Future Criticare offers a Monetary Lumpsum Cash benefit if the insured is detected with a Critical Illness and this plan covers 12 Critical Illnesses. These are times when rapid medical advancements can cure heart attacks, cancer or even stroke. What’s more with the backing of the right plan, you can meet escalating medical expenses and other related costs.
|Age between 18 years to 45 years||Sum insured from₹1 lac to ₹50 lacs|
|Age between 46 years to 65 years||Sum insured from ₹1 lac to ₹20 lacs|
|Age up to 45 years and insurance up to ₹5 lacs||Medical tests waived subject to no adverse health declaration on the proposal form|
|Age over 46 years||Medical tests required and 50% of the test charges are reimbursed, if you or family members are insured with us.|
Future Generali has an extensive network of 5,100+ network hospitals across India. One must get admitted to a network hospital in order to avail cashless treatment for their illness. One can get the Future Generali Health Insurance network hospital list which is available "Hospital list link"
There is no upper limit on the number of claims during the policy period. However, the total cumulative claim amount cannot exceed the Policy Sum Insured, unless the chosen plan has a Sum Insured Refill benefit, which provides additional coverage even after filing a claim.
In case of an Individual policy, each Insured person under the policy will have a separate sum insured for them. Individual plan can be bought for self, lawfully wedded spouse, children, parents, siblings, parent in laws, grandparents and grandchildren, son in-law and daughter in-law, uncle, aunty, nephew & niece.
Factors for medical insurance in India, How much is the premium and the coverage offered by India health insurance plans..Click here to read more