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Reliance Student Insurance Basic Plan

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No. of Traveler
Date of Birth
or age   years
Start Date
Total Days: 
End Date
Basic plan is available for Indian students pursuing academic courses abroad with a minimum age of 16 years and a maximum age of 35 years.
  • Entire Premium Refunded if Rejected by University
  • Offer School Waiver Form
  • Personalized support provided

Policy Features

Medical Expenses
Medical Expenses including transportation and evacuation
The Company takes care of emergency medical expenses incurred by the Insured / Insured Person whilst abroad, for any sudden disease, illness, injury or death, with cashless facility. The Company will reimburse emergency expenses towards medical evacuation to India. It also covers the cost of transporting the mortal remains of the deceased back home or the costs towards burial abroad, in case of one's untimely demise.

Dental Care Expenses
Dental Care Expenses
The Company covers dental expenses incurred by the Insured / Insured Person for any acute anesthetic treatment of a natural tooth or teeth during a trip due to an injury.

Personal Accident
Personal Accident
The Company shall pay compensation if the Insured / Insured Person unfortunately sustain accidental bodily injury during the trip.

Accidental Death and Dismemberment-Common Carrier
Accidental Death and Dismemberment-Common Carrier
The Company shall pay compensation for injury sustained by Insured, which results in loss of life or permanent disability while riding as a passenger in any common carrier.

Two way Compassionate Visit
Two way Compassionate Visit
The company will reimburse the return fare for an immediate family member to visit you or for you to visit your family member in case of hospitalisation extending to more than seven consecutive days.

Loss of Passport
Loss of Passport
The Company will reimburse actual expenses incurred for obtaining a duplicate or fresh passport in the event of a loss

Total Loss of Checked Baggage
Total Loss of Checked Baggage
The Company shall compensate the Insured / Insured Person for the total loss of checked-in baggage caused by a carrier.

Personal Liability
Personal Liability
The Company offers compensation for liability / damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by the Insured / Insured Person abroad.

Bail Bond
Bail Bond
The Company will arrange to pay the bail amount to the appropriate authority / court, on behalf of the insured person if the person have been arrested or detained by police or judicial authorities for any bailable offence whilst abroad.

Study Interruption
Study Interruption
If the Insured Persons education abroad has been interrupted on account of a medical condition, the company will reimburse the current semester fee already paid.

Sponsor protection
Sponsor protection
In case the sponsor, who is taking care of the Insured Person tuition fees is injured resulting in his demise, the Company will reimburse the tuition fees.

Reliance student basic insurance benefits

Reliance Basic Deductibles
Medical Expenses including transportation and evacuation
NA NA
Dental Care Expenses
NA NA
Personal Accident
25,000 Nil
2 way Compassionate Visit
7,500 Nil
Loss of Passport
100 25
Total Loss of Checked Baggage*
1,000 100
Personal Liability
100,000 200
Bail Bond
1,000 50
Study Interruption
10,000 Nil
Sponsor Protection
10,000 Nil
 
*Total loss of checked baggage-Maximum amount payable per checked in baggage in case more than one bag has been checked in , is 50% (100% for only one checked in baggage ) of applicable sum insured and per item in baggage max 10%

Policy Exclusions

Basic Plan (Not Covered)
  • Medical Expenses including transportation and evacuation
  • Dental Care Expenses
Exclusions
  • This Policy does not cover:
  • Events occurring before the start/outside policy period
  • Medical treatment abroad being the sole reason or one of the reasons for temporary stay abroad
  • Any claim if the Insured Person
         is traveling against the advice of a physician
         is receiving, or is on a waiting list to receive, specified medical treatment
         has received terminal prognosis for a medical condition
         is taking part in a naval, military or air force operation
  • Deductibles as specified in the Schedule
  • Any claim arising out of diseases, illnesses or accidents that the Insured Person has caused intentionally or by committing a crime or under the influence of intoxication
  • Any claim arising out of mental disorder, anxiety, stress, depression, venereal disease or any loss attributable to HIV or any related illness or mutant derivative or variations
  • War and nuclear perils or Any act of terrorism
  • Any claim arising out of sporting activities of professional or semi-professional nature, unless declared beforehand & additional premium paid

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Student medical insurance for Indian students already outside India.

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Online renewal

Insurance customers can renew their existing policy online before the exipry date at any time.

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In case of a claim or reimbursement of treatment expenses, notify Reliance by contacting them.

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  • InstantCover Insurance Web Aggregator Private limited
    710, 6th B Cross, 16th Main Road, Koramangala 3rd Block,
    Bangalore - 560 034.
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CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2022