Renewal / Extension form of TATA AIG travel and student insurance

Tata AIG Travel Insurance: Policy Renewal & Extension – Extend Your Global Protection

Sometimes due to change of travel plans, you may have to extend your stay in a foreign country. Don’t let an international adventure end prematurely due to expired travel insurance. eindiainsurance.com makes it easy to renew or extend your existing Tata AIG Travel Insurance policy online, ensuring continuous protection throughout your extended stay abroad. Tata AIG allows your travel policy to be extended twice and the total duration of the staty abroad should cumulatively not exceed 365 days.

Can I extend my Tata AIG Travel Insurance policy while I am already outside India?

Yes, you can apply for an extension of your Tata AIG Travel Insurance policy while you are abroad, provided you meet the eligibility criteria and submit the required documents including a Good Health declaration.Please send the requestatleast 7-10working days in advance.

What types of Tata AIG travel policies can be extended?

All Tata AIG Travel Insurance - International (Single Trip & Annual Multi-Trip) and Tata AIG Travel Insurance – Student policies are eligible for extension. Domestic and Asia-specific plans can also be extended on a case to case basis.

When should I apply for an extension?

It is highly recommended to apply at least 7 days before your current policy's expiry date to ensure continuous coverage. Extensions close to or after expiry may require additional underwriting approval and might have a gap in coverage.

Do I need to undergo a medical examination for extension?

No medical re-evaluation is required for extension unless there has been a medical claim in the existing policy, or if specifically requested by the underwriting team for certain ages or conditions. You will typically need to provide a Good Health Declaration and a No Claims confirmation for approval.

What if my policy has already expired?

Can I still extend it? It is possible to extend an expired policy, but it is subject to the approval of the Tata AIG underwriting team and a Good Health Declaration. Importantly, any claims arising during the period between your policy's expiry and the approval of your extension willnot be covered.

How is the premium for the extension calculated?

The premium for the extension is calculated based on the number of additional days requested for coverage and the age of the policyholder(s) at the time of renewal.

Is the coverage the same as my original policy after extension?

Yes, the coverage benefits and limits remain the same as your original policy, unless specific terms or sub-limits for acute onset of pre-existing conditions are altered for your age group during the extension period. Always review the new policy schedule.

What documents do I need for the extension process?

Typically, you'll need a completed extension request form (including a Good Health and No Claims Declaration), a copy of your passport page with the departure stamp from India, and details of any prior extensions or claims.

Can I extend my Annual Multi-Trip policy if a single trip exceeds the maximum duration?

Yes, if your single trip extends beyond the maximum allowed duration (e.g., 30 or 45 days) under your Annual Multi-Trip policy, you can apply for an extension for that specific trip.

What if my extension request is not approved?

In rare cases where an extension is not approved (e.g., due to significant health issues or claims history), our advisors will inform you. It is then critical to make arrangements for a safe return to India as soon as possible, as you will be without medical coverage abroad.