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Reliance Insurance Plans Reliance senior citizen travel insurance

Senior Citizen travel insurance quotes

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Reliance Travel Insurance

Reliance senior citizen travel insurance features

Overseas Travel Care Senior Citizen Insurance Policy is for the age of 71 year to 90 years. There are 2 options for Senior Citizen:
  • Without Medical Examination - Sum Insured is US$15,000 and US$50,000.
  • Without Medical Sublimit Plan - Special plan for 71-80 year old travelers covering up to $50,000 without any restrictions on medical expenses.
Indian senior citizens and older traveler visiting foreign countries like the USA, Australia, Dubai, Singapore, UK and other European countries are advised to buy adequate international health insurance that would cover unexpected expenses in case of medical or travel emergency. Reliance offers good overseas mediclaim for older travelers and senior parents from India going abroad.

Reliance senior citizen travel insurance benefits

  • Reliance Senior Citizen travel insurance for 61-70 years

    Coverage US Dollars Standard Silver Gold Platinum
    Medical Expenses including transportation and evacuation
    Deductible: $50
    $50,000 $100,000 $250,000 $500,000
    Dental Care Expenses
    Deductible: $50
    $500 $500 $500 $500
    Personal Accident $15,000 $20,000 $25,000 $30,000
    AD & D - Common Carrier $2,500 $2,500 $5,000 $5,000
    Daily Allowance in case of Hospitalization
    Deductible: 2 days
    - $25 per day
    (5 days max)
    $25 per day
    (6 days max)
    $25 per day
    (7 days max)
    Compassionate Visit Return Fare for any one accompanying person - spouse / child / family doctor
    Loss of Passport
    Deductible: $25
    $300 $300 $300 $300
    Total Loss of Checked Baggage* $500 $1,000 $1,200 $1,500
    Delay of Checked Baggage
    Deductible: 12 hours
    $100 $100 $100 $100
    Trip Delay
    Deductible: 12 hours
    - $25 per day
    (6 days max)
    $50 per day
    (6 days max)
    $60 per day
    (6 days max)
    Trip Cancellation & Interruption - $600 $600 $600
    Missed Connection - $200 $300 $500
    Financial Emergency Assistance - $300 $300 $300
    Personal Liability $50,000 $100,000 $200,000 $250,000
    Hijack Distress Allowance
    Deductible: 12 hours
    - $50 per day
    (7 days max)
    $75 per day
    (7 days max)
    $125 per day
    (7 days max)
    Home Burglary Insurance - Rs.1,00,000 Rs.2,00,000 Rs.3,00,000
    Special Conditions (Applicable only for 61-70 years)
    Any One Illness $12,000 $13,500 $15,000 $17,500
    Any One Accident $20,000 $25,000 $30,000 $35,000
    *Per baggage max 50% and per item in baggage max 10%
  • Reliance Senior Citizen travel insurance for 71-80 years

    Benefits $15,000 Coverage With Sublimit $50,000 Coverage With Sublimit $50,000 Coverage Without Sublimit Deductible per claim
    Medical Expenses :  ? $15,000 (Per Accident/illness medical expenses limit restricted to $7,500) $50,000 (Per Accident/illness medical expenses limit restricted to $15,000) $50,000 (Accident/illness medical expenses limit up to $50,000) US$100
    Dental Treatment :  ? $200 $200 $200 $50
    Transport of the mortal remains or burial at the place of death abroad $7,000 $7,000 $7,000 Nil
    Total Loss of Checked Baggage :  ? $500 $500 $500 Nil
    Loss of Passport :  ? $150 $150 $150 $25
    Personal Accident :  ? $15,000 (Per accident / injury limit restricted to $10,000) $15,000 (Per accident / injury limit restricted to $10,000) $15,000 Nil
    Personal Liability :  ? $15,000 $15,000 $15,000 Nil
  • Reliance Senior Citizen travel insurance for 81-90 years

    $50,000 Coverage Deductible per claim
    Medical Expenses
    $50,000 (Per illness/injury/hospitalization limit restricted to $15,000) US$100
    Dental Treatment
    $200 $50
    Transport of the mortal remains or burial at the place of death abroad
    $7,000 Nil
    Total Loss of Checked Baggage
    $500 Nil
    Loss of Passport
    $150 $25
    Personal Accident
    $15,000 Nil
    Personal Liability
    $15,000 Nil

How much does Reliance Senior Citizen travel insurance cost for 30 days?

The Reliance Senior Citizen travel insurance cost for 30 days starts at just ₹3,644 for coverage Worldwide Including USA & Canada. The monthly cost depends on factors such as the Traveler's age and plan maximum. Higher plan limits result in higher premiums.

Plans 61-70 years 71-80 years 76-80 years 81-85 years 86-90 years
$50,000 coverage
₹3,664 - - - -
$100,000 coverage ₹4,409 - - - -
$250,000 coverage ₹5,026 - - - -
$500,000 coverage ₹7,976 - - - -
$15,000 coverage
with Sublimit
- ₹3,644 ₹3,644 - -
$50,000 coverage
without Sublimit
- ₹12,356 ₹15,788 - -
$50,000 coverage
with Sublimit
- ₹6,864 ₹6,864 ₹10,380 ₹17,887

The Reliance Senior Citizen travel insurance cost for 30 days starts at just ₹2,429 for coverage Worldwide Excluding USA & Canada. The monthly cost depends on factors such as the Traveler's age and plan maximum. Higher plan limits result in higher premiums.

Plans 61-70 years 71-80 years 76-80 years 81-85 years 86-90 years
$50,000 coverage
₹2,429 - - - -
$100,000 coverage ₹2,972 - - - -
$250,000 coverage ₹3,185 - - - -
$500,000 coverage ₹5,597 - - - -
$15,000 coverage
with Sublimit
- ₹2,429 ₹2,429 - -
$50,000 coverage
without Sublimit
- ₹5,991 ₹7,989 - -
$50,000 coverage
with Sublimit
- ₹4,993 ₹4,993 ₹7,649 ₹14,800

Specific exclusion for reliance senior citizen travel insurance

Pre - existing illness/diseases/injuries are not covered under any circumstances for 70+ travelers.

Please ensure that following points are taken care:
  • Medical illness SI limits for $ 15,000 with per illness limited to $ 7,500 & for $ 50,000 coverage with per illness limited to $ 15,000.
  • Duration of travel not to exceed 360 days (including renewals).
  • Per Accident/injury limit restricted to $ 10K.
  • Buy the policy for 180 days and renew the policy for 180 days.
  • Exclusion of all pre-existing illness/diseases/injury and its related complications.
  • Exclusion of life threatening conditions & Acute Pain clauses from the coverage’s of the policy.

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