Universal Sompo Travel Insurance Plans

Universal Sompo International Travel Insurance

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Universal Sompo International travel insurance offers overseas mediclaim coverage for Indians going abroad. India travel insurance from Universal Sompo offers coverage for emergency medical expenses incurred in relation to bodily injury, sickness, disease or death outside India and for repatriation. It also covers personal accident and other travel related risks such as checked baggage loss, passport loss, trip delay etc.

Eligibility Criteria of Universal Sompo overseas travel health insurance

  • Minimum Entry age for you (the proposer) is 18 years.
  • Maximum entry age under the Policy for all is 70 years.
  • Individuals between the ages of 1 day to 70 years are covered.

Universal Sompo travel insurance overview

  • Benefits
  • Exclusions

What does Universal Sompo international travel insurance cover?

Cover Silver
Sum Insured
Silver
Deductible
Gold
Sum Insured
Gold
Deductible
Platinum
Sum Insured
Platinum
Deductible
Health cover-medical expenses $50,000 $100 $200,000 $100 $500,000 $100
This Health Cover would also include the following expenses up to the sub limits specified: 
Dental treatment  $300 $150 $400 $150 $500 $150
Medical repatriation Included Under Accident & Sickness Medical Reimbursement   Included Under Accident & Sickness Medical Reimbursement   Included Under Accident & Sickness Medical Reimbursement  
Repatriation of mortal remains Included Under Accident & Sickness Medical Reimbursement   Included Under Accident & Sickness Medical Reimbursement   Included Under Accident & Sickness Medical Reimbursement  
Hospital daily allowance $30 per day for 15 days 48 hrs. $30 per day for 15 days 48 hrs. $30 per day for 15 days 48 hrs.
Total loss of checked baggage $500   $1000   $1000  
Delay of checked baggage $50 12 hrs. $100 12 hrs. $200 12 hrs.
Hijack distress allowance $125 per day for 14 days 12 hrs. $125 per day for 14 days 12 hrs. $125 per day for 14 days 12 hrs.
Loss of passport     $250 25 $250  
Financial emergency assistance $500   $1000   $1500  
Personal liability $100,000 $100 $200,000 $100 $200,000 $100
Personal accident $15,000   $25,000   25,000  
Trip delay $20 per 12 hrs. & maximum $120 12 hrs. $30 per 12 hrs. & maximum $120 12 hrs. $30 per 12hrs. & max 120 12 hrs.
Trip cancellation $500   $1000   $1000  
Missed connection $20 per 12 hrs. & maximum $100 12 hrs. $30 per 12 hrs. & maximum $120 12 hrs. $30 per 12 hrs. & maximum $120 12 hrs.
Burglary home contents Rs. 100,000   Rs. 200,000   Rs. 300,000  
Automatic extension of policy for 7 days Available   Available   Available  
Maximum amount to be reimbursed per bag is 50% & maximum value per article contained in any bag is 10% of the sum insured

Exclusions under Universal Sompo travel insurance

  • Pre-existing medical conditions, unless it’s a life-threatening condition.
  • Expenses incurred due to suicide, self inflicted injury, mental disorder, alcohol/drug abuse, HIV/AIDS.
  • Issues faced due to theft or loss of passport when left unattended, or unreported to local police authorities.
  • Traveling against the advice of a physician.
  • Loss of checked baggage - no partial loss or damage shall become payable.
  • War or nuclear threat in the country where you’re travelling.

Brochure

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Proposal form

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Policy wordings

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Universal Sompo travel insurance useful links

How to buy online?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.

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Already outside India

Travelers who have already traveled from India and do not have insurance can buy Universal Sompo travel medical insurance after approval.

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Universal Sompo Travel Insurance Online Renewal

Insurance customers can renew their existing policy online before the exipry date at any time.


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Universal Sompo Travel Insurance Claims & Customer care

In case of a claim or reimbursement of treatment expenses, notify Universal Sompo by contacting them.

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Universal Sompo Travel Insurance Policy Wordings

Kindly refer the Travel Policy Insurance Wordings for complete coverage details along with terms and conditions.


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How are Claims settled?

Are travel insurance directly billed or is it reimbursement basis, is there a hospital network.


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CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2025
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