TATA AIG Travel Insurance Premium Calculator
The TATA AIG Travel Insurance Premium Calculator is an online tool that estimates the cost of TATA AIG Travel Insurance based on factors such as destination, travel dates, traveller age, coverage amount, and selected plan. It provides instant premium quotes to help travellers compare plans and choose suitable coverage.
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Tata AIG Travel Insurance Premium Calculator - Easy and Simple
TATA AIG Travel Insurance offers comprehensive protection for travelers venturing abroad or within India. With plans tailored for individuals, families, students, and senior citizens, it covers medical emergencies, trip cancellations, baggage loss, personal liability, and more. Get a quote for TATA AIG travel insurance and choose the coverage that matches your travel requirement.
- Age of traveller: For senior citizens the premium would be high as the risk is high in case of older travellers.
- Destination: Premium for travel insurance plan that offer coverage for visiting the US is more than the cost of visiting other countries.
- Duration of coverage: For longer duration of travel insurance policy, the premium would be high.
- Maximum coverage: For higher plan maximum, the price of the plan would be high.
How Much Does TATA AIG Travel Insurance Premium Calculator Cost?
The cost for Tata AIG Premium Calculator Travel Insurance Travel starts at ₹29 per day, with plans offering between $50,000 and $1,000,000. Key benefits include medical expenses, emergency evacuation, baggage protection, and trip cancellation - ideal for travelers seeking either budget or premium international coverage.
| Plan | Medical Cover | Pre-Existing | Baggage Loss | Trip Cancellation | Starting Price |
|---|---|---|---|---|---|
| Silver | $50,000 | Up to $2,500 | $200 | $500 | ₹29/day |
| Silver Plus | $1 lakh | Up to $5,000 | $200 | $500 | ₹35/day |
| Gold | $2.5 lakh | Up to $10,000 | $300 | $750 | ₹38/day |
| Platinum | $5 lakh | Up to $12,500 | $300 | $1,000 | ₹48/day |
| Titanium | $7.5 lakh | Up to $15,000 | $400 | $1,000 | ₹53/day |
| Titanium Plus | $10 lakh | Up to $20,000 | $500 | $1,500 | ₹64/day |
*Price shown is for a 60-day trip to Singapore for an adult aged 35. Premiums vary by age, trip duration & destination. Get an instant quote for your trip.
TATA AIG Premium Calculator Travel Insurance Cost & Premium
What Is the Cheapest TATA AIG Travel Insurance Plan?
The cheapest TATA AIG Travel Insurance plan is the Silver Plan, with premiums starting from ₹29/day*. It provides essential travel insurance coverage including emergency medical expenses, baggage loss protection, trip cancellation benefits, and limited coverage for pre-existing medical conditions. The TATA AIG Silver Plan is designed for budget-conscious travellers seeking affordable international travel insurance.
- Medical coverage up to $50,000 for accidents and sickness
- Emergency medical evacuation up to $50,000
- Personal liability up to $100,000
Which Is the Best TATA AIG Travel Insurance Plan?
The best TATA AIG Travel Insurance plan for most international travellers is the Gold Plan, with premiums starting from ₹38/day*. It offers higher medical coverage, enhanced benefits for pre-existing medical conditions, improved baggage protection, and stronger trip cancellation coverage than the Silver Plan. The TATA AIG Gold Plan provides a balanced combination of affordability and comprehensive travel insurance protection.
- Medical coverage up to $250,000 for accidents and sickness
- Emergency medical evacuation up to $250,000
- Personal liability $200,000
How Is Your TATA AIG Travel Insurance Premium Calculated?
There's no single fixed formula, but every insurer builds the premium from the same five inputs, weighted by risk:
- Age band: a wider risk pool below 40, moderate 41-60, higher 61-70, and dedicated senior pricing beyond 70.
- Destination risk: the USA and Canada carry the highest premiums due to hospital costs there; Asia is the most affordable region.
- Trip duration: premium scales roughly with the number of days covered.
- Sum insured: higher medical cover (Silver's $50,000 vs Titanium Plus's $1,000,000) raises the premium.
- Add-ons: pre-existing condition cover under life-threatening situations, or adventure sports cover, add to the base premium.
Our calculator applies all five automatically the moment you enter your trip details - you don't need to work out the formula yourself.
How to Use the TATA AIG Travel Insurance Premium Calculator in 4 Simple Steps
- Enter your destination country or countries.
- Add each traveler's date of birth or age.
- Set your trip start and end dates.
- Compare the plans returned and select the one that fits your coverage needs and budget.
The quote shown is inclusive of GST and is the amount payable - final issuance is subject to TATA AIG's underwriting review.
TATA AIG Travel Insurance Premium by Age Group
| Age Group | Premium Level | Recommended Plans | Note |
|---|---|---|---|
| 0-40 yrs | Lowest | Silver to Titanium Plus | No sub-limits |
| 41-60 yrs | Moderate | Silver to Titanium Plus | Sub-limit options available |
| 61-70 yrs | Higher | Silver to Platinum | Sub-limits reduce premium |
| 71+ yrs | Highest | Senior / Super Senior | Dedicated senior citizen plans |
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Trip Cancellation & Baggage Loss What's Actually Covered
Trip cancellation cover reimburses prepaid, non-refundable trip costs if you have to cancel for a covered reason such as sudden illness, injury, or the death of a close family member before departure.
Baggage loss cover compensates you if checked baggage is lost, stolen, or damaged by the airline during your trip, subject to the per-plan limit shown in the plan comparison table above.
Planning a Trip to Europe? Check Schengen Visa Requirements
If you're travelling to any of the Schengen area countries, your travel insurance must meet the Schengen visa's minimum medical cover requirement of €30,000, and your visa letter needs to show that clearly. TATA AIG's Schengen-compliant plans are built to meet this requirement so your visa application isn't held up over insurance paperwork.
See Schengen Visa Insurance PlansTravel Insurance for the USA and Canada
Medical treatment in the USA and Canada is significantly more expensive than in most other travel destinations, which is why premiums for these countries run higher than for Asia or Europe. Choosing a higher medical sum insured (Gold or above) is worth considering specifically for these two destinations, where even a short hospital stay can run into tens of thousands of dollars.
Family Travel Insurance Under One Policy
Traveling as a family of four or more? The calculator above supports up to 10 travellers on a single quote, so you can cover everyone including children and grandparents in one policy instead of buying separate plans. Each traveller's age is factored into the premium individually for an accurate total.
Senior Citizen Travel Insurance from TATA AIG
Travelling abroad after 60 comes with a higher chance of needing medical care, which is exactly why TATA AIG offers senior-citizen friendly plans with coverage for age-related conditions and no mandatory pre-travel medical test up to a specified age. Use the calculator above and select the traveler's exact age for an accurate senior citizen premium.
See Senior Citizen Travel PlansFlying Often? Compare Annual Multi Trip vs. Single Trip
If you travel internationally more than two or three times a year, TATA AIG's Annual Multi Trip plan can work out cheaper than buying single-trip cover every time - one annual premium covers every eligible trip you take within the policy year, up to the maximum trip duration allowed per journey. Compare the two side by side before you buy.
Compare Annual Multi Trip PlansTATA AIG Business Travel Insurance
Travelling for work has different risk needs than a holiday - laptop and business equipment cover, trip curtailment for urgent business reasons, and faster claims support matter more than leisure add-ons. TATA AIG's business travel plans are built around those priorities, whether you're traveling solo or your company is booking cover for a full team.
See Corporate Travel InsuranceFrequently Asked Questions - Premium Calculator Travel Insurance
Answers to common questions about Premium Calculator Travel Insurance.
You’ll need to input your age, travel dates, destination country, and the type of plan or coverage you want (individual/family/student). Optional add-ons like coverage for pre-existing conditions may also affect the premium.
Covered Destinations Include:
Useful Links
How Can I Extend or Renew My TATA AIG Travel Insurance Policy While Outside India?
Documents Required for Policy Extension / Renewal
- check_circle Filled and signed Good Health Declaration
- check_circle Copy of passport (first page, last page and departure stamp page)
- check_circle Air ticket copy of onward journey (travelled from India to overseas destination)
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Compare TATA AIG Travel Insurance with Other Providers
TATA AIG Travel Insurance
Premium Calculator
Get an instant quote for your international trip with the TATA AIG Travel Insurance Premium Calculator. Simply enter your destination, travel dates, age, and coverage preferences to compare plans and estimate your premium within seconds. Choose from coverage up to $1,000,000 and buy your policy online with instant issuance and worldwide travel protection.