Best UK Travel insurance for Indian tourist

There are many UK travel insurance plan options that an Indian traveller can choose from for their trip to UK. The first and most important fact to be considered is the cost of healthcare in UK. After USA, the UK is one of the countries where the healthcare costs are relatively very high for an Indian traveller. This is demonstrated in the table below.

Procedure	UK ($) Approx	India ($) Approx	India ₹ INR
Open Heart Surgery /Bypass Surgery	$24,000	$8,000	5,60,000
Facial Surgery and Skull base	$13,000	$4,500	3,15,000
Neurosurgery with Hypothermia	$21,000	$6,800	4,76,000
Complex spine surgery with implants	$13,000	$4,600	3,22,000
Hip Replacement	$13,000	$4,500	3,15,000
Simple Spine Surgery	$6500	$2,300	1,61,000
Simple Brain Tumor:
Biopsy	$4,300	$1,200	84,000
Surgery	$10,000	$4,600	3,22,000

This makes it critical and highly recommended that all travellers travel to UK with best UK travel insurance plan at all costs. Given the current exchange rates of the GBP (£) against INR (₹), it is advisable that the insured has a sum insured of atleast $250,000 to $500,000. Also given the fact that most Indians travel to UK for a holiday, one could also endure a non-medical emergency like a Trip Cancellation/Interruption, Loss of Passport, Flight Delay, Missed Connection, Baggage Delay/Baggare Loss or even a Bounced Hotel and hence should ensure that good India travel insurance for UK is being opted and has a comprehensive range of non-medical coverages as well.

Currently almost all the insurance companies in India offer Best travel insurance for UK and they include Tata AIG, Bajaj Allianz, Cholamandalam, Religare Health, Reliance General, Apollo Munich, HDFC Ergo, Future Generali, Royal Sundaram Digit, Universal Sompo, Star Health, IFFCO Tokio, SBI General.

Is travel insurance mandatory for Indians visiting the UK ?

Travellers to UK seem to have a question of whether one should mandatorily have travel insurance for their visit there. Well, the straightforward answer is NO. As of now, it’s not mandatory to obtain travel insurance for a UK tourist visa but it is strongly recommended not to overlook the importance of having travel insurance especially when one travels to a country like the UK, where the cost of medical treatment is extremely high relative to Indian standards. Whether one is going to have a short or long term stay in UK, Best travel insurance India for the UK would help one to overcome financially any unforeseen events or emergencies as part of your travel more easily. UK Travel insurance for Indians is a category of insurance policies which are exclusively designed for those who are planning for international travel to countries across the world including UK.

Given the current exchange rates of the GBP (£) against INR (₹), it is advisable that the insured has a sum insured of atleast $250,000 to $500,000 on their insurance plan. Also given the fact that most Indians travel to UK for a holiday, one could also endure a non-medical emergency like a Trip Cancellation/Interruption, Loss of Passport, Flight Delay, Missed Connection, Baggage Delay/Loss or even a Bounced Hotel and hence should ensure that the travel insurance plan being opted for has a comprehensive range of non-medical coverages as well. Some travel insurance plans may also provide additional benefits like Emergency cash transfer, Flight Delay, Missed Connection, Bounced Hotel Booking etc.

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