Domiciliary Treatment Benefits

Domiciliary treatment includes medical expenses incurred by the insured in case of treatment taken at his/her home which would otherwise have required hospitalization. Mediclaim insurance policies cover the insured for domiciliary treatment. The coverage offered by different insurers for domiciliary treatment could vary and it can be understood by referring to below details.

Sometimes it is not possible to move the patient to a hospital because of their condition or lack of accommodation at the hospital. In such cases, the patient can be treated at home. This is called domiciliary hospitalisation. Medical expenses for such cases will be covered if the treatment continues for a defined period as per the policy coverages.
TATA AIG insurance plans
TATA AIG
  • Covered up to Sum Insured*.

Bajaj Allianz insurance plans
Bajaj Allianz
  • Covered.

Reliance health insurance plans
Reliance
  • HealthWise Standard:Covered up to 10% of Sum Insured*
  • HealthWise Silver: Covered up to 10% of Sum Insured*
  • HealthWise Gold:Covered up to 10% of Sum Insured*

Max Bupa insurance plans
Max Bupa
  • Silver Plan: Covered up to maximum of Rs.15,000/
  • Gold Plan: Covered up to maximum of Rs.50,000/-
  • Platinum Plan: Covered up to maximum of Rs.2,50,000/-

Apollo Munich insurance plans
Apollo Munich
  • Optima Restore:Covered up to Sum Insured*
  • Easy Health:Covered up to Sum Insured*

Star Health insurance plans
Star Health
  • Medi Classic: Covered
  • Optima Restore: Covered

Religare insurance plans
Religare
  • Covered 10% of Sum Insured per day.
Note:
*Sum Insured: Means the sum shown in the schedule which represents our maximum liability for each insured person for any and all benefits claimed for during each policy year, and in relation to a Family Floater represents our maximum liability for any and all claims made by you and all of your dependents during each policy year.
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