
- Emergency medical evacuation up to $250,000
- ✓ Personal liability $200,000
₹38
per day*
Prime Plan
Ideal for travelers seeking comprehensive coverage at a reasonable cost.
Things to Know Before You Buy International Travel Insurance
Schengen visa rules require a minimum medical cover of €30,000. TATA AIG's Silver Plus plan and above, at $100,000 medical cover, comfortably clears this requirement at current exchange rates - worth stating on your visa application cover letter alongside the policy document.
Travelling as a family? Each traveller can be added to the same policy at the time of quoting (up to 10 travellers). Sums insured for medical benefits typically apply per person rather than as a shared family pool confirm this on your quote before assuming coverage is pooled.
Customer Reviews
International Travel Insurance Trusted by Thousands of Travelers
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I felt happy to have a travel insurance from you. I can easily compare with all the companies and based on my requirement I can select the required one.
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What to Expect When You File a Claim
Most non-medical claims (baggage, passport, trip delay) are reimbursement-based: you pay first, then submit your claim form with supporting documents. Medical claims above a certain size are usually handled on a cashless basis at network hospitals, where TATA AIG settles directly with the hospital. Keep digital copies of your passport, boarding passes, and any medical or police reports from the moment something goes wrong - most delays in claim processing come from missing paperwork, not from the insurer.
Frequently Asked Questions
Frequently Asked Questions - International Travel Insurance
Answers to common questions about TATA AIG International Travel Insurance.
TATA AIG Worldwide Travel Insurance is a comprehensive travel insurance plan that covers medical emergencies, baggage loss, trip delays, personal liability, and more while travelling abroad.
Any Indian citizen or resident traveling overseas for leisure, business, or studies can buy this plan. It is available for individuals aged 6 months to 70 years, with separate plans available up to 99 years.
Yes, TATA AIG offers both single-trip and annual multi-trip travel insurance plans.
Pre-existing conditions are generally excluded. Emergency medical treatment due to sudden acute complications may be considered depending on the chosen plan.
Yes, TATA AIG travel insurance meets Schengen visa requirements including the mandatory minimum medical coverage
of €30,000.
Coverage includes hospitalization expenses, emergency evacuation, repatriation of remains, emergency dental treatment, and accidental injuries.
Yes, the policy compensates for permanent loss of checked-in baggage and provides an allowance for baggage delays beyond the specified time limit.
Yes, you can request a policy extension before the expiry date, subject to no claims being made and insurer approval. Contact eindiainsurance.com for extension support.
You must immediately contact the TATA AIG international assistance number. Claims can be registered online or via the claims support team, with documents such as a claim form, passport copy, travel tickets, and related bills/reports.
Standard plans do not cover high-risk adventure sports such as skiing, scuba diving, or mountaineering. Optional adventure sports coverage can be added during purchase.
If your checked-in baggage is delayed beyond the time limit set out in your policy schedule, keep the Property Irregularity Report (PIR) the airline issues at the baggage counter - this is the document TATA AIG will ask for first. Along with the PIR, submit your claim form, boarding pass, and receipts for any essential items you had to buy while waiting for your bag. The baggage delay benefit is paid to cover exactly this kind of emergency purchase, separate from the baggage loss benefit, which only applies if the bag is never recovered.
Yes. TATA AIG's international travel insurance covers Indian residents travelling to any country worldwide, with six plan tiers - Silver, Silver Plus, Gold, Platinum, Titanium, and Titanium Plus - offering medical cover from $50,000 up to $1,000,000, plus dedicated Senior and Super Senior plans for travellers above 70.
The "best" plan depends on three things: your destination's healthcare costs (the US and Europe warrant higher medical cover than most of Asia), your age (senior travellers need plans built for their age band rather than a standard adult plan), and whether you need a Schengen-visa-compliant minimum of €30,000 medical cover. Compare plans side by side using the calculator above rather than defaulting to the cheapest option, since a lower premium usually means a lower medical sub-limit too.
Yes. if your trip is cancelled before the policy start date and no claim has been made, you can request a refund subject to TATA AIG's cancellation terms. See our full cancellation procedure page for the exact refund schedule.
Exclusions
What Are the TATA AIG Travel Insurance Exclusions?
Some of the key exclusions are listed below:
- If you are traveling against the advice of the physician.
- Traveling with the sole reason for obtaining treatment.
- Suicide and attempt to suicide.
- War, terrorism and illegal acts.
- Participating in dangerous sports
- Does not cover trip to Manasarovar
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Useful Links
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How to buy online?
Buy Travel Insurance online using UPI, credit/debit card, NEFT, RTGS, or cheque.
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How to Make a Claim?
For claim or reimbursement, contact TATA AIG via toll-free helpline.
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How are Claims settled?
Are travel insurance directly billed or is it reimbursement basis, is there a hospital network.
Read more
Policy Extension & Renewal
How Can I Extend or Renew My TATA AIG Travel Insurance Policy While Outside India?
Indian travelers who want to extend or renew TATA AIG travel insurance can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.
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Documents Required for Policy Extension / Renewal
- check_circle Filled and signed Good Health Declaration
- check_circle Copy of passport (first page, last page and departure stamp page)
- check_circle Air ticket copy of onward journey (travelled from India to overseas destination)
Important: Renewal or extension requests are subject to insurer approval and policy terms & conditions.
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TATA AIG Travel Insurance Overview
TATA AIG's international plans are sometimes searched for as an "overseas mediclaim policy" or under the earlier "Travel Guard" branding the insurer used both refer to the same core product described on this page: medical and non-medical cover for Indians travelling abroad.
Travelling to the USA? Here's what matters most
Medical care in the United States is among the most expensive in the world, which is why most Indian travellers heading there choose a TATA AIG plan with $250,000 medical cover or higher - Gold, Plat num, Titanium, or Titanium Plus. These tiers also raise the emergency medical evacuation limit to match, which matters if a hospital transfer or air ambulance is ever needed. A U.S. visa application does not require travel insurance the way a Schengen visa does, but given the cost of even a routine ER visit in the US, it's the one destination where under-insuring is the most expensive mistake to make.
Protect Your Journey Abroad
Tata AIG International Travel Insurance
Travel confidently with Tata AIG International Travel Insurance. Designed for Indian travelers aged 71 years and above, the policy offers comprehensive coverage for medical emergencies, hospitalization, emergency evacuation, trip interruptions, and travel-related risks. Enjoy worldwide assistance, cashless hospitalization support, and coverage for life-threatening pre-existing medical conditions while traveling abroad.
Why Choose Tata AIG International Travel Insurance?
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Coverage for travelers up to 3 Months - 99 Years
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Medical coverage up to $1,000,000 for eligible travelers
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Coverage for life-threatening pre-existing conditions
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20 Years of Excellence in Travel Insurance
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24/7 emergency travel and medical support worldwide