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Reliance vs Care international student insurance

Reliance vs Care international student insurance

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Compare Reliance vs Care Student Insurace

Student Standard

Student Silver

Student Gold

Student Platinum

Explore Plus

Explore Super

Explore Ultra

AddOn?
YESNO

AddOn?
YESNO

AddOn?
YESNO

AddOn?
YESNO

Accident & Sickness Medical Expenses

$50,000 Deductible: $50

$100,000 Deductible: $50

$250,000 Deductible: $50

$500,000 Deductible: $50

$50,000 Deductible: $100

Medical Evacuation

Not Avaliable

$7,500

Included under Medical Expenses

Repatriation of Remains

Not Avaliable

$7,500

Included under Medical Expenses

AD & D Common Carrier

$2,500

$15,000

$30,000

Personal Liability

$100,000 Deductible: $200

$150,000 Deductible: $200

$100,000 Deductible: $200

Loss of Checked Baggage

$1,000 Deductible: $100

$500

$1,000

$2,000

Loss of Passport

$100 Deductible: $25

$200 Deductible: $25

$150 Deductible: $50

$200 Deductible: $50

Bail Bond Insurance

$500 Deductible: $50

$1,000 Deductible: $50

$5,000 Deductible: $50

$500

$5,000

Study Interruption

$10,000

$7,500

$10,000

$15,000

Sponsor Protection

$10,000

$15,000

Child care benefit

$100 per day for a maximum of 10 days

Not Avaliable

Cancer Screening and Mammography

$2,500

Not Avaliable

$2,000

$4,000

Add-on benefits

(The following Add-on Benefits are available for Standard, Silver, Gold and Platinum plans)

Treatment of mental and nervous disorders, including alcohol and drug dependency (limited to inpatient hospitalization in a Hospital/Nursing Home for a period more than 24 hours)	$1000
Inpatient Hospitalisation Expenses related to Pregnancy/Child Birth(After a waiting period of 10 months)	$500
Medical Expenses for Inter Collegiate sports injuries	Covered under the Medical Expenses including Transportation & Repatriation benefit.
Cancer screening and mammographic examinations(Not applicable if they form part of any routine medical checkup/ examination )	$2500
Child Care Benefits(Provided that the child of the Insured/Insured Person is above 3 months of age and is hospitalized for more than 24 hours for any disease/illness/injury)	$100 per day for a maximum of 10 days

	Reliance	Care
Claims Settlement Ratio ^**	42.31%	61.24%
Number of Lives Covered ^*	391,321	267,698
Number of policies issued ^*	185,390	190,335
* As per IRDAI report for 2018-19 ** As per NL25 data published on the Insurance Company website

Compare Reliance international student health and Cholamandalam Student health insurance

Key features of Reliance

Full refund of premium if rejected by the university
Will help complete University Waiver form if required
Special approval possible for students already outside India
Offers coverage for Study Interruption, Sponsor protection, 2 way Compassionate visit
Premium paid in Indian rupees while coverage is in US dollars

Key features of Care(Formerly Religare)

Optional Covers like Maternity Cover, Pre-existing cover under life threatening situation, Adventure sports injury, HIV / AIDS cover, Vision care and self-inflicted injury.
Flexibility to choose your coverage.
Extended coverage in country of residency and coverage at home country.
Offers coverage for Bail Bond, Laptop / Tablet, Sponsor Protection.
It is a cheaper and affordable plan. There is no pre-policy medical check-up.

Student Insurance Partners

Student Travel Insurance
Insurance Companies offering student medical insurance
Student Travel Insurance is an insurance policy specifically designed for students travelling abroad on student visa to pursue their higher studies. The policy covers students who are enrolling in colleges, universities or institutes in a foreign country for professional/other academic courses. There are coverages specific to students that include Sponsor Protection, Compassionate Visit , Bail Bond and Study Interruption.
Coverages Offered Emergency Accident & Sickness Reimbursement Medical Evacuation Repatriation of Remains Treatment of Mental Disorders Cancer Screening and Mammography Maternity Coverage Study Interruption Sponsor Protection Missed Connection Compassionate Visit (2 way) Emergency Cash Advance	Policy Exclusions Travelling against the advice of a Physician Pre-existing Conditions Serving in any branch of the Naval, Military or Air Forces Being under the influence due to usage/abuse of drugs, alcohol, or other intoxicants Ionising radiation or contamination by radioactivity from any nuclear fuel External congenital anomalies Adventure sports, skydiving/parachuting, hang gliding, bungee jumping, scuba diving, mountain climbing Ayurvedic, Homeopath or naturopathy treatments