TATA AIG Personal Accidental Insurance - Coverages
Personal Accidental Insurance coverage against Accident Death, Dismemberment, Disability and Medical Expenses following an accident. Personal Accident policies specifically cater to and fill a critical space in one’s insurance coverage, which is not adequately covered by a life and health insurance policy.
Individual Personal Accident Insurance Products covers
Falling from Stairs
Request a Call Back
Thank you for contacting us
TATA AIG Health Insurance Review
TATA AIG Health Insurance sum insured
3 lacs − 20 lacs options available
Incurred Claims Ratio *
TATA AIG Health Insurance tenure options
1, 2 or 3 years options available
Claims Settlement Ratio **
List of network hospitals
Number of policies issued *
Maximum family floater coverage
Self, Spouse + 3 dependent children + 2 dependent parents
Number of lives covered *
* As per IRDAI report for 2018-19 | ** As per NL25 data published on the Insurance Company website
Tata AIG Secured Future Insurance is a personal accident policy which covers an injury resulting in paralysis, disability, dismemberment or death. Monthly income benefits ranging from Rs 10,000 to Rs 35,000, for a period of 5 years to 20 years are available.
TATA AIG Personal Accidental Insurance exclusions :
Class I & II - White coller non-hazardous occupations with office, showroom only i.e. lawyers; doctors; dentists; office executives; clerks; salesmen; superintending engineers, etc. Semi - hazardous occupations with duties in a supervisory capacity (not a macchine operator of any type, nor doing manual work, labour, etc.)
Class III & IV - Skilled or semi-skilled workers using light/heavy machinery i.e. filling station attendants, taxi drivers, heavy motor vehicle drivers, industrial workers or unskilled labours, construction workers, electricians, farmers, labourers etc.
The main exclusion includes suicide, military service or operations, war, illigal act, bactirial infections, diseases, AIDS, dangerous sports etc.
Review TATA AIG Personal Accidental Insurance brochure to understand coverage details.