|Min Entry Age||Child: 1 day||Adult: 18 years|
|Max Entry Age||Child: 25 years (family floater policy)||Adult: 65 years|
|Name||Corona Rakshak Policy, ManipalCigna|
|Category of Cover||Benefit based|
|Sum insured||s 50,000/- (Fifty Thousand) to 2,50,000 (Two and half Lakh) (in the multiples of fifty thousand)|
|Policy Period||Three and half months (3 ½ months), six and half months (6 ½ months) and nine and half months(9 ½ months) i.e, 105 days, 195 days and 285 days respectively|
|Eligibility||Policy can be availed by persons between the age of 18 years and 65 years, as Proposer. Proposer with higher age can obtain policy for adult members of the family, without covering self|
|Coverage||COVID Cover:Lump sum benefit equal to 100% of the Sum Insured shall be payable on positive diagnosis of COVID, requiring hospitalization for a minimum continuous period of 72 hours. The positive diagnosis of COVID shall be from a government authorized diagnostic centre.|
|Sl No||Type of Claim||Prescribed Time limit|
|1.||Reimbursement of hospitalization Within thirty days of date of discharge and pre hospitalization expenses||Within thirty days of date of discharge and pre hospitalization expenses from hospital|
|2.||Reimbursement of post Within fifteen days from completion of hospitalization expenses||Within fifteen days from completion of hospitalization expenses post hospitalization treatment|
|3.||Reimbursement of Home Care Within thirty days from completion of expenses||Within thirty days from completion of expenses home care treatment|
Home Care treatment expenses: Costs of treatment incurred by the insured person on availing treatment at home maximum up to 14 days per admission as per policy terms and conditions IV.2 including pre-hospitalization expenses for a period of 15 days and post hospitalization expenses for a period of 30 days.
Three and Half Months (3 ½ months i.e. 105 days), Six and Half Months (6 ½ months i.e.195 days), Nine and Half Months (9 ½ months i.e. 285 days) including waiting period
Expenses related to the treatment of Covid within 15 days from the policy commencement date shall be excluded.
Policy can be availed by persons between the age of 18 years and 65 years.
n means admission in a hospital for a minimum period of twenty-four (24) hours consecutive 'In-patient care' provided it will not include procedures/ treatments, where such admission could be for a period of less than twenty-four (24) consecutive hours
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