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Bajaj Allianz vs Religare Travel insurance

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Traveler Date of Birth
   
Travel Start Date
Travel End Date days
Plan Benefits Religare Travel Insurance Bajaj Allianz Travel Insurance
Explore Gold Explore Platinum Travel Care
Travel Elite Silver
Prime Silver
Travel Assist Classic
Premium (in Indian Rupees)
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Accident & Sickness Medical Expenses In-patient:
Up to $50,000

Out-patient: Up to $50,000

Deductible: $100 / € 75

In-patient:
Up to $50,000

Out-patient: Up to $50,000

Deductible: $100 / € 75

$50,000

Deductible: $100

$50,000

Deductible: $100

$50,000

Deductible: $100

$50,000

Deductible: $100

Medical Evacuation $50,000 $50,000 Included under Medical Expenses Included under Medical Expenses Included under Medical Expenses Included under Medical Expenses
Repatriation of Remains $50,000 $50,000 Included under Medical Expenses Included under Medical Expenses $5,000 (Included under Medical Expenses) Included under Medical Expenses
Pre-existing Cover 10% of Sum Insured

Deductible: $100 / € 75

10% of Sum Insured

Deductible: $100 / € 75

Not covered Not covered Not covered
$300
Accident Death & Dismemberment (AD & D) OR Personal Accident $15,000 $15,000
$10,000
$15,000
$15,000
$25,000
AD & D Common Carrier NA $5,000 NA
$2,500
$2,500
NA
Sickness Dental Relief $300

Deductible: $100 / € 75

$300

Deductible: $100 / € 75

$500

Deductible: $100

$500

Deductible: $100

$500

Deductible: $100

$500

Deductible: $100

Personal Liability $100,000

Deductible: $100 / € 75

$100,000

Deductible: $100 / € 75

$100,000

Deductible: $100

$100,000

Deductible: $100

$100,000

Deductible: $100

$100,000

Deductible: $200

Loss of Checked Baggage $100 $100
$250

Deductible: Nil

$500

Deductible: Nil

$500

Deductible: Nil

$250

Deductible: Nil

Baggage Delay $100

Deductible: 12 hours

$100

Deductible: 12 hours

$100

Deductible: 12 hours

$100

Deductible: 12 hours

$100

Deductible: 12 hours

$100

Deductible: 12 hours

Loss of Passport $300 $300 $250

Deductible: $15

$250

Deductible: $25

$250

Deductible: $25

$250

Deductible: $25

Hijack Distress Allowance NA NA $50 per day to max $300
$50 per day to max $300
$50 per day to max $300
$50 per day to max $300
Daily allowance in case of hospitalization $25 per day, max 5 days

Deductible: 2 days

$25 per day, max 5 days

Deductible: 2 days

NA
$20 per day to max $100
$25 per day to max $100
NA
Flight Delay NA NA NA
$20 per 12 hrs, maximum $120

Deductible: 12 hrs

$25 per 12 hrs, maximum $120

Deductible: 12 hrs

NA
Trip Cancellation $1,000 $1,000 NA
$500
$500
NA
Missed Connection NA NA NA NA $100

Deductible: 12 hrs

NA
Emergency Cash Advance NA NA NA
$500
$500
$500
Home Burglary Insurance (Rs) NA NA NA
Rs1,00,000
Rs1,00,000
NA
Important Points
  • Gold and Platinum plans are Comprehensive Coverage plans for travelers up to aged 60 years
  • For travelers aged 61 and above, Gold is a Fixed benefit plan where medical sublimits are applicable while Platinum is a Comprehensive plan where medical expenses are covered up to the policy maximum
  • Region specific plans to suit your needs for Europe, Asia and African continent.
  • Double Sum Insured in case of Accidental Hospitalisation
  • Covers declared pre-existing conditions in case of life threatning up to 10% of policy maximum
  • Infant child of age 1 day can be insured under Religare travel insurance
  • Buy the policy for 180 days and you can renew the policy for another 180 days
  • Bajaj Allianz plans are available for travelers till the age of 98 years.
  • Wide range of plan options to suit travelers requirements and budget.
  • The Assist Card plan covers for pre-existing medical conditions for a limited amount depending on the plan choosen.
  • Initially plan can be purchased for 180 days and can be renewed for another 180 days. Renewal is on case to case basis.
  • Medical Sublimits for Bajaj Allianz travel starts from the age of 61 years.
  • Senior citizens (71-99 years) can get $50,000 coverage for 180 days without medical checkup.

Plan Benefits

Religare Travel Insurance

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Bajaj Allianz Travel Insurance

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  • InstantCover Insurance Web Aggregator Private limited
    710, 6th B Cross, 16th Main Road, Koramangala 3rd Block,
    Bangalore - 560 034.
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