Tata AIG Maha raksha personal accident injury insurance. Personal injury insurance online from Tata AIG.

TATA AIG Health Insurance Review

Covers Covid19 Medical Expenses

TATA AIG Health Insurance sum insured
3 lacs − 20 lacs options available

Incurred Claims Ratio *
71.00%

TATA AIG Health Insurance tenure options
1, 2 or 3 years options available

Claims Settlement Ratio **
70.07%

List of network hospitals
7,200+ hospitals

Number of policies issued *
266,237

Maximum family floater coverage
Self, Spouse + 3 dependent children + 2 dependent parents

Number of lives covered *
4,194,204

* As per IRDAI report for 2020-21 | ** As per NL25 data published on the Insurance Company website

Tata AIG Maha Raksha - Personal Injury Policy Insurance benefits

Benefits
Exclusion

Benefits of Tata AIG Maha Raksha - Personal Injury Policy Insurance

Lifetime renewal.
You have 15 days to go through the policy and you can have it cancelled and your premium is refunded if you have any issues.
To renew your policy, you get a 30-day grace period.
When you renew your policy, there will be no charging fees.
Before issuing the policy, we do not ask for any medical exams.
With your age, your premium doesn't increase.

Exclusions of Tata AIG Maha Raksha - Personal Injury Policy Insurance

Any Pre-existing Condition or any complication arising from it.
Suicide, self-inflicted injury, sexually transmitted diseases, mental or nervous disorder, AIDS and HIV
Injuries incurred while servicing in the armed forces of any country.
Harm while being under the influence of alcohol or other intoxicants or hallucinogens unless prescribed by a physician.
If you were a participant in felony, riot, crime, misdemeanour, or civil commotion.
Operating or learning to operate any aircraft, or performing duties as a member of the crew on any aircraft or Scheduled Airline
Any loss arising out of War, civil war, invasion, insurrection, revolution, act of foreign enemy, hostilities, rebellion, mutiny, use of military power or usurpation of government or military power.
Loss arising directly or indirectly out of any act of terrorism or counter measures taken to control/prevent it.
Any loss arising out of the intentional use of military force to intercept, prevent, or mitigate any known or suspected Act of Terrorism.
Damage related to nuclear reaction, radiation, radioactive contamination or the dispersal or application of pathogenic or poisonous biological/chemical materials.
The radioactive, toxic, explosive or other dangerous properties of any explosive nuclear equipment or any part of that equipment.
Congenital anomalies or any complications or conditions arising from it.
Participation in adventure sports, underwater activities, rafting, canoeing involving white water rapids, yachting or boating outside coastal waters (2 miles) or participation in any professional sports.
Confinement in a hospital which is not medically necessary.