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IndusInd Travel Insurance Plans Online 2026

Overseas medical cover up to $500,000. No medical check-up, automated policy extension during emergencies & 24/7 worldwide cashless assistance through Europ Assistance.

shieldUpto $500,000 boltInstant Policy task_altWorldwide Cashless
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$500K
Max Medical Cover
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IRDAI
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128+
Branches Across India
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Travel Insurance Guide

What Is IndusInd Travel Insurance Plan?

IndusInd Travel Insurance offers a range of policies designed to protect individuals and families traveling abroad for business or leisure. These policies provide extensive coverage for various risks and emergencies such as medical expenses, personal accidents, loss of passport, baggage loss, trip delays, and more, ensuring peace of mind throughout your international journey.

medical_services Medical Coverage luggage Baggage Protection event_busy Trip Cancellation shield Personal Liability
Key highlights

Key highlights of IndusInd travel insurance

One of India's leading General Insurance providers
IndusInd General Insurance is an Indian Private General Insurance company which is part of IndusInd Group, specifically under IndusInd Capital, the Financial Services vertical of the ADAG IndusInd Group. The company has a strong distribution network composed of over 128 branches and more than 27,888 intermediaries across the country. The parent company of IndusInd General Insurance is IndusInd Capital. Interestingly IndusInd General is one of the few General Insurance players in the India market who do not have a foreign JV partner. IndusInd Capital a constituent of MSCI Global Small Cap Index, is a part of the IndusInd Group. It is amongst India’s leading and most valuable financial services companies in the private sector.
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Maximum destinations covered
Plans cover destinations Inclusive or Exclusive of USA and Canada, with specific plans for Asia and Schengen countries, and trip durations of up to 365 days.
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No medical check-up required
No medical check-up is required for all travellers irrespective of age, so one can avail of this plan without any medical tests.
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24/7 worldwide emergency assistance
Quick and hassle-free claim settlements through Europ Assistance, with cashless facilities and alarm centres across national and international assistance numbers anywhere in the world.
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Automated policy extension
Policies are automatically extended in case of a medical emergency and evacuation (up to 30 days) and delay of common carrier (up to 7 days) beyond expiry.
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Cashless emergency hospitalisation
All travel insurance plans offer emergency hospitalisation with cashless facilities while the traveller is admitted, along with 24X7X365 emergency medical and non-medical assistance services.
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No sub-limits within medical cover
All IndusInd travel insurance plans come with no sub-limits within the medical cover for travellers up to 60 years of age.
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Pre-existing disease cover
Travel health insurance plans cover pre-existing diseases in case of a life-threatening situation (if declared), except for named critical illnesses as per policy conditions.
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Eligibility criteria
Traveller should be either an Indian citizen with an Indian passport, PIO Card holder (Persons of Indian Origin) or OCI Card holder (Overseas Citizen of India).
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Compassionate Visit & Financial Emergency Assistance

The policy reimburses the return fare for an immediate family member visiting an insured person hospitalised for more than 7 consecutive days, and provides financial assistance in the event of an emergency arising due to theft.

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Maximum Coverage, Competitive Premiums

All IndusInd travel insurance plans offer maximum coverage at competitive premiums, with sum insureds ranging from $50,000 to $500,000 for Emergency Accident & Sickness, and No Sub-Limits within Medical Cover for travellers up to 60 years.

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Overview

IndusInd Travel Insurance Overview

Travel insurance policies are available for individuals or family. Under the family floater travel insurance plan, there is a common coverage for all members of the family. The IndusInd travel insurance covers the insured for unanticipated financial disaster that arises due to an emergency.

The coverage can be availed by individuals, businessmen and large companies respectively. Financial assistance will be provided for the monetary loss during an emergency under IndusInd international travel insurance coverage.

Customers can choose the best plan that suits their requirements by taking a quote online.

Quick Facts

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Individual Plans
Coverage for solo travellers.
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Family Floater
Common coverage for all family members.
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Business Travellers
Suitable for businessmen and corporates.
payments
Financial Protection
Assistance for covered emergency losses.
Starting from ₹23/day

How Much Does IndusInd Travel Insurance Cost in 2026?

IndusInd Travel Insurance starts at just ₹23 per day, with plans offering medical coverage from $50,000 to $500,000. Designed for travellers visiting Asian countries excluding Japan. Get your instant quote in just 2 minutes.

Standard Plan
₹23/day*
Medical Cover $50,000
Baggage Loss $200
Pre-existing Conditions Up to $50,000
Trip Cancellation Nil
Silver Plan
₹28/day*
Medical Cover $100,000
Baggage Loss $200
Pre-existing Conditions Up to $100,000
Trip Cancellation $600
Gold Plan
₹34/day*
Medical Cover $250,000
Baggage Loss $300
Pre-existing Conditions Up to $250,000
Trip Cancellation $600
* Price shown is for a 30-day trip to Singapore or Asia coverage for an adult aged 25. Premiums vary based on age, destination, trip duration, and coverage selected.
help Plan Guide

IndusInd Travel Insurance Plans

Cheapest Plan

Standard Plan starts at ₹23/day*

  • Medical: $50,000
  • Baggage: $200
  • Cancellation: Nil
₹23
per day*

Best Value

Gold Plan starts at ₹34/day*

  • Medical: $250,000
  • Baggage: $300
  • Cancellation: $600
₹34
per day*

Recommended

Platinum Plan starts at ₹58/day*

  • Medical: $500,000
  • Baggage: $600
  • Cancellation: $600
₹58
per day*
layers Plan Options

IndusInd Overseas Travel Insurance Plans Details

Travel Care

This is IndusInd’s most comprehensive plan offered for International Individual travellers between the ages of 3 months to 70 years of age. They come in four different options namely Standard, Silver, Gold and Platinum options based on the Sum Insured of Emergency Accident & Sickness Medical expenses, which range from $50,000 to $500,000. These Plans cover Accident & Sickness, Personal Accident covering Death and Disability/ Dismemberment, Dental Expense coverage, Loss and Delay of Checked in Baggage, Loss of Passport, Trip Cancellation and Trip Interruption, Personal Liability, Missed Connection etc. They also have a unique coverage for Home Burglary for protection for the insured’s home in India, while they are traveling abroad.

Standard Plan Silver Plan Gold Plan Platinum Plan Family Standard Plan Family Gold Plan Deductible
Medical Expenses Incl.transportation, evacuation and repatriation of mortal remains
$50,000 $100,000 $250,000 $500,000 $50,000 $100,000 $50
Special Conditions for 61-70 years. (limit of liability)
Any One Illness
$12,000 $13,500 $15,000 $17,500 Not Available Not Available Not Available
Any One Accident
$20,000 $25,000 $30,000 $35,000 Not Available Not Available Not Available
Other benefits
Dental Care Expenses
$500 $500 $500 $500 $500 $500 $50
Personal Accident
$15,000 $20,000 $25,000 $30,000 $15,000 $25,000 Not Available
Accidental Death & Dismemberment- Common Carrier
$2,500 $2,500 $5,000 $5,000 $2,500 $2,500 Not Available
Daily Allowance in case of Hospitalization
Not Available $25 per day up to 5 days Max $25 per day up to 6 days max $25 per day up to 7 days max $25 per day up to 5 days max) $25 per day up to 7 days max) 2 Days
Compassionate Visit
Return Fare for any one accompanying person - spouse / child / family doctor Return Fare for any one accompanying person - spouse / child / family doctor Return Fare for any one accompanying person - spouse / child / family doctor Return Fare for any one accompanying person - spouse / child / family doctor Return Fare for any one accompanying person - spouse / child / family doctor Return Fare for any one accompanying person - spouse / child / family doctor Not Available
Loss of Passport
$300 $300 $300 $300 $300 $300 $25
Total Loss of Checked Baggage*
$500 $1,000 $1,200 $1,500 $500 $1,000 Not available upto 60 years
Delay of Checked Baggage
$100 $100 $100 $100 $100 $100 12 hours
Trip Delay
Not Available $25 per day up to 6 days max $50 per day up to 6 days max $60 per day up to 6 days max $25 per day up to 5 days max $50 per day up to 7 days max 12 hours
Trip Cancellation & Interruption
Not Available $600 $600 $600 $500 $600 Not Available
Missed Connection
Not Available $200 $300 $500 Not Available $300 Not Available
Personal Liability
$50,000 $100,000 $200,000 $250,000 $100,000 $100,000 Not Available
Financial Emergency Assistance
Not Available $300 $300 $300 $500 $600 Not Available
Hijack Distress Allowance
Not Available $50 per day up to 7 days max $75 per day up to 7 days max $125 per day up to 7 dyas max $50 per day up to 7 days max $75 per day up to 7 days max 12 hours
Home Burglary Insurance (INR)
Not Available $100,000 $200,000 $300,000 $100,000 $200,000 Not Available
Note: Per baggage Max 50% and per item in baggage max 10%.

IndusInd schengen plan

The risks that a traveller are exposed to vary depending on the country/area you will be visiting and Europe is certainly one continent full of diversity and varied experiences. Thus, it is important to choose the right amount/type of coverage accordingly. When it comes to Europe, there are 29 nations that come under the umbrella of Schengen regulations. This covers almost the entirety of Europe. As per Schengen rules, you can travel across all Schengen countries with a single visa and a travel insurance policy. Additionally, availing a travel insurance policy is mandatory with a minimum sum insured of 30,000 €. The IndusInd Schengen Plan comes in two variants Basic and Standard with differing Sum Insureds for Emergency Medical Expenses following sickness or accident. The sum insured for the Basic Plan is €30,000and for the Standard Plan is €50,000.

Basic Standard Deductible
Medical Expenses including transportation and evacuation
Euro 30,000 Euro 50,000 Euro 50
Dental Care Expenses
Euro 500 Euro 500 Euro 50
Loss of Passport
Not Available Euro 300 Euro 25
Total Loss of Checked Baggage (per baggage maximum 50% and per item in baggage max 10%)
Not Available Euro 500 Not Available
Delay of Checked Baggage
Not Available Euro 100 12 hours
Personal Accident
Euro 10,000 Euro 15,000 Not Available
Accidental Death & Common Carrier
Not Available Euro 2,500 Not Available
Personal Liability
Not Available Euro 50,000 Not Available
Compassionate visit
Not Available Return Fare for any one accompanying person - spouse / child / family doctor Not Available
What does IndusInd Schengen plan cover? The Schengen travel insurance policy extends the following covers:
  • Emergency medical expenses incurred by you whilst abroad, for any sudden illness, injury or death
  • Emergency expenses made for medical evacuation to India
  • Expenses incurred while transporting the insured’s mortal remains back home or towards burial abroad in case of an untimely demise
  • Acute anaesthetic treatment of teeth due to an injury
  • Accidental bodily injury during the trip
  • Compensation for death or permanent disability due to an accident, while riding as a passenger in a common carrier
  • Cost of obtaining a fresh or duplicate passport in case of a lost passport
  • Total loss of your checked-in baggage by a common carrier
  • Reimbursement of return ticket fare for a family member visiting you, the insured, if you’re hospitalised for more than 7 days
  • Compensation for a third party in case your involuntarily actions result in someone’s demise, cause someone injury or damage to health or property

Why do I need Schengen Travel Insurance? As per the Schengen agreement, there are 26 European countries that belong to the Schengen area. In order to travel to these countries, it is mandatory to avail a Schengen travel insurance policy as per Schengen rules. Thus, in simple terms, you won’t be able to visit a Schengen country unless you have a valid travel insurance policy conforming to Schengen regulations.

Is European travel insurance mandatory? Yes, if you are travelling to Schengen countries. Without International travel insurance, you cannot avail a Schengen visa. Please note that although all Schengen countries are in Europe, all European Union countries do not fall under the ambit of Schengen regulations eg. the UK and Ireland. That said, considering the security that a travel policy offers, it is advisable that one must avail travel insurance.

IndusInd Asia plan

Like most of the other insurance companies, IndusInd also offers a specific plan for travel within Asia. The IndusInd Plan comes in two variants names Asia Standard and Asia Silver Plans with sum insureds for Emergency Medical Expenses @ $15,000 and @50,000. The coverage also includes Medical Evacuation and Repatriation of Remains. Apart from these benefits, the plan also has a overage for Passport Loss, Delay and Loss of Checked in Baggage in the custody of the Common Carrier, Trip Delay, Personal Accident & Personal Liability and a Hijack cover. There is also an Emergency Financial Assistance offer in each plan variant.

Asia Standard Asia Silver Deductible
Medical Expenses
$15,000 (Per Accident/illness medical expenses limit restricted to $ 7,500) $50,000 (Per Accident/illness medical expenses limit restricted to $ 15,000) $100
Medical Expenses including transportation and evacuation
$25,000 $30,000 $50
Dental Care Expenses
$500 $500 $50
Personal Accident
$7,500 $7,500 Not Available
Accidental Death & Dismemberment- Common Carrier
$2,500 $2,500 Not Available
Loss of Passport
$100 $100 $25
Total Loss of Checked Baggage
$200 $200 Not Available
Delay of Checked Baggage
$100 $100 12 hours
Trip Delay
$25 per day up to 6 days Max $30 per day up to 6 days Max 12 hours
Personal Liability
$10,000 $10,000 Not Available
Financial Emergency Assistance
$500 $500 Not Available
Hijack Distress Allowance
$50 per day up to 7 days max $60 per day up to 7 days max 12 hours
Features of the Asia Plan of IndusInd
  • Coverage in all Asian Countries except Japan
  • Coverage of pre-existing ailments in case of life threatening situations
  • Automated extensions of Policy in case of medical emergency and evacuation (upto 30 days) and delay of common carrier (upto 7 days) beyond Policy expiry
  • Extensive coverage offered at the most affordable prices
  • 24 Hour Emergency Cashless Services offered through Emergency Assistance Service Provider

Annual multitrip plan of IndusInd

The IndusInd Annual Multi Trip policy is mainly suited for frequent travellers who travel multiple times every year to destinations abroad on both business and leisure. The insured can purchase a single policy for one year (365 days) during which period they can travel as many times as they need to, without having to purchase a policy for each trip. The plans offers each individual trip having a duration of 30-45 days with separate plans for Including and Excluding Americas, depending on the insured’s travel requirements. This is for insureds between the ages of 18 and 70 years.

We recommend that one switches to annual multi-trip travel insurance as it can turn out to be much more economical than the single trip travel insurance plan, for frequent travellers. In addition to this, it offers the traveller complete peace of mind for the entire year, not requiring them to remember to purchase a single trip policy each time they need to travel. In terms of coverages also, the Annual Multi Trip plans offers the insured comprehensive covers to take care of any emergency (both medical and non medical) when they are traveling.

The benefits under the Family Plans are standard benefits as offered under most of the other Travel plans and they include Emergency Accident & Sickness, Repatriation of Remains and Medical Evacuation, Dental Relief, Loss and Delay of Checked in Baggage, Loss of Passport, Personal Liability, Personal Accident cover (including coverage in common carrier, Trip Cancellation/Interruption, Missed Connection, Trip Delay, Emergency Financial Assistance, Home Burglary, etc.

IndusInd offers three options under the Multitrip Plan which include Corporate Standard, Plus and Elite Plans which have varying Sum insureds of Emergency Accident & Sickness coverage between $100,000 to $500,000.

Corporate Elite Corporate Plus Corporate Standard Deductibles
Medical Expenses including Transportation and Evacuation
$500,000 $250,000 $100,000 $50
Dental Care Expenses
$500 $500 $500 $50
Personal Accident
$30,000 $25,000 $20,000 Not Available
Accidental Death & Dismemberment- Common Carrier
$5,000 $5,000 $2,500 Not Available
Daily Allowance in case of Hospitalization
$25 per day up to 7 days max $25 per day up to 6 days max $25 per day up to 5 days max 2 days
Compassionate Visit
Return Fare for any one accompanying person-spouse/child /family doctor Return Fare for any one accompanying person-spouse/child /family doctor Return Fare for any one accompanying person Not Available
Loss of Passport
$300 $300 $300 $25
Total Loss of Checked Baggage*
$1500 $1000 $500 Not Available
Delay of Checked Baggage
$125 $125 $100 12 hours
Trip Delay
$60 per day up to 6 days max $50 per day up to 6 days max $30 per day up to 6 days max 12 hours
Trip Cancellation & Interruption
$1250 $1000 $750 Not Available
Missed Connection
$500 $300 Not Available Not Available
Personal Liability
$25,0000 $20,0000 $10,0000 Not Available
Hijack Distress Allowance
$125 per day up to 7 days max $75 per day up to 7 days max $60 per day up to 7 days max 12 hours
Financial Emergency Assistance
$1000 $1000 $500 Not Available
Home Burglary Insurance (in Indian Rs)
$300,000 $200,000 Not Available Not Available
Note: Per baggage Max 50% and per item in baggage max 10%.

IndusInd senior plan

As part of this Travel plans offered in the market, IndusInd also offers Senior Citizen product, specifically designed for this category of travellers. The Plan includes three varying sum insureds for Emergency Accident & Sickness from $15,000 to $50,000 With and without sub limits. They also offer the same in three age brackets ( 71-80 years, 81-85 years and 86-90 years) with options for both Including and Excluding Americas. They also offer trip band upto 182 days of cover.

What are the benefits of senior citizen travel insurance? Amongst the many benefits of senior citizen travel insurance, medical expenses coverage is the most important given their predisposition to illness. Some of the features include:
  • Cashless hospitalization during a medical emergency. This is very useful for senior citizens given that the average claim size increases with the age of the insured.
  • Coverage of expenses for medical evacuation to India if recommended by the attending physician.
  • Compensation for death or permanent disability due to an accident, while riding as a passenger in a common carrier.
  • Reimbursement of return ticket fare for a family member visiting the insured, if they are hospitalized continuously for more than 7 days.

$15,000 Coverage $50,000 Coverage With Sublimit $50,000 Coverage Without Sublimit Deductibles per claim
Medical Expenses
$15,000 (Per Accident/illness medical expenses limit restricted to $ 7,500) $50,000 (Per Accident/illness medical expenses limit restricted to $ 15,000) $50,000 (Per Accident/illness medical expenses limit restricted to $ 50,000) $100
Dental Treatment
$200 $200 $200 $50
Transport of the mortal remains or burial at the place of death abroad
$7,000 $7,000 $7,000 Not Available
Loss of Checked Baggage
$500 $500 $500 $100
Loss of Passport
$150 $150 $150 $25
Personal Accident
$15,000 (Per accident / injury limit restricted to $10,000) $15,000 (Per accident / injury limit restricted to $10,000) $15,000 Not Available
Personal Liability
$15,000 $15,000 $15,000 Not Available
Why does one need Senior Citizen Travel Insurance? With senior citizen travel insurance, one gets a host of benefits from the perspective of peace of mind for your trip when travelling at an advanced age. When the insured is travelling, you are exposed to a number of risks such passport loss, baggage loss/theft, personal accident as well as medical emergencies, and having a robust travel insurance plan that safeguards them against such risks and protects you from the financial liabilities that may incur due to them. Thus, it is a must for senior citizens or the elderly to buy a travel insurance as a precautionary measure.
Is Senior Citizen travel insurance mandatory? No. It is only mandatory in certain locations such as Schengen countries and Australia. However, senior citizens are exposed to more risk of falling sick in foreign locations due to their age. Hence, it is always advisable to carry a senior citizen travel insurance as a precautionary measure.
Specific exclusion for IndusInd Senior Citizen Plan - These include:
  • Pre - existing illness/diseases/injuries are not covered under any circumstances for 70+ travelers
  • Medical illness SI limits for $15,000 with per illness limited to $7,500 & for $50,000 coverage with per illness limited to $15,000.
  • Duration of travel not to exceed 360 days (including renewals).
  • Per Accident/injury limit restricted to $10,000
  • Exclusion of life threatening conditions & Acute Pain clauses from the coverage’s of the policy

IndusInd student plans

IndusInd also offers comprehensive plans to suit most university requirements. They offer coverages for students between the ages of 16 and 35 years who are proceeding abroad for their higher studies. Some specific features include:
  • Plan options
    • Non Medical Plan - Basic Plan – without Emergency Medical Coverage – this is ideal for students who want to purchase their insurance policy at the University, or if the University makes it mandatory but will also like to be covered for Student specific benefits.
    • Medical Plans – the Emergency Medical Sum insured options include Standard Plan - $50,000 coverage Silver Plan - $100,000 Gold Plan - $250,000 coverage, Platinum Plan-$500,000
  • IndusInd student medical insurance can be purchased for a maximum of 2 years at a time
  • IndusInd Student policy offers Add-on benefits with nominal additional where a student can choose the base IndusInd Student plan with add-ons. These add on include a)Treatment of Mental and Nervous disorders (including Alcohol and Drug dependency), b) Inpatient Hospitalization expenses related to Pregnancy/Child Birth (After a waiting period of 10 months) c) Medical Expenses for Inter Collegiate sports injuries, d) Cancer Screening and Mammographic Examinations, e) Child Care Benefits, f) Chiropractic Treatment, g) Skilled Nursing Facility and h) Physiotherapy
Basic Standard Silver Gold Platinum Deductibles
Medical Expenses including transportation and evacuation
Not Available $50,000 $100,000 $250,000 $500,000 $50
Dental Care Expenses
Not Available $500 $500 $500 $500 $50
Personal Accident
$25,000 $25,000 $25,000 $25,000 $25,000 Not Available
Accidental Death- Common Carrier
Not Available $2500 $2500 $2500 $2500 Not Available
2 way Compassionate Visit
$7,500 $7,500 $7,500 $7,500 $7,500 Not Available
Loss of Passport
$100 $100 $100 $200 $200 $25
Total Loss of Checked Baggage*
$1,000 $1,000 $1,000 $1,000 $1,000 $100
Personal Liability
$100,000 $100,000 $100,000 $150,000 $150,000 $200
Bail Bond
$1,000 $500 $1,000 $5,000 $5,000 $50
Study Interruption
$10,000 $10,000 $10,000 $10,000 $10,000 Not Available
Sponsor Protection
$10,000 $10,000 $10,000 $10,000 $10,000 Not Available
*Total loss of checked baggage-Maximum amount payable per checked in baggage in case more than one bag has been checked in , is 50% (100% for only one checked in baggage ) of applicable sum insured and per item in baggage max 10%

Sum Insured(In USD) Deductibles(In USD)
Add on Benefits
Treatment of Mental and Nervous Disorders including Alcohol and Drug Dependency
$1,000 $100
Inpatient Hospitalization expenses related to Pregnancy/Child birth (After a waiting period of 10 months)
$500 Not Available
Medical Expenses for Inter collegiate sports injuries
Covered under the Medical Expenses including Transportation & Repatriation benefit Not Available
Cancer Screening and Mammographic Examinations
$2,500 Not Available
Child Care Benefits
$100 per day for a maximum of 10 days Not Available
Additional add on benefits
Applicable on a case-to-case basis and subject to specific approval
Chiropractic Treatment
$1,000 Not Available
Physiotherapy
$500 Not Available
Skilled Nursing Facil
$500 Not Available

The Student plan offers Student specific coverages like Bail Bond, Study Interruption, Sponsor Protection, Compassionate Visit 2 way as part of the base coverages. The plan also comes with automatic Extension of policies of 30 days for Medical Evacuation & Emergencies and for 7 days for Delay in Common Carrier and coverage for pre-existing situations in case of life threatening situations only.

IndusInd Corporate Travel Plan

IndusInd also offers plans specific for Corporate Houses whose employees travel abroad on a regular basis. These policies can be offered for the business travel of these employees when they travel across the world. Under the Corporate plan, there are three options namely Standard, Plus and Elite based on varying sum insureds for Emergency Medical Expenses.

Coverages under these plan variants include Emergency Accident & Sickness, Repatriation of Remains and Medical Evacuation, Dental Relief, Loss and Delay of Checked in Baggage, Loss of Passport, Personal Liability, Personal Accident cover (including coverage in common carrier, Trip Cancellation/Interruption, Missed Connection, Trip Delay, Emergency Financial Assistance, Home Burglary.

Corporate Elite Corporate Plus Corporate Standard Deductibles
Medical Expenses including Transportation and Evacuation
$500,000 $250,000 $100,000 $50
Dental Care Expenses
$500 $500 $500 $50
Personal Accident
$30,000 $25,000 $20,000 Not Available
Accidental Death & Dismemberment- Common Carrier
$5000 $5000 $2500 Not Available
Daily Allowance in case of Hospitalization
$25 per day(7 days max) $25 per day(6 days max) $25 per day(5 days max) 2 days
Compassionate Visit
Return Fare for any one accompanying person-spouse/child /family doctor Return Fare for any one accompanying person-spouse/child /family doctor Return Fare for any one accompanying person Not Available
Loss of Passport
$300 $300 $300 $25
Total Loss of Checked Baggage*
$1500 $1000 $500 Not Available
Delay of Checked Baggage
$125 $125 $100 $12 hours
Trip Delay
$60 per day(6 days max) $50 per day(6 days max) $30 per day(6 days max) 12 hours
Trip Cancellation & Interruption
$1250 $1000 $750 Not Available
Missed Connection
$500 $300 Not Available Not Available
Personal Liability
$250,000 $200,000 $100,000 Not Available
Hijack Distress Allowance
$125 per day(7 days max) $75 per day(7 days max) $60 per day(7 days max) 12 hours
Financial Emergency Assistance
$1000 $1000 $500 Not Available
Home Burglary Insurance (in Indian Rs)
$300,000 $200,000 Not Available Not Available
Note: Per baggage Max 50% and per item in baggage max 10%.

Standard coverage definitions

Under all the plans that are offered by IndusInd, the coverage definitions remain the same and are listed down below. These are brief descriptions, please refer to the policy terms and conditions for the detailed descriptions of these benefits:

  • Medical Expenses including Transportation and Evacuation The Company takes care of emergency medical expenses incurred by the Insured / Insured Person whilst abroad, for any sudden disease, illness, injury or death, with cashless facility. The Company will reimburse emergency expenses towards medical evacuation to India. It also covers the cost of transporting the mortal remains of the deceased back home or the costs towards burial abroad, in case of one's untimely demise.
  • Dental Care Expenses The Company covers dental expenses incurred by the Insured / Insured Person for any acute anesthetic treatment of a natural tooth or teeth during a trip due to an injury.
  • Personal Accident The Company shall pay compensation if the Insured / Insured Person unfortunately sustain accidental bodily injury during the trip.
  • Accidental Death and Dismemberment-Common Carrier The Company shall pay compensation for injury sustained by Insured, which results in loss of life or permanent disability while riding as a passenger in any common carrier.
  • Two way Compassionate Visit The company will reimburse the return fare for an immediate family member to visit you or for you to visit your family member in case of hospitalization extending to more than seven consecutive days.
  • Loss of Passport The Company will reimburse actual expenses incurred for obtaining a duplicate or fresh passport in the event of a loss
  • Total Loss of Checked Baggage The Company shall compensate the Insured / Insured Person for the total loss of checked-in baggage caused by a carrier.
  • Personal Liability The Company offers compensation for liability / damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by the Insured / Insured Person abroad.
  • Trip Delay Reimbursement of additional expenses occurred due to trip delay (only if the trip has been delayed for more than 12 hours).
  • Bail Bond The Company will arrange to pay the bail amount to the appropriate authority / court, on behalf of the insured person if the person have been arrested or detained by police or judicial authorities for any bailable offence whilst abroad.
  • Study Interruption If the Insured Persons education abroad has been interrupted on account of a medical condition, the company will reimburse the current semester fee already paid.
  • Sponsor Protection In case the sponsor, who is taking care of the Insured Person tuition fees is injured resulting in his demise, the Company will reimburse the tuition fees.
  • Repatriation of Remains Covers cost of repatriation of mortal remains to India.
  • Financial Emergency Assistance Insurance provides financial assistance in the event of a financial emergency arising due to theft
  • Hijack Allowance Provides an allowance in the event of hijack of a common carrier for more than 12 hours in which the Insured is traveling on a trip.
  • Trip Cancellation & Interruption If the trip is cancelled or interrupted due to any medical emergency, personal employment problems or natural disaster. The Company will take care of any non-refundable prepaid payments or additional expenses.
  • Missed Connection If the Insured Person misses his/her connecting flight due to its delay in arrival by more than 3 hours, the Company provides compensation for the additional expenses incurred.
  • Home Burglary insurance IndusInd multi trip travel insurance provides compensation against any loss or damage caused by burglary of the contents of Insured / Insured Person home in India, while he / she is on a trip abroad.
Who we cover

Plans for every traveller

elderly

IndusInd Senior Citizen Travel Insurance

Specially designed plans for travellers aged 71-90 years, offering medical coverage with and without sub-limits, for journeys up to 182 days.

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health_and_safety

IndusInd Schengen Travel Insurance

IndusInd offers Schengen travel insurance with coverage of €30,000 or €50,000 to satisfy mandatory visa norms and protect travellers across Europe.

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school

IndusInd Student Travel Insurance

Covers medical costs, study interruption, bail bond and sponsor protection. Eligible for Indian students aged 16 to 35 who are enrolled in courses overseas.

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IndusInd Multitrip Travel Insurance

Annual multi-trip travel insurance crafted for frequent flyers, business executives, and corporate professionals who travel multiple times a year.

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IndusInd Asia Travel Insurance

Affordable plans tailored for trips across Asia (excluding Japan), available for travellers up to 70 years, with comprehensive medical coverage.

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IndusInd Family Travel Insurance

Ideal for families travelling together - covers a couple (up to 60 years) and 2 kids (6 months to 21 years) under a single floater policy.

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Frequently Asked Questions

Everything you need to know about IndusInd Travel Insurance - FAQs

You might be traveling abroad for business or leisure, but on any such trip you are exposed to unfortunate events loss of passport, personal accident, medical emergencies, etc. Such unforeseen situations can not only play as hurdle in your trip, but can also make you run for your hard earned money. Having international travel insurance policy protects you against all such threats and provides medical, financial and other assistance to you and your family in case of any emergency while traveling abroad. It promises a hassle free international tour for you.
No Travel Insurance is not mandatory, however certain countries have made it mandatory. For eg Schengen countries, Australia require visitors to have travel insurance.
Deductible means a cost-sharing requirement under this travel insurance policy that provides that the insurer will not be liable for a specified monetary amount or for a specified number of days / hours which will apply before any benefit are payable by Insurer. A deductible does not reduce the Sum Insured. A deductible is important as it makes you a co-owner of the policy, by taking up a certain portion of the loss himself / herself.
We offer policies to children aged 6 months and above to individuals up to 80 years. If the insured is above 80 years then a medical check-up is required.
The travel policies are recognized and accepted all over the globe. For your assistance we have International presence through the service provider. However IndusInd general Insurance has special travel insurance plans depending on where you are travelling.
No, our Policy is designed to cover Leisure or Personal Business trips.
Yes. We have designed our travel insurance plans to meet both the requirements, that of leisure and business. Individuals travelling abroad on business purpose can also avail the facility of our Overseas Travel plan, while those who are frequent visitors to abroad can opt for our Annual Multi-trip Insurance.
Yes, Policy is applicable for one-way travel also, including immigration travel with the condition that the maximum duration of coverage will be 60 days.
A medical check-up is not necessary if you’re buying a IndusInd General travel insurance policy.
EASP means any organization or institution appointed by the Company for providing services to the Insured / Insured person for claim under insurable event.
No, every individual is to be issued only one travel insurance policy during his/her journey.
Yes, the traveller must be in India while purchasing their IndusInd Travel Insurance policy.
Travel insurance acts as a financial safety net and protects you against the possible financial repercussions of unexpected emergencies on your journey. When you purchase a travel insurance policy, you essentially buy a cover against certain insurable events. It offers medical, baggage-related and journey-related coverage. In case any of the insured events, like flight delays, loss of baggage, or medical emergencies occur, your insurer will either reimburse the additional costs that you incur on account of such incidents, or they shall offer a cashless claim settlement for the same.
Medical needs must be treated in time, especially in the case of an emergency. And that is why it is not necessary to get prior approval from the insurer before you proceed with medical treatment, but it is better to inform the insurance company of the claim.
Yes, you can buy travel insurance after you’ve made all the necessary bookings for your trip including one’s air tickets and hotel accommodations.
Travel insurance is mandatory for traveling to all 26 Schengen countries.
No. The IndusInd General travel insurance policy does not cover any expenses related to the treatment of a pre existing disease or condition in the duration of your insured trip.
Cancelling your travel insurance policy is quite easy. You can place your cancellation request via email prior to the commencement of the trip/insurance policy coverage.
Yes, of course you can extend the policy upto a cumulative period of 360 days. Extending your travel insurance policy is possible, subject to the following conditions:
  • The original policy period has not expired
  • There is no claim on the original policy
  • You will need to provide a declaration of good health
  • The extension premium has to be paid before the actual extension is effected.
The Schengen countries require a minimum insurance of Euro 30,000. Insurance should be bought for an equivalent or higher amount.
No, the product does not offer any refund for early returns.
If the claim is for Cashless Treatment for hospitalisation, the Guarantee is provided to the hospital in 6-8 hour after admission. If it is reimbursement, claim on submission of all claims documents, the settlement time is 15 days.
IndusInd General Insurance is one of India's established general insurance providers, with an IRDAI-licensed travel insurance product backed by Europ Assistance for worldwide cashless hospitalisation and 24/7 emergency support. The plans offer medical cover up to $500,000, no medical check-up requirement, and automatic policy extension during a medical emergency — features that make it a solid choice for most leisure and business travellers. As with any policy, compare the sum insured, deductibles and exclusions against your specific trip before buying.
Yes. IndusInd travel insurance provides cashless travel insurance benefits for emergency hospitalisation abroad through its service partner, Europ Assistance. Once admitted, the hospital can coordinate directly with the assistance provider for eligible inpatient treatment, so you don't need to pay upfront and claim reimbursement later.
Customer Reviews

Trusted by Thousands of Indian Travellers

Real experiences from verified customers who bought IndusInd travel insurance through eIndia Insurance.

★★★★★
This to convey our gratitude to your customer support team for having guided us very well in procuring our overseas travel insurance. The process was seamless and the team was very patient.
D
Deepak Ravi
Verified Customer
★★★★★
I felt happy to have travel insurance from eIndia. I could easily compare all companies and based on my requirement, I selected the right one. The process was fast and the policy was in my inbox within minutes.
M
Mothilaal
Verified Customer
★★★★★
Excellent service and very competitive pricing. Got my Schengen travel insurance sorted in under 5 minutes. The plan was accepted by the embassy without any issues.
P
Palash Verma
Verified Customer
Travel Protection

What Does the IndusInd Travel Insurance Policy Cover?

At IndusInd General Insurance we strive to negate all possible risks that you could encounter while travelling. Whether you are going on a leisure or a business trip, we've tried to 'pack in' maximum coverage for a variety of situations in our travel insurance policies.

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Key Coverages Under The Plans
Protection before departure, during your journey, throughout your stay abroad and in unexpected emergency situations.

Travel Documents & Emergency Assistance

1
Cost of obtaining a fresh or duplicate passport in case of a lost passport.
2
Facility to provide you emergency cash in case you lose travel funds due to theft.
3
Reimbursement of return ticket fare for a family member visiting you, the insured, if you're hospitalised for more than 7 days.

Medical Emergency Benefits

1
Acute Anaesthetic treatment of teeth due to an injury.
2
Emergency medical expenses incurred by you or any of your family members whilst abroad, for any sudden illness, injury or death.
3
Emergency expenses made for medical evacuation to India.
4
Accidental bodily injury during the trip.

Trip Delay & Cancellation Protection

1
Expenses incurred if you miss a connecting flight due to a delay of more than 3 hours.
2
Expenses incurred if a trip is cancelled or interrupted due to airline, medical, personal employment problems or natural disasters.
3
Expenses incurred if a trip is delayed for more than 12 hours due to airline, medical, personal employment problems or natural disasters.
4
Special distress allowance if your plane is hijacked for more than 12 hours.

Accident, Liability & Property Protection

1
Compensation for death or permanent disability due to an accident, while riding as a passenger in a common carrier.
2
Compensation for a third party in case your involuntarily actions result in someone's demise, cause someone injury or damage to health or property.
3
Insurance against burglary in your home, while you are travelling abroad.
4
Total loss of your checked-in baggage by a common carrier.
5
Expenses incurred while transporting the insured's mortal remains back home or towards burial abroad in case of an untimely demise.
Emergency Assistance

New International Toll Free Numbers

Originating Country Dialed Number
Netherlands00+800-99441111
Belgium00+800-99441111
Italy00+800-99441111
Norway00+800-99441111
Poland00+800-99441111
New Zealand00+800-99441111
Singapore00+1800-99441111
Portugal00+800-99441111
Australia0011+800-99441111
United Kingdom00+800-99441111
Malaysia00+800-99441111
Japan001-010+800-99441111
China00+800-99441111
Hong Kong001 or 006+800-99441111
Taiwan00+800-99441111
Argentina00+800-99441111
Thailand001+800-99441111
Sweden00+800-99441111
Austria00+800-99441111
Czech Republic00+800-99441111
Denmark00+800-99441111
France00+800-99441111
Greece86002038017 (ITFS)
Hungary00+800-99441111
Isreal00 or 014+800-99441111
Germany00+800-99441111
South Africa00+800-99441111
Spain00+800-99441111
Swizterland00+800-99441111
USA18337426673 (ITFS)
Canada011+800-99441111
Philippines00+800-99441111
POLICY COVERAGE

Key Coverages & General Exclusions

The key coverages under the plans, set alongside the general exclusions under the IndusInd Travel Plans. Please refer to the entire list available along with your policy document.

check_circle Key Coverages
dentistry
Acute Anaesthetic treatment of teeth due to an injury
badge
Cost of obtaining a fresh or duplicate passport in case of a lost passport
directions_bus
Compensation for death or permanent disability due to an accident, while riding as a passenger in a common carrier
flight
Reimbursement of return ticket fare for a family member visiting you, the insured, if you're hospitalised for more than 7 days
medical_services
Emergency medical expenses incurred by you or any of your family members whilst abroad, for any sudden illness, injury or death
flight_land
Expenses incurred if you miss a connecting flight due to a delay of more than 3 hours
currency_exchange
Facility to provide you emergency cash in case you lose travel funds due to theft
groups
Compensation for a third party in case your involuntarily actions result in someone's demise, cause someone injury or damage to health or property
personal_injury
Accidental bodily injury during the trip
local_hospital
Emergency expenses made for medical evacuation to India
event_busy
Expenses incurred if a trip is cancelled or interrupted due to airline, medical, personal employment problems or natural disasters
airport_shuttle
Expenses incurred while transporting the insured's mortal remains back home or towards burial abroad in case of an untimely demise
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Expenses incurred if a trip is delayed for more than 12 hours due to airline, medical, personal employment problems or natural disasters
house
Insurance against burglary in your home, while you are travelling abroad
report_problem
Special distress allowance if your plane is hijacked for more than 12 hours
luggage
Total loss of your checked-in baggage by a common carrier
cancel General Exclusions
event_busy
Any claim relating to events occurring before the commencement of the cover or otherwise outside of the period of insurance.
healing
Any pre-existing disease or complications thereof.
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Treatment abroad if that is the sole reason or one of the reasons for the Insured/Insured Person's temporary stay abroad.
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Any claim if the Insured/Insured Person is travelling against the advice of a physician; is receiving, or is on a waiting list to receive, specified medical treatment declared in the physician's report or certificate; has received a terminal prognosis for a medical condition; or is taking part in a naval, military or air force operation.
gavel
Any claim arising out of illnesses or accidents that the Insured/Insured Person has caused intentionally or by committing a crime, or as a result of drunkenness or addiction (drugs, alcohol).
psychology
Any claim arising out of mental disorder, anxiety, stress, depression, venereal disease, or any loss directly or indirectly attributable to HIV and/or any HIV related illness including AIDS, or any mutant derivative or variation thereof.
military_tech
Illness/injury that are results of war and warlike occurrence or invasion, acts of foreign enemies, hostilities, civil war, rebellion, insurrection, civil commotion amounting to an uprising, military or usurped power, active participation in riots, or confiscation, nationalisation, requisition or destruction of property by order of any government or local authority.
warning
Any act of terrorism, including the use of force or violence and/or the threat thereof, by any person or group(s), committed for political, religious, ideological or ethnic purposes, including the intention to influence any government or to put the public in fear.
science
Any claim arising from damage to property, loss or expense caused by or arising from ionizing radiation or contamination by radioactivity from any nuclear fuel or nuclear waste, or the radioactive, toxic, explosive or other hazardous properties of any explosive nuclear assembly or component.
sports
Any claim arising out of sporting activities involving training or participation in competitions as a professional or semiprofessional sportsperson, unless declared beforehand with the necessary additional premium paid.

Please refer to the entire list of General Exclusions available along with your policy document.

HOW TO CLAIM

Claim Process & Contact Details

IndusInd's aim is to make the claims process as smooth as possible for your convenience. Here's how to make a claim.

Making a Claim

1
Intimate IndusInd General Insurance
Within 24 hours of occurrence of claim.
2
Avail the worldwide cashless facility
Call the landline numbers mentioned below, or the International toll free numbers given country wise in your Policy Schedule, for any emergency assistance.
3
For reimbursement
Submit a fully filled claim form along with all required documents at the address mentioned below.

Emergency Assistance Abroad

In case of any emergency assistance during your stay abroad, call us immediately. We will attend all your medical assistance and emergency services.

1
Intimate IndusInd General Insurance
Within 24 hours of occurrence of claim.
2
Avail the worldwide cashless facility
Call the numbers mentioned below.
3
For reimbursement
Submit the duly filled claim form along with all documents at the address mentioned below.
REACH US

Claims & Emergency Contact Numbers

IndusInd General Insurance Company Limited
National Toll Free No.1800-209-55-
Landline (Charges Applicable)+91-22-6734 7843 / 44
Fax+91 22 6734 7888
Service Provider - Europ Assistance India Pvt. Ltd.
National Toll Free1800 209 5522
Claims Landline+91 22 6734 7843
Claims Landline+91 22 6734 7844
Fax+91 22 6734 7888
description

Address for Submitting Claims Documents

IndusInd General Insurance, Claims Department,
C/O Europ Assistance India Pvt. Ltd.,
C-301, Business Square, Andheri Kurla Road,
Chakala, Andheri (E), Mumbai - 400093, India.

location_on

Registered Office

Europ Assistance India Pvt Ltd.,
7th Floor, Star Hub, Bldg No. 2,
Near ITC Maratha Hotel, Sahar,
Andheri East, Mumbai – 400 059, India.

About

IndusInd General Insurance Company Limited

IndusInd General Insurance is an Indian Private General Insurance company which is part of IndusInd Group, specifically under IndusInd Capital, the Financial Services vertical of the ADAG IndusInd Group. Interestingly, IndusInd General is one of the few General Insurance players in the Indian market who do not have a foreign JV partner. IndusInd Capital, a constituent of the MSCI Global Small Cap Index, is amongst India's leading and most valuable financial services companies in the private sector.

IndusInd Capital has interests in asset management and mutual funds; life, general and health insurance; commercial & home finance; equities and commodities broking; wealth management services; distribution of financial products; asset reconstruction; and proprietary investments and other activities in financial services. IndusInd Mutual Fund is amongst the top Mutual Funds in India with over six million investor folios.

IndusInd General has been one of the most active insurers in the travel insurance space in India, offering zero paperwork and affordable premiums across plans for individuals, families, students and senior citizens.

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Branch Network
128+ branches
groups
Intermediaries
27,888+
account_balance
Group Total Assets (FY18)
₹93,851 Cr ($14.4 Bn)
business
Parent company
IndusInd Capital
info Part of the ADAG IndusInd Group - no foreign JV partner
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Protect Your International Journey

IndusInd Travel Insurance
for Safe and Secure Travel Abroad

The policy holder's unexpected medical and non medical expenses are covered under the coverage. There are different modes of payments for travelers to purchase IndusInd travel insurance policy. When there are parents visiting you in a foreign country from India, children can purchase the policy sitting anywhere in the world. There are two types of medical expenses, one is reimbursable medical expenses where all the expenses should be taken care by the traveler and claim for reimbursement later. The second type is where the billing will be done directly to the hospital from the insurance company when the hospitalization is due from more than 24 hours. In both cases, the traveler has to bear a nominal deductible.
phone Call Us: +91 80 41101026
Why Choose IndusInd Travel Insurance?
check_circle Medical coverage up to $500,000 based on plan selected
check_circle Worldwide cashless hospitalization for eligible inpatient treatment
check_circle Coverage for trip cancellation, delay, interruption, and missed connections
check_circle Protection against baggage loss, passport loss, and personal liability
check_circle 24/7 global emergency assistance through Europ Assistance
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