Niva Bupa health insurance plans

Go Active Individual & Family Floater Insurance

  • Individual
  • Family

Quotes for Niva Bupa Go Active Individual

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Go Active Quotes for Family

Go Active Family health insurance plans provide coverage for the entire family within the scope of a single health plan. find quotes, compare & buy Go Active Family Quotes for Family

Buy Go Active for Family

Unique features of Niva Bupa Health Go Active Individual & Family Floater Insurance

  • Medical treatment abroad for 9 selected diseases (platinum plan only)
  • Buy policy for 2 years and get 12.5% discount on 2nd year premium
  • All day care procedures covered after 90 days (only in Niva Bupa)
  • All life threatning medical situations and accidents are covered from day one.
  • Maternity up to Rs. 1Lac and new born baby coverage from day one.
  • Direct claim settlement, no third party involved.
  • Cashless hospitalization across network of quality hospitals.
  • Free health checkups on renewal.

Niva Bupa Health Insurance review

Niva Bupa Health Insurance
Niva Bupa Health Insurance sum insured
2 lacs − 300 lacs options available
Incurred Claims Ratio *
Niva Bupa Health Insurance tenure options
1 year
Claims Settlement Ratio **
List of network hospitals
6,900+ hospitals
Number of policies issued *
Maximum family floater coverage
Self, Spouse + 4 dependent children
Number of lives covered *
* As per IRDAI report for 2018-19   |   ** As per NL25 data published on the Insurance Company website

Niva Bupa Health Go Active Individual & Family Floater Insurance

  • Key Features
  • Coverage

Key features of Health Go Active Individual & Family Floater Insurance

  • Room Rent : 1% of SI for 4 lacs/ Upto SI > 4 lacs(except suite/high room category)
  • Co-pay : NIL co-pay for all inpatients, Upto 20% for OPD & other treatments
  • Restoration (Refil) Benefit : Upto 100% of Base Sum Insured per year
Niva Bupa GoActive comprehensive health insurance offers coverage for all the family members. It offers exclusive coverage for outpatient consultations, and other benefits like I-Protect, Health Coach, Personal accident cover.

Family Floater Coverage Benefits

  • The Family Floater plan is available in any of the following combinations.
  • Comprehensive coverage.
  • Cashless facility at quality hospitals.
  • Direct settlement of claims.
  • Assured renewal for life.
Heartbeat Family Floater

Niva Bupa Health Insurance FAQ's

Are naturopathy and homeopathy treatments covered under a health policy?

Naturopathy and homeopathy treatments are not covered under our Heartbeat Health insurance plans. Our coverage is available for allopathic treatments in recognized hospitals and nursing homes.

Yes, your Health Insurance covers all diagnostic tests like X- Rays, MRIs, Blood Tests etc. if they are associated with an insured person’s stay in the hospital. These tests must also have been conducted within a maximum of 30 days prior to hospitalization and/or 60 days post hospitalization or during hospitalization. In addition, we cover outpatient diagnostic tests if a specialist prescribes them and if you have chosen the Platinum Policy.

When you get a new health insurance policy, there will be a 90 day waiting period starting from the policy start date, during which period hospitalization charges will not be payable. However, this is not applicable to any emergency hospitalization occurring due to an accident. This 90 day waiting period is not applicable when the policy is renewed.

While filling up your health insurance proposal form, you will need to provide details of any health conditions in your medical history so far. At the time of enrolment, you should be aware of any current medical conditions and if you are undergoing any treatment. We refer such health issues to our medical panel to differentiate between pre-existing and newly contracted conditions. Note: It is important to disclose any medical condition that you may have, prior to buying the health insurance policy. Insurance is a contract based on good faith and any willful non-disclosure of facts might lead to repudiation or rejection of a claim in the future.


Review Health Go Active Individual & Family Floater brochure to understand coverage details.

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Proposal form

Fill the online Health Go Active Individual & Family Floater proposal form.

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Policy wordings

Review Health Go Active Individual & Family Floater policy wordings which explains the terms and conditions.

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CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2022