ManipalCigna Plans

ManipalCigna Global Health Group Policy Insurance

Buy Manipal Cigna Health Insurance

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* Name, Email Id & Mobile No. are optional 
A comprehensive group corporate insurancethat provides health care solution to Employer and Employees of an organization. It also offers coverage to Non Employer – Employee segments (Groups like Bank Savings A/c holders, Club Membership holders, Students of Educational Institutes and more).

Who is eligible for this plan?

  • Min Entry Age: 18 Years
  • Max Entry Age: 95 Years
  • Dependent Children can be covered from day 1 of birth up to 25 years of age.
  • Minimum number of members required to buy a group policy is 7
  • Policy Period: 1 year only

ManipalCigna Health Insurance Review

ManipalCigna Health Insurance
ManipalCigna Health Insurance sum insured
2.5 lacs − 100 lacs options available
Incurred Claims Ratio *
ManipalCigna Health Insurance tenure options
1 or 2 years options available
Claims Settlement Ratio **
List of network hospitals
6,500+ hospitals
Number of policies issued *
Maximum family floater coverage
Self, Spouse + 3 dependent children
Number of lives covered *
* As per IRDAI report for 2018-19   |   ** As per NL25 data published on the Insurance Company website

ManipalCigna Global Health Group Policy Insurance Benefits

  • Benefits
  • Coverage

ManipalCigna Global Health Group Policy Benefits

  • Inpatient hospitalisation and day care benefits
  • Outpatient benefits
  • AIDS/HIV cover
  • Out of Area emergency treatment cover
  • International Emergency Services
  • Maternity and Newborn Cover
  • Dental Treatment and Vision Benefits
  • Psychiatric & Psychological Care
  • Wellness Benefits
  • Option to limit the total Out of Pocket Expenses

Coverage of Lifestyle Protection Group Policy Insurance

  • Employees and dependents are covered. Children are covered from day 1 to 25 years of age

Manipal Cigna health insurance FAQ's

A deductible is a cost-sharing requirement. It states that the insurer will not be liable for a specified amount in case of indemnity policies. This is applicable for a specified number of days/hours in case of hospital cash policies which apply before any benefits are payable by the insurer. Remember that a deductible does not reduce your sum insured.

We cover reasonable and customary charges for medical expenses incurred during the insured person’s medically necessary and medically advised in-patient hospitalisation during the policy period for treatments like Ayurveda, Unani, Sidha and Homeopathy (AYUSH). However, treatment must take place in a government hospital or in any institute recognised by the government and/or accredited by the Quality Council of India/the National Accreditation Board of Health.

You can avail of our cashless facility arrangement with over 6500+ network hospitals across india. Decision of the cashless claim will be given to you/hospital within 90 mins of receipt of last necessary document( i.e last document necessary for us to decide admissibility of cashless). At the time of discharge, we will confirm the final approved amount. The deductions on account of non payable expenses if any will have to paid by you at the time of discharge. Post discharge of patient from hospital, hospital sends us the original claim documents for us to reimburse the expenses to the extent of the approved amount.
Alternatively, you can pay all hospitalization bills directly and submit the original claims documents post discharge for reimbursement to nearest ManipalCigna branch. Once we approve the claim, a cheque will be sent to you for the benefit amount payable under your policy.

The following details are to be provided to the company at the time of intimation of claim:

  • Policy number
  • Name of the policyholder
  • Name of the insured person in whose relation the claim is being lodged
  • Nature of illness / injury
  • Name and address of the attending medical practitioner and hospital
  • Date of admission
  • Any other information as requested by us

In planned hospitalization the treatment is planned well in advance. The intimation of such hospitalization and authorization from us has to be taken minimum 3 days prior to the date of hospitalization. E.g. Cataract, pace maker implantation, total knee replacement etc are examples for which the hospitalisation can be planned.The insured person should at least 3 days prior to admission to the hospital approach the network provider for hospitalization for medical treatment.


Review ManipalCigna Global Health Group Policy Insurance brochure to understand coverage details.

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Policy wordings

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    InstantCover Insurance Web Aggregator Private limited
    710, 6th B Cross, 16th Main Road, Koramangala 3rd Block, Bangalore - 560 034.

  • +91-(80)-41101026
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CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2022