|Sl No||Coverage Details||Sum Insured|
|1.||Sum Insured options available||Sum Insured||Deductible/Threshold|
|2.||Room Rent, Boarding and Nursing expenses as provided by the Hospital||Upto ₹5,000 / ₹8,000 (for Thresholds of ₹5 lacs and ₹8 lacs)|
|3.||Hospital Cash||Upto ₹500 / ₹800 (for Thresholds of ₹5 lacs and ₹8 lacs) (Maximum 10 days)|
|4.||Get Well Benefit||Upto ₹5,000 / ₹8,000 (for Thresholds of ₹5 lacs and ₹8 lacs. Payable for the first four admissible claims|
|5.||Ambulance Charges||Upto ₹5,000 / ₹8,000 (for Thresholds of ₹5 lacs and ₹8 lacs)|
|6.||Cataract Benefit||Up to ₹50,000 for each eye|
|7.||Anaesthesia, Blood, Oxygen, Operation Theatre Charges, Surgical Appliances, Medicines & Drugs, Dialysis, Chemotherapy, Radiotherapy, Artificial Limbs, Cost of Prosthetic devices implanted during surgical procedure like pacemaker, Relevant laboratory / Diagnostic test, X–Ray and other medical expenses related to the treatment||Covered|
|8.||AYUSH Treatment||Upto of Sum Insured|
|9.||Congenital Internal Diseases||Covered up to the Sum Insured provided the Insured has Continuous Coverage of twenty four months|
|1.||Entry Age / Maximum Age||All the persons proposed for this Insurance should be between the age of 18 years and 65 years.
Children between the age of 3 months and 18 years are covered provided one or both parents are covered concurrently.
Children between 18 years to 25 years can be covered provided they are financially dependent on the parents and one or both parents are covered simultaneously.
|2.||Family Members Eligible||
Your ideal sum insured or total coverage would highly depend on factors such as your current age, lifestyle, medical history, income and place of residence. Looking at the medical inflation, most of our customers prefer a health insurance policy with a sum insured of 5 lacs and above.
Absolutely! With employee health cover the major drawbacks come in picture when you leave your job that's when your policy goes out of action and exposes you to health risks. Your new employer may or may not cover you sufficiently. Also, having your own policy means a better buying decision and complete control to buy a cover which suits your requirement from time to time.
New India has an extensive network of 3,500+ network hospitals across India growing steadily over the years. One must get admitted to a network hospital in order to avail cashless treatment for their illness. One can get the hospital closest to them by going through the New India network hospital list available on New India Assurance Health insurance
Factors for medical insurance in India, How much is the premium and the coverage offered by India health insurance plans..Click here to read more