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Cholamandalam Student Medical Insurance - Gold Plan

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No. of Traveler
Date of Birth
or age   years
Trip Start Date
Total Days: 
Trip End Date
Cholamandalam Student Medical Gold Insurance, one of the effective and affordable student insurance plans in India. Get quote and Buy Cholamandalam student gold insurance online without any hassles.
  • Pro-rata Amount Refunded if Rejected by University
  • Help complete Waiver Form
  • Personalized support provided

Policy features

  • Dental treatment - a separate benefit in addition to the medical expenses limit
  • Bail bond - Chola MS covers the bail amount, applicable if arrested or detained by the police or judicial authorities for any bailable offence whilst abroad.
  • Two-way compassionate visit - In the event of hospitalization (more than 7 consecutive days) of a student or a family member, where a family member visits the student or the student visits India, a round-trip economy class ticket for the student / family member and accommodation for the family member visiting abroad will be reimbursed
  • Checked baggage loss - compensation towards permanent loss of baggage in the custody of the carrier.
  • Personal Accident - coverage towards both death and permanent total disability while overseas.
  • Study interruption - reimbursement for the remaining part f the current school semester fee, if studies are interrupted on account of a medical condition or compassionate reasons on the family front.
  • Sponsor protection - reimbursement of tuition fees, in case of death of person sponsoring studies, due to an accident.
  • Personal Liability - compensation towards any legal liability incurred by you to the third party for any injury to a person or damage to a property.

Cholamandalam student gold insurance benefits

Gold Deductible
Medical Cover
$ 250,000
$ 100,000
$ 100
Repatriation of Remains
$ 7500 Nil
Medical Expenses Extension
- $ 100
Dental Treatment
$ 250 $ 100
Passport Loss
$150 $ 30
Personal Liability
$100,000 Nil
Personal Accident - Domestic
INR 200,000 Nil
Personal Accident-Overseas
$ 25,000 Nil
Study Interruption
$ 7500 Nil
Sponsor Protection
$ 10,000 Nil
Compassionate Visit
$ 7500 Nil
Checked Baggage
$ 1000 Nil
Bail Bond
$ 5000 Nil

Cholamandalam Student Insurance useful links

How to buy online?
How to buy online?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque

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Already outside India
Student outside India

Student medical insurance for Indian students already outside India.

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Online renewal
Online renewal

Insurance customers can renew their existing policy online before the exipry date at any time.

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Insurance claims
Insurance Claims

In case of a claim or reimbursement of treatment expenses, notify Cholamandalam by contacting them.

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CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2025