TATA AIG vs Cholamandalam Student insurance

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Compare TATA AIG vs Cholamandalam Student Insurace

Travel Destination
Traveler Date of Birth
   
Travel Start Date
Travel End Date
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* Name, Email Id & Mobile No. are required 
tata aig medicare tata aig medicare tata aig medicare tata aig medicare Cholamandalam logo Cholamandalam logo Cholamandalam logo
Student Guard Plan A Student Guard Plan B Student Guard Ultimate
Student Supreme Student Silver
Student Gold
Student Platinum

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Accident & Sickness Medical Expenses
$50,000            Deductible: $100 $100,000            Deductible: $100 $250,000             Deductible: $100 $500,000            Deductible: $100 $50,000            Deductible: $100 $100,000            Deductible: $100 $100,000            Deductible: $100
Medical Evacuation
$5,000 $10,000 $15,000 $25,000 Included Included Included
Repatriation of Remains
$2,500 $5,000 $7,500 $10,000 $7,500 $7,500 $7,500
AD and D or Personal Accident
$10,000 $25,000 $25,000 $50,000 Not Avaliable Overseas: $25,000 Domestic: Rs.2 Lakh Overseas: $25,000 Domestic: Rs.2 Lakh
Sickness Dental Relief
$250        Deductible: $100 $300        Deductible: $100 $400               Deductible: $100 $500        Deductible: $100 $250        Deductible: $100 $250        Deductible: $100 $250        Deductible: $100
Personal Liability
$100,000             Deductible: $200 $100,000             Deductible: $200 $500,000            Deductible: $200 $500,000            Deductible: $200 Not Avaliable $100,000 $100,000
Loss of Checked Baggage
$500 $1,000 $2,000 $2,500 Not Avaliable $1,000 $1,000
Loss of Passport
$250             Deductible: $30 $250             Deductible: $30 $250             Deductible: $30 $250             Deductible: $30 Not Avaliable $150             Deductible: $30 $150             Deductible: $30
Hijack Cash Benefit
$100 per day; Maximum $500 Deductible: 1 Day $100 per day; Maximum $500 Deductible: 1 Day $100 per day; Maximum $500 Deductible: 1 Day $100 per day, Maximum $500 Deductible: 1 Day Not Avaliable Not Avaliable Not Avaliable
Bail Bond Insurance
$500 $1,000 $5,000 $5,000 Not Avaliable $5,000 $5,000
Study Interruption
$7,500 $7,500 $15,000 $25,000 Not Avaliable $7,500 $7,500
Sponsor Protection
$10,000 $10,000 $20,000 Not Avaliable Not Avaliable $10,000 $10,000
Child care benefit
$250 $500 $1,000 $1,500 Not Avaliable Not Avaliable Not Avaliable
Physiotherapy
$500 $500 $500 $500 Not Avaliable Not Avaliable Not Avaliable
Cancer Screening and Mammography
$250 $500 $1,500 $3,000 Not Avaliable Not Avaliable Not Avaliable
TATA AIG Cholamandalam
Claims Settlement Ratio ** 66.59% 54.36%
Number of Lives Covered * 827,689 14,223
Number of policies issued * 509,990 8,277
  • * As per IRDAI report for 2018-19
  • ** As per NL25 data published on the Insurance Company website

Compare TATA AIG international student health and Cholamandalam Student health insurance

Key features of TATA AIG

  • Full refund of premium if rejected by the university
  • Will help complete University Waiver form if required
  • Special approval possible for students already outside India
  • Offers coverage for Study Interruption, Sponsor protection, 2 way Compassionate visit
  • Premium paid in Indian rupees while coverage is in US dollars

Key features of Cholamandalam

  • Cover includes Bail Bond, Study Interruption, Sponsor Protection, Compassionate Visit benefit.
  • Can be used in addition to university plans for above reasons.
  • Premium paid in Indian rupees, while coverage is in US Dollars. This is advantages if currency fluctuations make US dollar more expensive.

Student Insurance Partners

Student Travel Insurance
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Student Travel Insurance is an insurance policy specifically designed for students travelling abroad on student visa to pursue their higher studies. The policy covers students who are enrolling in colleges, universities or institutes in a foreign country for professional/other academic courses. There are coverages specific to students that include Sponsor Protection, Compassionate Visit , Bail Bond and Study Interruption.
Coverages Offered
  • Emergency Accident & Sickness Reimbursement
  • Medical Evacuation
  • Repatriation of Remains
  • Treatment of Mental Disorders
  • Cancer Screening and Mammography
  • Maternity Coverage
  • Study Interruption
  • Sponsor Protection
  • Missed Connection
  • Compassionate Visit (2 way)
  • Emergency Cash Advance
Policy Exclusions
  • Travelling against the advice of a Physician
  • Pre-existing Conditions
  • Serving in any branch of the Naval, Military or Air Forces
  • Being under the influence due to usage/abuse of drugs, alcohol, or other intoxicants
  • Ionising radiation or contamination by radioactivity from any nuclear fuel
  • External congenital anomalies
  • Adventure sports, skydiving/parachuting, hang gliding, bungee jumping, scuba diving, mountain climbing
  • Ayurvedic, Homeopath or naturopathy treatments

Student Insurance useful links

How to buy online?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.

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Student outside India

Student medical insurance for Indian students already outside India.

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Online renewal

Insurance customers can renew their existing policy online before the exipry date at any time.

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FAQ

Student insurance FAQ

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Compare student plans

Compare benefits of Student Insurance.

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Blogs

Eindia Insurance – Blog.

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Resourceful Indian student insurance links

CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2022
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