Tips to find best travel insurance
Tips to find good and adequate international travel health insurance.
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Indian tourists travelling to the New Zealand cannot rely on their Indian domestic health insurance coverage in case of medical or travel emergencies while in the New Zealand. Travelling always involves some risks which can result in unexpected sickness or even an accident. The quality of health care treatment in the New Zealand is sophisticated thereby making the cost of hospitalization very expensive for international tourists. Buying the best overseas travel health insurance for visiting New Zealand is advisable as it will cover most of the emergency medical expenses in case of hospitalization, emergency medical evacuation, repatriation of remains, dental treatment, baggage loss, loss of passport and personal liability. Use our user friendly compare tool to find some of the best Indian tourist travel health insurance plans where you can compare, understand its terms and conditions and buy the best plan satisfying your travel insurance coverage requirements. There are a wide range of Indian Visitors Insurance plans for every type of traveler namely individuals, couple on a holiday, families on vacation, senior citizens or parents visiting their children and travelers on adventure sports. The plans also offer coverage for Indian tourists with existing medical conditions commonly known as pre-existing conditions.
New Zealand - General informationOceania
Wellington
New Zealand dollar (NZD)
December to February
+64
Around 5.1 million
English, Māori
Rugby union and Rugby league
268,021 km²
Stewart Island, Nelson, Glacier Country, Napier, Rotorua, Paihia, Auckland, Fiordland.
Some of the major tourist attractions across New Zealand include Fiordland National Park and Milford Sound, Queenstown, Fox and Franz Josef Glaciers, Aoraki / Mount Cook National Park, Kaikoura and Abel Tasman National Park and the Abel Tasman Coast Track in South Island, and Bay of Islands, Lake Taupo and Tongariro National Park, Rotorua, Hawke's Bay in Napier, Auckland and the Coromandel Peninsula all of which are in North Island.
The healthcare costs are comparable to Australia across all treatments and this is higher than the Indian healthcare costs. Hence it is advisable for all the India travellers to ensure they have an Overseas travel health insurance coverage in place prior to arriving in New Zealand because any unforeseen medical emergency can set them back by $25,000 to $30,000 and without an insurance cover, this could be payable out of their pockets.
| Insurance Plan** | Sum Insured for Accident & Sickness in USD $ | Sum Insured for Accident & Sickness in INR | Age 46 years - Premium payable in INR | Age 61 years - Premium payable in INR ₹ |
| Plan 1 | $200,000 | Rs.1,40,00,000 | 1,503 | 3,108 |
| Plan 2 | $500,000 | Rs.3,50,00,000 | 1,534 | 3,258 |
| Plan 3 | $500,000 | Rs.3,50,00,000 | 1,858 | 3,685 |
Queenstown is New Zealand's adventure capital and one of the country's top destinations for international visitors.
In the heart of the Southern Alps, New Zealand's highest peaks rise above the alpine landscapes of Aoraki National Park, also called Mount Cook National Park.
Rotorua, a town set on its namesake lake on New Zealand's North Island, is renowned for its geothermal activity and Maori culture.
Kaikoura is a coastal town on the South Island of New Zealand. It’s known for its abundant wildlife and its sperm whale population.
Tips to find good and adequate international travel health insurance.
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Know more »While it is not a requirement for tourist visas, buying valid travel insurance is highly advisable due to the significant expenses associated with healthcare in New Zealand.
Yes, the majority of comprehensive travel insurance policies include coverage for trip delays, cancellations, or interruptions caused by unforeseen circumstances such as illness, adverse weather conditions, or airline-related problems.
Travel insurance generally covers emergency hospitalization, outpatient services, prescription drugs, medical evacuation, and the repatriation of remains.
Adventure sports such as bungee jumping, hiking, or skiing might not be included in basic plans. If you intend to participate in these activities, you can choose to add an adventure sports rider to your policy.
Yes, the majority of insurers permit policy extensions prior to expiration, provided that no claims have been made and a declaration of good health is submitted. The extension requires approval from the insurer. Contact eindiainsurance customer support team to get more information.
It is recommended to acquire your travel insurance as soon as you book your trip to ensure coverage for cancellation and other unexpected risks that may arise before departure.
Yes, most plans include cashless treatment for inpatient care through their international assistance networks. However, for outpatient services, you may need to pay upfront and submit a claim later.
You should reach out to the insurer's 24/7 helpline without delay. Ensure that you retain all medical invoices and reports for submission. Emergency hospitalizations generally qualify for direct billing.
Yes, they are, but usually only for acute pain management and injuries resulting from accidents. Regular dental treatments are generally not covered.