Bajaj Allianz Travel Insurance - Travel Value

Travel Value Plan is a comprehensive travel insurance plan that caters to the specific needs of an individual travelling aboard on Business or on Leisure. It covers all medical eventualities including hospitalization (subject to terms and conditions of the policy) and other incidental expenses for non-medical claims at a fraction of amount that would be otherwise needed.

Features

  • Very Comprehensive plan with A&S Coverage upto $500,000
  • Offers cashless service for inpatient treatment worldwide
  • This plan is accepted by the Schengen Consulate for issuance of visa
  • Covers Accident & Sickness Medical expenses, Medical Evacuation and Repatriation of Remains
  • Covers for any delay or loss in baggage, checked in with the Common Carrier
  • In case of an early return of the insured prior to expiry of the policy period the company will refund premium subject to terms and conditions
  • Provides Emergency Assistance outside the country for Medical and Non-Medical Reasons

Benefit Table

Coverage benefits in US dollars Travel Value
$500,000 Coverage
Benefits Deductible
Medical Expenses,Evacuation and Repatriation?The Medical Expenses incurred by the Insured for medical treatment outside India and/or Medical Evacuation required as a result of Accidental Bodily Injury and/or Sickness and/or Disease occurring or having first manifested itself during an Insured Journey, and/or In the event of the Insured's death outside of India as a result of Accidental Bodily Injury and/or Sickness and/or Disease occurring or having first manifested itself during an Insured Journey, the cost of repatriating the Insured's remains to India, or up to an equivalent amount for the burial or cremation of the Insured in the country where the death occurred. $500,000 $100
Emergency dental pain relief#?Dental Services for immediate relief of dental pain are covered upto the amount specified in the schedule. However dental care rendered necessary as a result of a covered accident shall be subject to the limit of cover as ststed in th policy. $500 $100
Loss of Checked Baggage*?The company will pay the Insured up to the Sum Assured specified in the Schedule in respect of the complete and permanent loss or destruction of the Insured's Checked Baggage, save that the Company may, in its sole and absolute discretion, opt to reinstate or replace the Checked Baggage as an alternative to making payment to the Insured hereunder $1,000 NIL
Delay of Checked Baggage?The company will indemnify the Insured up to the Sum Assured specified in the Schedule in respect of the Insured's emergency purchase of toiletries, medication and clothing to replace those contained in Checked Baggage, the arrival of which is delayed by more than 12 hours beyond the time of the Insured's arrival at the intended destination outside of India. $100 12 Hrs.
Personal Accident**?The company will pay the Sum Assured specified in the Schedule if the Insured sustains Accidental Bodily Injury during the course of the Insured Journey and such Bodily Injury is within 12 months of the date upon which it was sustained the sole and direct cause of the Insured's death or the Loss of Eye and/or Loss of Limb. $30,000 Nil
Loss of Passport ?In the event of the Insured's loss of his passport, the company will indemnify the Insured up to the Sum Assured specified in the Schedule in respect of the reasonable expenses necessarily incurred by the Insured in obtaining a duplicate or fresh passport. $250 $25
Personal Liability?The Company will indemnify the Insured up to the Section F Sum Assured specified in the Schedule against any legal liability incurred by the Insured in his private capacity to pay Damages for third party civil Claims arising out of Accidental Bodily Injury or Accidental Property Damage occurring during an Insured Journey. $200,000 $100
Hijack?For each 24 hour period the insured is detained by hi-jackers following hi-jacking of any aircraft in which the insured is travelling, the company will pay the sum specified in the schedule. $50 per day, Max $300 -
TripDelay?If the aircraft on which you are booked to travel from India is delayed beyond 12 Hrs then the original schedule departure time, the sum mentioned in the schedule is paid. However, the policy will not pay for any departure delay due to strike/ industrial action anticipated at time of flight booking; aircraft taken out of service as per civil aviation or similar authorities' instruction, or delay because the insured failed to check in on time. $20 per 12 hrs., max $120 12 Hours.
Emergency Cash Advance ***?This is an Assistance Service when the insured person required emergency cash following incidents like theft/ burglary of luggage/ money or holed up. The assistance company shall co-ordinate with the insured person's relatives in India to provide emergency cash assistance to the insured person as per his requirement, upto the limit specified in the policy schedule. $1500 Nil
Golfer's Hole in One?Subject to all other terms and conditions, it is hereby agreed that the insurer shall reimburse expense incurred in celebration of achieving a hole-in-one by the insured during the trip, anywhere in the world excluding India, in a united states Golfer's Association (USGA) recognised golf course, subject to a maximum the limit shown in the schedule against the cover. All other terms, and conditions shall remain unaltered. $500 Nil

# - Included under the benefit limit of Sickness Medical Expenses
*Per Baggage maximum 50% and per item in the baggage 10%.
**Only 50% of the Sum assured in respect of the death of the insured person below age of 18 years.
*** Cash Advance would include delivery charges issued against the Credit Card Limit of the traveler.

Email / Call Back


Keep in touch

  • Address

    InstantCover Insurance Web Aggregator Private limited
    710, 6th B Cross, 16th Main Road, Koramangala 3rd Block, Bangalore - 560 034.

  • +91-(80)-41101026
  • Send an email
CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2025