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Travel insurance for Canada from India

Protect your journey with our best Canada travel insurance from India, trusted by thousands of Indian parents, seniors citizens, students, business professionals, tourists and holiday makers. Whether you're visiting family, studying, working, or exploring the country, Travel health insurance for Canada offers comprehensive coverage for medical emergencies, trip delays, baggage loss, and more. Enjoy peace of mind with affordable premiums, 24/7 global assistance, and optional plans without sublimits for maximum protection during your stay in Canada.

Why buy Canada travel insurance?

  • health_and_safety Comprehensive plans for all age groups
  • local_hospital Cashless medical hospitalisation available
  • flight_takeoff Trip cancellation, interruption & delay coverage
  • public No documents required to buy these plans
  • description Transparent policy terms with easy, hassle-free claim settlement
  • email Flexible duration & instant policy delivered via email

Comprehensive travel insurance starting at ₹47*/day

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Our customer support team will assist you in finding the best policy

International travel health insurance for Canada from India

Indian visitors and tourists are advised to buy good travel health insurance for visiting Canada as it would cover most of the expenses arising from hospitalization due to sudden sickness or accidental injury. As the health care cost and other expenses in Canada are very high, any sudden mishap or unexpected sickness can lead to financial and emotional stress. Many insurance providers have designed some best travel insurance for Canada visitors from India that would offer coverage for medical evacuation, outpatient bills, doctor visits, trip interruption, baggage loss, baggage delay, passport loss, pre-existing medical conditions and personal liability. Majority of the travellers who are parents and senior citizens visiting their children can buy visitors health insurance coverage for pre-existing conditions.

Indian travellers visited Canada in record numbers in 2017 with 2,54,000 arrivals which further increased to 2,87,000 in 2018 and is now the 7th largest foreign inbound market for Canada. With an increase of 13% over 2017 arrivals, India saw the strongest growth recorded from all Asia-Pacific markets. Indian tourists spend on average close to $1,500 (RS.1,05,000) per trip to Canada for just their tickets and visas. The most trip purpose of visiting Canada is to visit friends and family which was up an estimated 45% over previous years. India is considered to be one of the most sought after countries to migrate to as well for Indians. According to Wikipedia data from 2016, Indians comprised 4% of the Canadian population and Canada had around 13.5 lac Indians staying there.

Indian travellers are most likely to visit Canada in the spring/summer months of May and June during the year given that Canada can get really cold during their winter months of November – February. Visitors to Canada travel to Ontario and British Columbia most often, with Niagara Falls, Toronto, Vancouver and Victoria being the most visited destinations. Alberta also saw increased visitation from Indian travellers with the Rocky Mountains being the biggest draw.

Research has suggested that Indians travel to Canada for a longer duration than most other visiting travellers. This could be due to the fact that they are visiting family as well as that they rarely spend so much money on just a short trip. Given the fact that Indians spend an average of 90-120 days on their trips to Canada, they are most likely to witness a couple of seasons of the year, and this changing climatic condition could result in illness of some nature. The average duration of Medical care in Canada is not as expensive as USA but it is definitely significantly costlier than in India. This is the primary reason that it is recommended that every Indian traveller going to Canada on a business/personal trip must carry their international health insurance cover. While there are inbound insurance providers in Canada willing to offer Indian tourists an insurance policy, the cost of the same will be higher when compared purchasing a comparable plan. Most importantly Indian insurance companies also offer Cashless Treatment for inpatients in hospitals abroad with the assistance of their Third Party Administrator (TPA).

There is an illustration below to explain the difference in costs of the Canada travel medical insurance for Indians. plans for your perusal. Please note that these are actual numbers taken from online websites for the purpose of comparison. The traveller is advised to compare the visitors medical insurance for Canada before making a final decision.

Canada travel insurance cost starts from ₹47* per day depending on the age, the insurance company and the coverage limits. Some of the best travel insurance for Canada from India listed below meet the Canada travel insurance requirements and are widely recognized. The average cost of travel insurance for Canada travel insurance for 35 years old traveler with maximum coverage of $50,000 as follows.

How much does travel insurance for Canada from India cost?

Insurance Company Plan Name Max Coverage Premium for 15 days Premium for 30 days
Care ( Religare ) Explore Canada $50,000 ₹1,004 ₹1,521
Bajaj Allianz Companion $50,000 ₹1,144 ₹1,619
Reliance Standard $50,000 ₹1104 ₹1,407
Tata AIG Silver Plan $50,000 ₹1656 ₹2,101
Royal Sundaram Classic $50,000 ₹1,436 ₹2,473

Canada flag Canada - General information

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Location

North America

apartment 

Capital

ottawa

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Currency

Canadian dollar

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Population

3.9 crores

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Language

English & French

public 

Country code

+1

calendar_month 

Best time to visit

September to November



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Sports

Ice hockey



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Vacation spots

Victoria, Okanagan Valley, Jasper National Park, Saskatoon, Winnipeg, Toronto, Niagara Falls, Montréal, Cape Breton Island, Cavendish, Prince Edward Island.

What are the various visitor travel insurance plans available online at eIndiaInsurance?

At eIndiaInsurance we provide the most comprehensive basket of plans to choose from depending on your travel requirements. They include:
  • TATA AIG Insurance Plans
  • Bajaj Allianz Insurance Plans
  • Reliance Insurance Plans
  • Cholamandalam Insurance Plans
  • Future Generali Insurance plans
  • Care Insurance Plans
  • Apollo Munich Insurance Plans
  • Royal Sundaram Insurance Plans
  • Star Health Student Insurance Plans
  • Universal sompo Insurance Plans
Overseas travel insurance, also known as overseas mediclaim policy offers cover for travellers going abroad on Leisure or Business. It offers coverage for medical and non medical emergencies like Accident & Sickness Cover, Trip Cancellation, Passport Loss, Personal Liability, Baggage Loss/Delay etc
Coverages Offered Policy Exclusions
  • Emergency Accident & Sickness Reimbursement
  • Medical Evacuation
  • Repatriation of Remains
  • Treatment of Mental Disorders
  • Cancer Screening and Mammography
  • Maternity Coverage
  • Study Interruption
  • Sponsor Protection
  • Missed Connection
  • Compassionate Visit (2 way)
  • Emergency Cash Advance
  • Any Pre-existing Condition
  • Routine physicals or other examination
  • Elective, cosmetic, or plastic surgery
  • Suicide, (AIDS), / (HIV) infection
  • Under the influence of drugs, alcohol, or other intoxicants
  • Loss arising out of War, civil unrest, Terrorism
  • Congenital anomalies
  • Participation in Adventure Sports
  • Pregnancy related conditions

Medical Health travel insurance - FAQ's


Is travel insurance a requirement for acquiring a Canadian visitor visa from India?

No, travel insurance is not a requirement for securing a Canadian visitor visa. Nevertheless, it is highly advisable since medical expenses in Canada can be exceedingly high for non-residents.


What is the recommended coverage amount for a trip to Canada?

For travel to Canada, we suggest selecting a coverage amount of USD $100,000 or more, particularly for senior citizens, due to the higher medical expenses.


Is it possible to purchase travel insurance after arriving in Canada?

No, travel insurance must be obtained prior to your departure from India. Insurance policies typically do not cover events that happen before the policy's effective date or after you have left India without insurance.


Will my travel insurance provide coverage for the loss of my passport or baggage while in Canada?

Yes. Typically, travel insurance policies include coverage for lost checked-in baggage, baggage delays, and lost passports, offering reimbursement for the cost of replacement or emergency items.


Are adventure activities such as skiing or hiking in Canada included in the coverage?

Most standard policies exclude adventure sports unless you purchase an additional rider. It is advisable to verify optional coverage if you intend to participate in such activities.


What steps should I follow to file a claim while I am in Canada?

You can reach out to the 24/7 toll-free number listed in your policy document. You will be required to submit a claim form, along with bills, copies of your passport/visa, and any other pertinent documents either online or via email.


Can I renew my travel insurance if my stay in Canada is extended?

Yes, in most cases, extensions are permitted prior to the expiration of the original policy. You are required to submit a request for an extension and obtain approval from the insurer by contacting eindiainsurance.com customer support team.


Will I receive a refund if my trip to Canada is cancelled?

Yes, you might qualify for a refund if you have not commenced your journey and have not filed any claims. The cancellation policies differ among insurers, so it is advisable to review your policy terms.


Which insurance companies provide the most comprehensive coverage for Indian travelers heading to Canada?

Prominent insurers include TATA AIG, Bajaj Allianz, Reliance, Care, HDFC ERGO, and ICICI Lombard. You can directly compare features, premiums, and customer reviews on eindiainsurance.com portal.

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