Max Bupa Health Insurance India - Features
Treatment for Cataract, Hernia, Piles, Kidney stone are covered after 90 days of policy inception upto 60 years of age. Above 60 years, 2 years of waiting period.
Pre and post surgical expenses are covered.
Pre and post hospitalization are covered for 30 and 60 days respectively.
Maternity expenses are covered after 2 years and up to 2 deliveries.
Guaranteed renewability for life respective of the number of claims.
Vaccination expenses for a child is covered up to 12 years in platinum plan and up to 1 year in case of silver and gold plans.
No underwriting at the time of claim.
No limit in number of claims.
New born baby is covered from the first day of birth.
E-opinion facility available.
RM (Relationship Manager) assistance at the time of hospital for gold and platinum plans.
Charges covered for specialist consultation and diagnostic test for platinum plan.
No entry age, anybody can buy the policy at any age.
Cashless facility at network hospitals.
Reimbursement in case of non network hospitalization without co pay.
Free look facility available.
Free medical check every year in platinum and gold plan and every two years in silver plan for entire family.
Domicialary expenses covered.
Loyalty bonus available that can be used for some OPD benefits.
No waiting period for emergency hospitalization i.e., emergency cover from day 1.
All day care expenses are covered.
Sum assured from 21 lakhs to 50 lakhs.
Pre-existing diseases are covered after 4 years.
Medical check up as per your age/SI/BMI/Previous Medical History.
30 days grace period for renewal.
Tax rebate under sec-80D up to 15k.
Surgery expenses for donor is also covered.
No TPA, direct claim settlement by Max Bupa.
