Bajaj Allianz Insurance Plans

Bajaj Allianz Global Personal Guard insurance

Why buy Global Personal Guard insurance?

Bajaj Allianz has designed "Global Personal Guard Policy" that protects you from all hardships of life. Since this is a Global policy, it also offers coverage when you are travelling abroad.

Eligibility of Global Personal Guard insurance

  • Entry age for proposer is 18 years up to 70 years.
  • Children aged 3 months to 25 years can be covered.
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Bajaj Allianz Insurance Review

Bajaj Allianz Insurance
Bajaj Allianz Insurance sum insured
3 lacs − 50 lacs options available
Incurred Claims Ratio *
Bajaj Allianz Insurance tenure options
For a period of 3 years
Claims Settlement Ratio **
List of network hospitals
6,500+ hospitals
Number of policies issued *
Maximum family floater coverage
Self, Spouse + 4 dependent children
Number of lives covered *
* As per IRDAI report for 2018-19   |   ** As per NL25 data published on the Insurance Company website

Bajaj Allianz Global Personal Guard insurance review

  • Features
  • Coverage

Special features of Global Personal Guard

  • Single policy with 3 Base and 12 add-on covers
  • Premium irrespective of age
  • Modular product with competitive Premium
  • Industry first covers for adventure sport, air ambulance, travel expenses
  • Flexibility of choosing the covers. One has to mandatorily choose any one of three sections under base cover for all members, one can also choose two or all three sections. Under optional covers one has the flexibility to choose any number of covers.
  • Sum insured options of minimum Rs. 50,000 and maximum Rs 25,00,00000.
  • Maximum entry age up to 70 years.
  • Industry first covers for adventure sport, air ambulance, EMI payment cover, disappearance and loan protector cover.
  • 360 degree protection from all possible outcomes of an accident.
  • Lifelong renewal option.
  • Long term policy options of 1, 2 and 3 years.

What coverage do i get?

  • Base cover (Mandatory)
    • Section I: Death
    • Section II: Permanent total disability
    • Section III: Permanent partial disability
  • Add on cover (Optional)
    • Optional Cover I: Accidental hospitalization expenses
    • Optional Cover II: Adventure sports benefit
    • Optional Cover III: Air ambulance cover
    • Optional Cover IV: Children education benefit
    • Optional Cover V: Coma due to accidental bodily injury
    • Optional Cover VI: EMI payment cover
    • Optional Cover VII: Fracture care
    • Optional Cover VIII: Hospital cash benefit
    • Optional Cover IX: Loan protector cover
    • Optional Cover X: Loss of income due to disability from accident
    • Optional Cover XI: Road ambulance cover
    • Optional Cover XII: Travel expenses benefit


Review Bajaj Allianz Global Personal Guard insurance brochure to understand coverage details.

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Proposal form

Fill the online Bajaj Allianz Global Personal Guard insurance proposal form.

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Policy wordings

Review Bajaj Allianz Global Personal Guard insurance policy wordings which explains the terms and conditions.

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You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque

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    InstantCover Insurance Web Aggregator Private limited
    710, 6th B Cross, 16th Main Road, Koramangala 3rd Block, Bangalore - 560 034.

  • +91-(80)-41744345
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CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2022