Family Travel Insurance – Buy Online
Compare best single trip family travel insurance policies from our top rated travel insurance providers, and get the entire family covered under one plan.
Family Is at the Heart of Every Journey
Family is an integral part of every human being. Every person is incomplete without his or her family around them. Man is a social animal but even then in his life the family plays a pivotal and important role at all times. All family members play an equal part while shouldering responsibilities within the family. This will make the family complete and all members are happy.
In the Indian scenario, these family bonds continue to last and grow even when the children go abroad for studies or employment and finally to settle on foreign shores. We currently have 31.22 million persons of India origin (NRI's and Overseas Citiziens of India [OCI]) across 190 countries as per the MEA, Government of India.
Individual Travel Insurance
Individual travel insurance for each family member is when every family member is offered an independent sum insured to cover medical expenses up to policies medical maximum. This type of individual travel insurance coverage for multiple family members can be in a single travel insurance document, where the different family members are listed within that travel insurance policy document. The individual travel insurance options will be slightly expensive when compare to the family floater travel insurance policy as the traveler, the spouse and children are covered separately up to chosen plan maximum.
Family Floater Travel Insurance
A Family floater travel insurance policy is issued with a single sum insured covering many individuals of a family. The cover can be used by any member of the family any number of times during the policy period. If a traveler wants a travel insurance for himself, his spouse & their children, the Family Floater plan is ideal and offers insurance coverage to the entire family under one premium payment.
It is recommended for younger ages of all family members, to choose the family floater cover, as the members grow older, it is recommended to choose the individual travel insurance coverage.
Compare Indian Family Travel Insurance Plans
Insurance Companies offering family travel insurance
The Family Travel Insurance plan is designed for families who are likely to travel together on a trip and are looking for a single cover for all of them. Some of the insurance plans for the Family can also be offered on a Floater basis to ensure maximum coverage at most economical cost.
Is There a Family Floater Travel Insurance Policy with a Cheap Premium, and What Are the Limitations?
Yes, there are family floater travel insurance policies available in India that offer affordable premiums. But these plans are offered by only one or two insurance companies, where as most of the insurance companies offers travel insurance plans with Individual sum insured.
These policies cover multiple family members under a single plan, making them convenient and often more economical than purchasing individual policies. It should be noted here that this policy can only be issued to immediate family members, and not to any group of travellers.
Family Travel Insurance Overview
- check_circleSingle Premium for Multiple Members: A single premium covers all family members traveling together, which can lead to cost savings.
- check_circleCoverage Options: These policies typically include medical emergencies, trip cancellations, lost baggage, and personal liability.
- check_circleSum Insured: The sum insured is shared among all insured members, which can affect the coverage amount available per individual.
- errorShared Coverage: Since the sum insured is pooled for the entire family, if one member incurs significant medical expenses, it may leave less coverage available for others. Given that the family members travel together, staying at the same location, eating the same food, traveling together in the same bus/car/transport, having shared coverage can be risky.
- errorAge Restrictions: Some policies may have age limits or higher premiums for older family members. Ensure you check the eligibility criteria for each member.
- errorPre-existing Conditions: Coverage for pre-existing medical conditions may be limited or excluded, so it's essential to review the policy terms carefully.
- errorLimit on Number of Members: Some policies may limit the number of family members who can be covered under one floater plan.
- errorClaim Process: The claims process can sometimes be more complicated with multiple insured members, as it may involve coordinating among different medical providers and expenses.
By considering these factors, you can find a family floater travel insurance policy that suits your budget while providing adequate protection for your family during travels. If you have specific questions about the policy or coverage, don't hesitate to reach out to EIndia's Customer Service for clarification on 080-41101026 or WhatsApp to +919900260206.
Popular Family Travel Insurance Options
HDFC ERGO Family Travel Insurance
Where you could have a single premium covering upto 6 members of the family under a single policy. This is advantageous if the group size is atleast 4 members since the travellers can ensure overall premium is lesser as opposed to going for individual policies.
View details arrow_forwardCare Group Family Travel Insurance
Where you can consolidate individual premiums but get a group family discount depending on the number of members travelling together.
View details arrow_forwardHDFC Family Floater Travel Insurance
Where you can choose for the option to buy a family policy with a Floater Sum Insured where there is a single Sum Insured Limit for Emergency Accident & Sickness covering all members of the family.
View details arrow_forwardThis is most prevalent in Health Policies, although a few insurers offer this benefit under best worldwide family travel insurance. A floater policy is one that is issued with a single sum insured covering number of individuals of a family.
Family Travel Insurance for a Schengen Visa
Indian Families travelling to any of the Schengen countries must apply for Schengen visa. The consulate have made it mandatory for travelers to buy adequate travel medical insurance for Schengen visa. The travel insurance for Schengen visa must satisfy these requirements:
- check_circleMinimum medical insurance coverage of at least €30,000.
- check_circleTravel medical insurance coverage for repatriation and emergency medical evacuation.
- check_circleThe insurance company must have an representative office in Europe.
- check_circleInsurance must be valid for the entire duration of stay in the Schengen states.
There are popular India family travel insurance for Schengen visa. Compare family travel insurance for Schengen visa and buy the best travel medical insurance for Schengen visa.
More details arrow_forwardIndian Travel Insurance for Your Family
Comprehensive Family Travel insurance policies provide coverage unplanned adverse situations while outside India. Some of the coverage benefits that the insured travelers has includes coverage for personal accident, medical expenses and repatriation, loss of checked baggage, passport etc.. We have listed the travel insurance under the following different segments.
Steps to Buy a Travel Insurance Policy Online
Select the type of insurance and other relevant information.
Select the policy you want to buy from the displayed policy options.
Complete the online application form.
Click on continue button to pay the premium by using your credit/debit card.
Select your card type and complete the online purchase.
The policy will now be issued and emailed.
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Why Choose Family Travel Insurance?
Family Travel Insurance provides comprehensive coverage for you, your spouse, and dependent children under a single policy, making it a convenient and cost-effective way to protect your loved ones during international trips. Depending on the plan, coverage can include emergency medical expenses, hospitalization, trip cancellation or interruption, baggage loss or delay, passport loss, personal liability, and emergency evacuation. Compare quotes from leading Indian insurers, choose a plan that fits your family's travel needs, and buy your policy online in just a few minutes.
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Give Your Family the Coverage They Deserve
Compare family travel insurance plans from India's top insurers and buy online in minutes.