Death or injuries of family member can result in severe financial problems. Bajaj Allianz Sankat Mochan insurance offers complete protection in case of death or total disability. This is an annual personal accident insurance policy that offers benefit amounts in case of accidental death of the insured member or if he/she is disabled – temporarily or permanently. It includes coverage for Death Permanent Total disability, Permanent Partial disability, Temporary Total disability caused due to accidental injury. It also covers Hospital Confinement Allowance and Accidental hospitalization expenses.