Niva Bupa health insurance plans

Niva Bupa Health Companion Individual Insurance

Niva Bupa Health Companion health insurance quotes


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Key Highlights of Niva Bupa Health Companion Individual Plan

Niva Bupa health companion health insurance plan for individual is designed to provide effective medical insurance coverage. The insured can get cashless facility at quality hospitals. There are two plans called as Silver and Gold which are available with 2 year tenure option.

Niva Bupa Health Insurance review

Niva Bupa Health Insurance
Niva Bupa Health Insurance sum insured
2 lacs − 300 lacs options available
Incurred Claims Ratio *
54.00%
Niva Bupa Health Insurance tenure options
1 year
Claims Settlement Ratio **
85.96%
Niva Bupa Network hospitals list
6,900+ hospitals
Number of policies issued *
696,107
Maximum family floater coverage
Self, Spouse + 4 dependent children
Number of lives covered *
54,33,000
* As per IRDAI report for 2018-19   |   ** As per NL25 data published on the Insurance Company website

Niva Bupa Health Companion Individual Insurance

  • Unique features
  • Coverage

Unique features of Niva Bupa Health Companion Individual Insurance

  • Medical treatment abroad for 9 selected diseases (platinum plan only)
  • Buy policy for 2 years and get 12.5% discount on 2nd year premium
  • All day care procedures covered after 90 days (only in Niva Bupa)
  • All life threatning medical situations and accidents are covered from day one.
  • Maternity up to Rs. 1Lac and new born baby coverage from day one.
  • Direct claim settlement, no third party involved.
  • Cashless hospitalization across network of quality hospitals.
  • Free health checkups on renewal.

Individual Coverage Benefits

  • No age restriction for enrollment (0 - 99)
  • Life long renewal
  • As per the years premium increases
  • Hospitalization
    • Pre-hospitalization: Medical expenses up to 30 days prior to date of admission in the hospital.
    • Post-hospitalization: Medical expenses up to 60 days after discharge from the hospital.
  • Cashless facility at the hospital without paying for the medical expenses
  • Network hospitals: Access to 1243 hospitals for cashless facility
  • Covers Surgical Alliance
  • In case of emergency ambulance charges covered up to sum insured
  • In case you get treated in a non-network hospitals, your expenses will be reimbursed 15 days of receipt of complete documents from you.
  • Day care procedures: All day care procedures are covered up to sum insured.
  • Every year free health check up for all members.
  • Income tax benefit under section 80-D for claiming the tax deduction for the payment of premium.
  • Process of portability: You can shift to another company only at the time of renewal.

Niva Bupa Health Insurance FAQ's

Why does the hospital ask for a security deposit?

The hospital may ask you for a security deposit as part of its internal policy. However, this may vary from hospital to hospital and the deposit may be refunded as per hospital guidelines.

For your grievances, please write to the General Manager and grievance redressal officer at grievanceredressal@maxbupa.com

An unrecognised hospital or health facility refers to establishments who aren’t recognised by the relevant authorities in India or any other country where the treatment takes place. We have listed them on our website, and they can also be found on the policy document claims for treatment at hospitals which are not covered. Un-recognised hospitals can be seen on our website by visiting www.maxbupa.com and clicking on hospital network followed by clicking on List of Un-recognised hospitals.

The following KYC documents are required from the insured person/proposer in cases of reimbursement-
  • If claim amount is below 1 lakh- Photo Id proof & address proof
  • If claim amount is above 1 lakh- Photo Id proof, address proof and a recent photograph

Brochure

Review Health Companion Individual brochure to understand coverage details.


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Proposal form

Fill the online Health Companion Individual health proposal form.


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Policy wordings

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How to buy online?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque

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Network hospitals

Niva bupa health insurance network hospitals list. Cashless & Hassle-free direct claim settlement with us at 6,900+ Hospitals

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Health insurance benefits

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Portability

Portability Information for Mediclaim Insurance in India


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CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2022
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