Universal Sompo Travel Insurance Plans

Universal Sompo Senior Citizen Travel Insurance

Key highlights of Universal Sompo Senior Citizen Travel Insurance

Senior Citizen who is above 60 years of age for covering himself/ herself and his/her spouse.

Features of Universal Sompo Senior Citizen travel insurance

  • Minimum Entry Age - 60 years
  • Maximum Entry Age - 70 years
  • Renewal - Lifetime
  • Sum Insured - 1 lakh to 5 lakh
  • Policy Type - Individual/ Floater
  • Policy Term - 1,2,3 years
  • Free look up - 15 days
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Universal Sompo Senior Citizen travel insurance overview

  • Coverage
  • Waiting Periods
  • Exclusions
  • Co-payment

Coverages of Universal Sompo Senior Citizen insurance

Section A- Hospitalisation ( Mandatory Section)
  • Inpatient Hospitalisation
  • Pre/ Post Hospitalisation for 30 and 60 days respectively
  • Listed Day Care surgeries and Procedures
  • Domiciliary Hospitalisation
  • Daily Allowance
  • Expenses of accompanying person
  • Ambulance cover
Section B:-Critical Illnesses (Optional)
  • Cancer of specified severity
  • Open Chest CABG
  • Kidney Failure requiring regular dialysis
  • Stroke resulting in permanent symptoms
  • Major Organ/Bone Marrow Transplant
  • Multiple Sclerosis with persisting symptoms

Waiting Periods of Universal Sompo Senior Citizen insurance

  • Any claim within 30 days of taking the policy.
  • Pre-existing diseases: Covered after 24 months
  • 90 days for the listed Critical illnesses and Surgical Procedures

Exclusions of Universal Sompo Senior Citizen insurance

  • Specific waiting period of Two years for listed ailments.
  • Any hospital admission primarily for investigation/diagnostic purpose.
  • Outpatient treatment, treatment outside India.
  • Any Illness, sickness or disease, other than specified as Critical Illness, as mentioned in the policy schedule.
  • Circumcision, sex change surgery ,cosmetic surgery & plastic surgery,
  • Special nursing care, routine health checks or convalescence, Custodial Care, general debility, lethargy, rest cure etc.
  • Mental disorders, emotional distress, suicide attempt etc.
  • Substance abuse, self-inflicted injuries, STDs and HIV / AIDS,
  • Hazardous sports, war, terrorism, civil war or reach of law.
  • Any kind of service charge, surcharge, admission fees, registration fees levied by the hospital.

Co-payment of Universal Sompo Senior Citizen insurance

  • Co-pay of 10% is applicable on all admissible hospitalisation claims under the Policy
  • Co-pay of 20% shall be applicable on all claims, admissible under Section A- Hospitalisation ,arising out of any pre-existing diseases under the policy
  • Co-pay of 15% shall be applicable on all Day Care Procedures/ Surgeries claims
  • No any Co-pay shall be applicable on packaged charges by Hospital

Brochure

Review Universal Sompo Senior Citizen Travel Insurance brochure to understand coverage details.

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Proposal form

Fill the online Universal Sompo Senior Citizen Travel Insurance proposal form.


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Policy wordings

Review Universal Sompo Senior Citizen Travel Insurance policy wordings which explains the terms and conditions.

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Universal Sompo travel insurance useful links

How to buy online?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.

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Already outside India

Travelers who have already traveled from India and do not have insurance can buy Universal Sompo travel medical insurance after approval.

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Universal Sompo Travel Insurance Online Renewal

Insurance customers can renew their existing policy online before the exipry date at any time.


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Universal Sompo Travel Insurance Claims & Customer care

In case of a claim or reimbursement of treatment expenses, notify Universal Sompo by contacting them.

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Universal Sompo Travel Insurance Policy Wordings

Kindly refer the Travel Policy Insurance Wordings for complete coverage details along with terms and conditions.


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How are Claims settled?

Are travel insurance directly billed or is it reimbursement basis, is there a hospital network.


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Keep in touch

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    InstantCover Insurance Web Aggregator Private limited
    710, 6th B Cross, 16th Main Road, Koramangala 3rd Block, Bangalore - 560 034.

  • +91-(80)-41101026
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CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2022
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