|Name||CORONA KAVACH POLICY, The New India Assurance Co Ltd|
|Product Type||Individual/ Floater|
|Category of Cover||Indemnity/Benefit|
|Sum insured||Rs 50,000/- (Fifty Thousand) to 5,00,000/- (Five Lakh) (in the multiples of fiftythousand) On Individual basis – SI shall apply to each individual family member On Floater basis – SI shall apply to the entire family|
|Policy Period||105 Days, 195 Days and 285 Days including waiting period of 15 days|
|Eligibility||Policy can be availed by persons between the age of 18 years and 65years, as
Proposer. Proposer with higher age can obtain policy for family, without covering self.
Policy can be availed for Self and the following family members
|Hospitalization Expenses||Medical Expenses of Hospitalization for Covid for a minimum period of 24 consecutive hours only shall be admissible|
|Pre Hospitalization||For 15days prior to the date of hospitalization|
|Post Hospitalization||For 30days from the date of discharge from the hospital|
|Sub-limits||Hospital Daily Cash: 0.5% of Sum Insured per day subject to maximum of 15 days
in a policy period for every insured member
Home Care Treatment: Maximum up to 14 days per incident.
|AYUSH||Medical Expenses incurred for Inpatient Care treatment for Covid under Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathy systems of medicines shall be covered up to sum insured during each Policy year as specified in the policy schedule.|
|Home Care Treatment Expenses||The Company shall indemnify costs of treatment incurred by the Insured person on availing treatment at home for Covid on Positive diagnosis of Covid in a government authorized diagnostic centre, which in the normal course would require care and treatment at a hospital but is actually taken while confined at home subject to policy terms and conditions.|
|Sl No||Type of Claim||Prescribed Time limit|
|1.||COVID Cover||Within thirty days of date of discharge from hospital following positive diagnosis for COVID.|
This Policy is designed to give You, the Insured, protection against unforeseen expenses for treatment of Covid either at Hospital or Home following Medical Advice of a duly qualified Medical Practitioner.
Yes. You can cover Your family members in one policy.The members of the family who could be covered under the Policy are: a) Proposer b) Proposer’s Spouse c) Proposer’s Children d) Proposer’s Parents e) Proposer’s Parents-In Law
This policy offered for 3 ½ months (105 Days), 6 ½ months (195 days) 0r 9 ½ months (285 days). You are free to choose any of the above terms as per your requirement.
The entry age is from 18 to 65. Dependent children from day 1 to 25 years can be covered.
No. This policy is being offered for limited time due to ongoing pandemic and is not renewable.
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