Reliance Insurance Plans

Reliance Travel Pre-existing Medical Conditions

Pre-existing Medical Conditions best quotes

Plan Type
     
Plan type
  
  
Destination
No. of Traveler
Date of birth
or age   years
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Total Days: 
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Unique features of Pre-existing Medical Conditions insurance

  • Travelers below 70 years are covered for pre-existing conditions in case of life threatening only.
  • Only declared and non-critical illness / diseases are covered for below 70 year old travelers.
  • Whether declared or not declared, 70+ Senior citizens are not covered for pre-existing diseases.
Pre-existing diseases which are not covered by Reliance travel insurance plan are Cancer / Leukemia / Malignant Tumor, Cardiac ailments, Chronic obstructive pulmonary disease (COPD), HIV /AIDS, Kidney Ailment, Liver Disease, Neurological Disorder / Stroke / Paralysis, Thalasemia, Insulin Dependent Diabetes.

Reliance Travel Insurance review

Reliance Travel Insurance
Number of policies issued *
185,390
Claims settlement ratio **
42.31%
Number of persons covered *
391,321
Gross direct premium
5,146 lacs
Incurred claims ratio
39%
List of network hospitals
7,300+ hospitals
* As per IRDAI report for 2018-19   |   ** As per NL25 data published on the Insurance Company website

Reliance Pre-existing Medical Conditions insurance benefits

Standard Plan
$50,000
Deductibles Silver Plan
$50,000
Deductibles Gold Plan
$50,000
Deductibles Platinum Plan
$50,000
Deductibles
Medical Expenses including transportation and evacuation
50,000 50 1,00,000 50 2,50,000 50 5,00,000 50
Dental Care Expenses
500 50 500 50 500 50 500 50
Personal Accident
15,000 Nil 20,000 Nil 25,000 Nil 30,000 Nil
AD & D - Common Carrier
2,500 Nil 2,500 Nil 5,000 Nil 5,000 Nil
Daily Allowance in case of Hospitalization
- - 25 per day (5 days max) 2 days 25 per day (5 days max) 2 days 25 per day (5 days max) 2 days
Compassionate Visit
Return Fare for any one accompanying person - spouse / child / family doctor Return Fare for any one accompanying person - spouse / child / family doctor Return Fare for any one accompanying person - spouse / child / family doctor Return Fare for any one accompanying person - spouse / child / family doctor
Loss of Passport
300 25 300 25 300 25 300 25
Total Loss of Checked Baggage*
500 Nil 1,000 Nil 1,200 Nil 1,500 Nil
Delay of Checked Baggage
100 12 hours 100 12 hours 100 12 hours 100 12 hours
Trip Delay
25 per day (6 days max) 12 hours 50 per day (6 days max) 12 hours 60 per day (6 days max) 12 hours
Trip Cancellation & Interruption
600 Nil 600 Nil 600 Nil
Missed Connection
200 Nil 300 Nil 500 Nil
Personal Liability
50,000 Nil 1,00,000 Nil 2,00,000 Nil 2,50,000 Nil
Financial Emergency Assistance
300 Nil 300 Nil 300 Nil
Hijack Distress Allowance
50 per day (7 days max) 12 hours 75 per day (7 days max) 12 hours 125 per day (7 dyas max) 12 hours
Home Burglary Insurance (INR)
1,00,000 2,00,000 5,00,000
Special Conditions for 61-70 years. (limit of liability)
Any One Illness
12,000 13,500 15,000 17,500
Any One Accident
20,000 25,000 30,000 35,000

  • Pre existing diseases are covered in case of life threatening only for travelers below 70 years.
  • Covers pre-existing ailments in case of life threatening situations if declared (other than the critical illness).
  • Some of the pre existing diseases which are not covered by Reliance travel insurance plan are Cancer / Leukemia / Malignant Tumor, Cardiac ailments, Chronic obstructive pulmonary disease (COPD), HIV /AIDS, Kidney Ailment, Liver Disease, Neurological Disorder / Stroke / Paralysis, Thalasemia, Insulin Dependent Diabetes.

Reliance Travel Health Insurance products

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Travel Insurance


The Reliance Travel insurance covers the insured for unanticipated financial disaster that arises due to an emergency.
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Annual Multi Trip

Annual Multi Trip


Reliance multi trip frequent flier insurance ensures insurance cover for the business men and frequent travelers.
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Senior Citizen

Senior Citizen


Overseas Travel Care Senior Citizen Insurance Policy is for the age of 71 year to 90 years..

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Travel Asia

Travel Asia


Specially designed Plan, keeping in mind the travel requirements in Far East Asian Countries

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Brochure

Review Reliance Pre-existing Medical Conditions Insurance - Comprehensive brochure to understand coverage details.

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Proposal form

Fill the online Reliance Pre-existing Medical Conditions Insurance - Comprehensive proposal form.

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Policy wordings

Review Reliance Pre-existing Medical Conditions Insurance - Comprehensive policy wordings which explains the terms and conditions.

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Reliance Travel Insurance useful links

How to buy online?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.

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Already outside India

Travelers who have already traveled from India and do not have insurance can buy Reliance travel medical insurance after approval.

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Reliance Travel Insurance online renewal

Insurance customers can renew their existing policy online before the exipry date at any time.


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Reliance Travel Insurance Claims & Customer care

In case of a claim or reimbursement of treatment expenses, notify Reliance by contacting them.


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Reliance Travel Insurance policy wordings

Kindly refer the travel policy insurance wordings for complete coverage details along with terms and conditions.

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How are Claims settled?

Are travel insurance directly billed or is it reimbursement basis, is there a hospital network.

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Reliance Travel Insurance
  • Address
  • InstantCover Insurance Web Aggregator Private limited
    710, 6th B Cross, 16th Main Road, Koramangala 3rd Block,
    Bangalore - 560 034.
CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2022
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