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Reliance Annual Multi Trip Travel Insurance

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Multiple trip insurance covers you for the whole year, however each trip cannot exceed 30 - 45 days.
Indians travel abroad everyday taking new challenges in different parts of the world and the number of such travelers can be thousands. They are making India proud by their achievements in the global arena. While Indians travelling abroad take such brave steps and responsibilities to benefit their loved ones back home, they might need a safety blanket to cope with the possible emergencies faced abroad. Reliance Travel Care - Annual trip ensures medical insurance coverage for travelers and help them travel peacefully to foreign countries.

Reliance multi trip frequent flier insurance ensures insurance cover for the business men and frequent travelers. This plan is valid for one year and covers unforeseen emergencies for plan duration opted for when the traveler is overseas. Reliance multi-trip trave medical insurance offers a wide of coverage options for the travelers. The available insurance coverage options are $500,000, $250,000, and $100,000 for a duration of 30 days or 45 days limit. The traveler has also an option of buying this travel insurance depending upon the countries he is visiting. He can choose between worldwide plan or excluding USA & Canada plan as per visiting countries during the year.

Reliance annual multitrip insurance overview

  • Benefits
  • Advantages
  • Coverages
  • Exclusions

Benefits of Reliance annual multitrip Insurance

Corporate Elite Corporate Plus Corporate Standard Deductibles
Medical Expenses including Transportation and Evacuation
500,000 250,000 100,000 50
Dental Care Expenses
500 500 500 50
Personal Accident
30000 25000 20000  
AD & D Common Carrier
5000 5000 2500  
Daily Allowance in case of Hospitalization
25 per day
(7 days max)
25 per day
(6 days max)
25 per day
(5 days max)
2 days
Compassionate Visit
Return Fare for any one accompanying person-spouse/child /family doctor Return Fare for any one accompanying person-spouse/child /family doctor Return Fare for any one accompanying person  
Loss of Passport
300 300 300 25
Total Loss of Checked Baggage*
1500 1000 500  
Delay of Checked Baggage
125 125 100 12 hours
Trip Delay
60 per day
(6 days max)
50 per day
(6 days max)
30 per day
(6 days max)
12 hours
Trip Cancellation & Interruption
1250 1000 750  
Missed Connection
500 300    
Personal Liability
250000 200000 100000  
Hijack Distress Allowance
125 per day
(7 days max)
75 per day
(7 days max)
60 per day
(7 days max)
12 hours
Financial Emergency Assistance
1000 1000 500  
Home Burglary Insurance (in Indian Rs)
300000 200000    
  • Reliance multi-trip medical travel insurance gives comprehensive coverage through various unique benefits like Compassionate Visit, Home Burglary Insurance, Financial Emergency Assistance etc.
  • Custom made Corporate Plans (Standard $100,000 Coverage, Plus $250,000 Coverage, Elite $500,000 Coverage) available to choose from depending on your travel requirements
  • Option of an annual Plan covering multiple trips to benefit Frequent Travellers
  • Coverage of Pre-existing Ailments and Maternity - in case of life threatening situations
  • Coverage available for sports persons and trips involving winter/adventurous sports (subject to prior declaration, premium loading and underwriting approval)
  • Automated extensions of Policy in case of medical emergency and evacuation (upto 30 days) and delay of common carrier (upto 7 days) beyond Policy expiry
  • 24 Hour Emergency Cashless Services offered through Emergency Assistance Service Provider
Medical Expenses including transportation and evacuation
Reliance general insurance takes care of emergency medical expenses incurred by the Insured / Insured Person whilst abroad, for any sudden disease, illness, injury or death, with cashless facility. The Company will reimburse emergency expenses towards medical evacuation to India. It also covers the cost of transporting the mortal remains of the deceased back home or the costs towards burial abroad, in case of one's untimely demise.

Dental Care Expenses
Reliance travel care annual multi trip insurance covers dental expenses incurred by the Insured / Insured Person for any acute anesthetic treatment of a natural tooth or teeth during a trip due to an injury but not exceeding the Sum Insured as specified in the Schedule to the Policy.

Personal Accident
Reliance multi trip travel insurance plan shall pay compensation if the Insured / Insured Person unfortunately sustain accidental bodily injury during the trip.

Accidental Death & Dismemberment - Common Carrier
Reliance multi-trip medical travel insurance shall pay compensation for injury sustained by Insured, which results in loss of life or permanent disability while riding as a passenger in any common carrier.

Daily allowance in case of hospitalization
If the Insured / Insured Person is hospitalized for more than 2 days, Reliance multi trip travel plan provides daily allowance as compensation

Compassionate Visit
In case the Insured / Insured Person is hospitalized for more than seven consecutive days. Reliance multi trip travel insurance will reimburse the return fare for an immediate family member to visit the insured.

Loss of Passport
Reliance multi trip travel insurance will reimburse actual expenses incurred for obtaining a duplicate or fresh passport in the event of a loss

Total Loss of Checked Baggage
Reliance multi trip travel insurance shall compensate the Insured / Insured Person for the total loss of checked-in baggage on a trip by a common carrier.

Delay of Checked Baggage
If the checked-in baggage is delayed for more than 12 hours, the Company shall reimburse the Insured / Insured Person expenses incurred for the purchase of toiletries, clothing and medication.

Trip Delay
Reasonable additional expenses incurred to be reimbursed if the trip is delayed for more than twelve hours from the scheduled time.

Trip Cancellation & Interruption
If the trip is cancelled or interrupted due to any medical emergency, personal employment problems or natural disaster. The Company will take care of any non-refundable prepaid payments or additional expenses.

Missed Connection
If the Insured Person misses his/her connecting flight due to its delay in arrival by more than 3 hours, the Company provides compensation for the additional expenses incurred.

Personal Liability
Reliance multi trip travel insurance offers compensation for liability/damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by the Insured / Insured Person abroad.

Financial Emergency Assistance
Reliance multi trip travel insurance provides financial assistance in the event of a financial emergency arising due to theft

Hijack Allowance
Reliance multi trip travel insurance provides an allowance in the event of hijack of a common carrier for more than 12 hours in which the Insured is traveling on a trip.

Home burglary insurance
Reliance multi trip travel insurance provides compensation against any loss or damage caused by burglary of the contents of Insured / Insured Person home in India, while he / she is on a trip abroad.
At Reliance General Insurance, we would like things to be as transparent as possible. To ensure that you do not face any misunderstanding when you make a claim, we would like you to know some of the major exclusions under the Policy.
  1. Medical expenses towards treatment of any pre-existing illness (unless of life threatening nature), pregnancy or complication related to the same (unless of life threatening nature), suicide, self inflicted injury or illness, mental disorder, anxiety, stress or depression, venereal disease, alcohol/drug abuse, dangerous sports, HIV/ AIDS etc will not be payable.
  2. No claim will be paid if the Insured Person.      a. Is travelling against the advice of a Physician
         b. Is receiving or on a waiting list for specified medical treatment declared in the Physician's report or certificate
         c. Is travelling for the purpose of obtaining treatment
         d. Has received a terminal prognosis for a medical condition
  3. No claim will be paid towards theft or loss of passport when left unattended or not informed to Police authorities.
  4. In case of loss of checked baggage, no partial loss or damage shall become payable.
  5. No claim will be payable towards loss arising out of War and Nuclear perils.
         a. No Medical Check Up
         b. Comprehensive coverage through various unique benefits like compassionate visit, home burglary Insurance, Financial Emergency Assistance etc
         c. Custom made plans (Standard, Plus and Elite)
         d. Option of an annual Plan covering multiple trips to benefit Frequent Travellers.
         e. Per -day Basis coverage for short-term trips.
         f. Coverage for Pre-existing Ailments and Maternity -in case of life threatening situations.
         g. Coverage available for sports persons and trip involving winter/adventurous sports (subject to prior declaration, premium loading and underwriting approval)
         h. Automated extensions of policy in case of medical emergency and evacuation (upto 30 days) and delay of common carrier (upto 7 days) beyond Policy expiry
         i. 24 hour Emergency Cashless Services offered through Emergency Assistance Service Provide

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Already outside India
Already outside India

Travelers who have already traveled from India and do not have insurance can buy Reliance travel medical insurance after approval.

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Online renewal

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