Bajaj Allianz vs Reliance Student insurance

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Compare Bajaj Allianz vs Reliance Student Insurace

Travel Destination
Date of Birth
   
Start Date
End Date
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bajaj-allianz bajaj-allianz bajaj-allianz Reliance logo Reliance logo Reliance logo Reliance logo
Companion Standard Elite Standard Prime Standard Student Standard
Student Silver
Student Gold
Student Platinum
Accident & Sickness Medical Expenses
$200,000             Deductible: $100 $200,000             Deductible: $100 $1,000,000             Deductible: $100 $50,000             Deductible: $50 $100,000             Deductible: $50 $250,000             Deductible: $50 $500,000             Deductible: $50
Medical Evacuation
Included under Medical Expenses Included under Medical Expenses Included under Medical Expenses Included under Medical Expenses Included under Medical Expenses Included under Medical Expenses Included under Medical Expenses
Repatriation of Remains
Included under Medical Expenses Included under Medical Expenses $5,000 Included under Medical Expenses Included under Medical Expenses Included under Medical Expenses Included under Medical Expenses
Personal Accident
$50,000 $25,000 $25,000 $25,000 $25,000 $25,000 $25,000
Emergency Dental Treatment
$500 included in medical expenses        Deductible: $100 $500 included in medical expenses        Deductible: $100 $500 included in medical expenses        Deductible: $100 $500             Deductible: $50 $500             Deductible: $50 $500             Deductible: $50 $500             Deductible: $50
Personal Liability
$100,000
Deductible: $200
$100,000
Deductible: $200
Standard, Silver, Gold: platinum & Super gold:$100,000
Platinum, Super Gold, Super platinum & Maximum: $150,000
Deductible: $200
$100,000
Deductible: $200
$100,000
Deductible: $200
$150,000
Deductible: $200
$150,000
Deductible: $200
Loss of Checked Baggage
$1,000            Deductible: $100 $1,000            Deductible: $100 $1,000            Deductible: Nil $1,000            Deductible: $100 $1,000            Deductible: $100 $1,000            Deductible: $100 $1,000            Deductible: $100
Loss of Passport
Not Avaliable Not Avaliable
platinum & Super gold: $250
Super platinum & Maximum: $300
Deductible: $25
$100             Deductible: $25 $100             Deductible: $25 $200             Deductible: $25 $200             Deductible: $25
Bail Bond Insurance
Not Avaliable Not Avaliable $500             Deductible: $50 $500             Deductible: $50 $1,000             Deductible: $50 $5,000             Deductible: $50 $5,000             Deductible: $50
Study Interruption
Not Avaliable Not Avaliable Not Avaliable $10,000 $10,000 $10,000 $10,000
Sponsor Protection
$10,000             Deductible: Nil $10,000             Deductible: Nil $10,000             Deductible: Nil $10,000 $10,000 $10,000 $10,000
Child care benefit
Not Avaliable Not Avaliable Not Avaliable $100 per day for a maximum of 10 days $100 per day for a maximum of 10 days $100 per day for a maximum of 10 days $100 per day for a maximum of 10 days
2 way Compassionate Visit
Not Avaliable Not Avaliable Not Avaliable $7,500 $7,500 $7,500 $7,500
Cancer Screening and Mammography
Not Avaliable Not Avaliable Not Avaliable Not Avaliable Not Avaliable Not Avaliable Not Avaliable
Add-on benefits
  (The following Add-on Benefits are available for Standard, Silver, Gold and Platinum plans)
Treatment of mental and nervous disorders, including alcohol and drug dependency (limited to inpatient hospitalization in a Hospital/Nursing Home for a period more than 24 hours) $1000
Inpatient Hospitalisation Expenses related to Pregnancy/Child Birth(After a waiting period of 10 months) $500
Medical Expenses for Inter Collegiate sports injuries Covered under the Medical Expenses including Transportation & Repatriation benefit.
Cancer screening and mammographic examinations(Not applicable if they form part of any routine medical checkup/ examination ) $2500
Child Care Benefits(Provided that the child of the Insured/Insured Person is above 3 months of age and is hospitalized for more than 24 hours for any disease/illness/injury) $100 per day for a maximum of 10 days
Bajaj Allianz Reliance
Claims Settlement Ratio ** 88.43% 42.31%
Number of Lives Covered * 654,583 391,321
Number of policies issued * 506,493 185,390
  • * As per IRDAI report for 2018-19
  • ** As per NL25 data published on the Insurance Company website

Compare Bajaj Allianz international student health and Reliance Student health insurance

Key features of Bajaj Allianz

  • Pro rata refund of premium if not accepted by University.
  • Will help complete University Waiver form if required.
  • Special approval for students already outside India.
  • Offers coverage for Bail Bond, tuition fees, family visit.
  • Pay for insurance in Indian Rupees with coverage provided in US dollars.

Key features of Reliance

  • Two way compassionate visit benefit which allows a concerned person to visit you during an emergency.
  • Offers coverage for Bail Bond, Study Interruption, Sponsor Protection.
  • Premium paid in Indian rupees, while coverage is in US Dollars. This is advantages if currency fluctuations make US dollar more expensive.

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Student Travel Insurance is an insurance policy specifically designed for students travelling abroad on student visa to pursue their higher studies. The policy covers students who are enrolling in colleges, universities or institutes in a foreign country for professional/other academic courses. There are coverages specific to students that include Sponsor Protection, Compassionate Visit , Bail Bond and Study Interruption.
Coverages Offered
  • Emergency Accident & Sickness Reimbursement
  • Medical Evacuation
  • Repatriation of Remains
  • Treatment of Mental Disorders
  • Cancer Screening and Mammography
  • Maternity Coverage
  • Study Interruption
  • Sponsor Protection
  • Missed Connection
  • Compassionate Visit (2 way)
  • Emergency Cash Advance
Policy Exclusions
  • Travelling against the advice of a Physician
  • Pre-existing Conditions
  • Serving in any branch of the Naval, Military or Air Forces
  • Being under the influence due to usage/abuse of drugs, alcohol, or other intoxicants
  • Ionising radiation or contamination by radioactivity from any nuclear fuel
  • External congenital anomalies
  • Adventure sports, skydiving/parachuting, hang gliding, bungee jumping, scuba diving, mountain climbing
  • Ayurvedic, Homeopath or naturopathy treatments

Student Insurance useful links

How to buy online?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.

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Student outside India

Student medical insurance for Indian students already outside India.

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Online renewal

Insurance customers can renew their existing policy online before the exipry date at any time.

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FAQ

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Compare student plans

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Blogs

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CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2025
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