Bajaj Allianz vs Cholamandalam Student insurance

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Plan Benefits Bajaj Allianz student medical insurance Cholamandalam Travel Insurance
Student Companion Standard
Student Elite Standard
Student Prime Standard
Student Silver Student Gold Student Platinum
Premium (in Indian Rupees)
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Accident & Sickness Medical Expenses
$50,000

Deductible: $100

$50,000

Deductible: $100

$50,000

Deductible: $100

Not Avaliable Not Avaliable Not Avaliable
Medical Evacuation Included under Medical Expenses Included under Medical Expenses Included under Medical Expenses Included Included Included
Repatriation of Remains Included under Medical Expenses Included under Medical Expenses $5000 $7,500 $7,500 $7,500
Personal Accident $50,000 $25,000 $25,000 Not Avaliable Overseas: $25,000

Domestic: Rs.2 Lakh

Overseas: $25,000

Domestic: Rs.2 Lakh

AD & D Common Carrier Not Avaliable $2,500
$2,500
Not Avaliable Not Avaliable Not Avaliable
Sickness Dental Relief $500 included in medical expenses

Deductible: $100

$500 included in medical expenses

Deductible: $100

$500 included in medical expenses

Deductible: $100

Not Avaliable Not Avaliable Not Avaliable
Emergency Dental Treatment Not Avaliable Not Avaliable Not Avaliable $250

Deductible: $100

$250

Deductible: $100

$250

Deductible: $100

Personal Liability $100,000

Deductible: $200

$100,000

Deductible: $200

$100,000

Deductible: $200

Not Avaliable $100,000 $150,000
Loss of Checked Baggage $1,000

Deductible: $100

$1,000

Deductible: $100

$1,000

Deductible: Nil

Not Avaliable $1,000 $1,000
Loss of Passport Not Avaliable Not Avaliable
Not Avaliable

Not Avaliable $150

Deductible: $30

$150

Deductible: $30

Bail Bond Insurance Not Avaliable Not Avaliable $500

Deductible: $50

Not Avaliable $5,000 $5,000
Study Interruption Not Avaliable Not Avaliable Not Avaliable Not Avaliable $7,500 $7,500
Sponsor Protection Not Avaliable Not Avaliable $10,000

Deductible: Nil

Not Avaliable $10,000 $10,000
Child care benefit Not Avaliable Not Avaliable Not Avaliable Not Avaliable Not Avaliable $100 per day for a maximum of 7 days
Cancer Screening and Mammography Not Avaliable Not Avaliable Not Avaliable Not Avaliable Not Avaliable $2,000
Important Points
  • Pro rata refund of premium if not accepted by University.
  • Will help complete University Waiver form if required.
  • Special approval for students already outside India.
  • Offers coverage for Bail Bond, tuition fees, family visit.
  • Pay for insurance in Indian Rupees with coverage provided in US dollars.
  • Cover includes Bail Bond, Study Interruption, Sponsor Protection, Compassionate Visit benefit.
  • Can be used in addition to university plans for above reasons.
  • Premium paid in Indian rupees, while coverage is in US Dollars. This is advantages if currency fluctuations make US dollar more expensive.

Plan Benefits

Bajaj Allianz student medical insurance

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Cholamandalam Travel Insurance

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Email / Call Back


  • Address
  • InstantCover Insurance Web Aggregator Private limited
    710, 6th B Cross, 16th Main Road, Koramangala 3rd Block,
    Bangalore - 560 034.
Payment cards
CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2022